Compare Winamac, IN Car Insurance Rates (2021)

Car insurance in Winamac, IN averages $273 a month. Winamac, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Winamac car insurance rates, compare quotes from the top car insurance companies in Winamac, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winamac is USAA
  • The cheapest car insurance company in Winamac for teen drivers is USAA
  • Average car insurance rates in Winamac, IN are $3,272/year

If you need to buy Winamac, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Winamac, IN is right here.

You’ll find Winamac car insurance rates, the cheapest Winamac, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Winamac, Indiana car insurance rates to Carmel car insurance rates, Hammond car insurance rates, and Gary car insurance rates.

Ready to find affordable Winamac, IN car insurance today? Enter your ZIP code for fast, free Winamac car insurance quotes.

Cheapest Winamac, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winamac, IN car insurance rates? Every Winamac, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winamac, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,335 $2,397 $2,046 $2,241 $7,026 $8,859 $2,378 $2,584
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,568 $1,546 $1,347 $1,514 $8,428 $9,011 $2,059 $2,216
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,645 $1,567 $1,482 $1,498 $9,322 $10,490 $2,058 $2,107
State Farm $1,461 $1,461 $1,288 $1,288 $4,246 $5,457 $1,608 $1,790
Travelers $1,237 $1,265 $1,129 $1,140 $7,066 $11,234 $1,289 $1,543
USAA $985 $972 $914 $925 $2,708 $3,035 $1,333 $1,432

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Minimum Car Insurance in Winamac, IN

Every driver must carry the minimum car insurance in Winamac, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Winamac, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winamac, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winamac, IN. Compare credit history car insurance rates in Winamac from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winamac, Indiana

Insurance Company Poor Fair Good
Allstate $4,632 $3,440 $3,128
American Family $4,953 $3,229 $2,706
Farmers $4,040 $3,292 $3,051
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,177 $3,677 $3,460
State Farm $3,388 $2,021 $1,566
Travelers $3,611 $3,054 $3,049
USAA $2,075 $1,367 $1,171

Cheapest Winamac, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winamac, IN to rates for a clean record with top companies.

Annual Winamac, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $4,374 $4,023 $3,542
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,105 $3,599 $3,716 $3,424
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,837 $4,925 $3,382 $3,942
State Farm $2,274 $2,479 $2,274 $2,274
Travelers $2,755 $3,394 $3,846 $2,957
USAA $1,164 $1,651 $1,894 $1,443

Cheapest Winamac, IN Car Insurance for Teen Drivers

Teen car insurance in Winamac, IN can be expensive. Take a look at rates from the top car insurance companies in Winamac for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winamac, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $8,859
American Family $6,152 $8,981
Farmers $8,428 $9,011
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,322 $10,490
State Farm $4,246 $5,457
Travelers $7,066 $11,234
USAA $2,708 $3,035

Cheapest Winamac, IN Car Insurance for Seniors

Take a look at Winamac, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winamac, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,241
American Family $2,063 $2,063
Farmers $1,347 $1,514
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,482 $1,498
State Farm $1,288 $1,288
Travelers $1,129 $1,140
USAA $914 $925

Cheapest Winamac, IN Car Insurance Rates After a DUI

A DUI in Winamac, IN increases car insurance rates. Compare Winamac, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winamac, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,023
American Family $5,046
Farmers $3,716
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,382
State Farm $2,274
Travelers $3,846
USAA $1,894

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Cheapest Winamac, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winamac, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winamac, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,733 $3,733
American Family $3,585 $3,673
Farmers $3,461 $3,461
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,771 $3,771
State Farm $2,259 $2,391
Travelers $3,238 $3,238
USAA $1,517 $1,558

The Best Cheap Car Insurance Companies in Winamac, IN

Take a look at a side-by-side comparison of the top car insurance companies in Winamac, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winamac, Indiana

Insurance Company Average Annual Rates
Allstate $3,733
American Family $3,629
Farmers $3,461
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,771
State Farm $2,325
Travelers $3,238
USAA $1,538

Category Winners: Cheapest Car Insurance in Winamac, Indiana

Find the cheapest car insurance companies in Winamac, IN for each category right here.

Best Annual Car Insurance Rates by Company in Winamac, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Winamac, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winamac car insurance rates. Find the cheapest Winamac, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winamac, Indiana

Insurance Company Low Medium High
Allstate $3,557 $3,719 $3,923
American Family $3,604 $3,750 $3,534
Farmers $3,320 $3,453 $3,610
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,566 $3,713 $4,034
State Farm $2,230 $2,324 $2,421
Travelers $3,191 $3,268 $3,254
USAA $1,486 $1,534 $1,594

What affects car insurance rates in Winamac, Indiana?

What factors can have an impact on Winamac, IN car insurance? There are several reasons why Winamac car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winamac, Indiana.

Commute Time in Winamac

The more time you spend in your car the higher the risk of an accident. The average commute length in Winamac, IN is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Winamac, IN

Ready to find affordable Winamac, Indiana car insurance today? Enter your ZIP code for fast, free Winamac, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State