Compare Windham, NY Car Insurance Rates (2021)

Car insurance in Windham, NY averages $326 a month. Windham, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Windham car insurance rates, compare quotes from the top car insurance companies in Windham, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Windham is GEICO
  • The cheapest car insurance company in Windham for teen drivers is GEICO
  • Average car insurance rates in Windham, NY are $3,907/year

If you need to buy Windham, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Windham, NY is right here.

You’ll find Windham car insurance rates, the cheapest Windham, NY car insurance companies, and information on New York car insurance laws. You can also compare Windham, New York car insurance rates to Mount Vernon car insurance rates, Yonkers car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Windham, NY car insurance today? Enter your ZIP code for fast, free Windham car insurance quotes.

Cheapest Windham, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Windham, NY car insurance rates? Every Windham, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Windham, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,105 $3,084 $3,168 $10,160 $10,996 $3,264 $3,327
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,075 $1,941 $1,665 $1,691 $6,913 $7,675 $2,663 $2,582
State Farm $2,925 $2,925 $2,549 $2,549 $8,651 $11,151 $3,218 $3,407
Travelers $2,553 $2,583 $2,323 $2,497 $5,872 $6,977 $2,710 $2,829
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Windham, NY

Every driver must carry the minimum car insurance in Windham, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Windham, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Windham, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Windham, NY. Compare credit history car insurance rates in Windham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Windham, New York

Insurance Company Poor Fair Good
Allstate $7,247 $4,236 $3,654
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,414 $2,769 $2,018
State Farm $6,600 $4,135 $3,280
Travelers $4,872 $3,079 $2,678
USAA $5,185 $2,565 $2,265

Cheapest Windham, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Windham, NY to rates for a clean record with top companies.

Annual Windham, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,218 $4,218 $6,331 $5,416
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,308 $3,308 $3,658 $3,328
State Farm $4,449 $4,449 $4,894 $4,894
Travelers $3,041 $3,776 $3,831 $3,524
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Windham, NY Car Insurance for Teen Drivers

Teen car insurance in Windham, NY can be expensive. Take a look at rates from the top car insurance companies in Windham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Windham, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,160 $10,996
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,913 $7,675
State Farm $8,651 $11,151
Travelers $5,872 $6,977
USAA $6,993 $8,362

Cheapest Windham, NY Car Insurance for Seniors

Take a look at Windham, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Windham, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,084 $3,168
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,665 $1,691
State Farm $2,549 $2,549
Travelers $2,323 $2,497
USAA $1,576 $1,583

Cheapest Windham, NY Car Insurance Rates After a DUI

A DUI in Windham, NY increases car insurance rates. Compare Windham, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Windham, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,331
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,658
State Farm $4,894
Travelers $3,831
USAA $4,343

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Cheapest Windham, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Windham, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Windham, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,975 $5,116
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,401 $3,401
State Farm $4,508 $4,836
Travelers $3,543 $3,543
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Windham, NY

Take a look at a side-by-side comparison of the top car insurance companies in Windham, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Windham, New York

Insurance Company Average Annual Rates
Allstate $5,046
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,401
State Farm $4,672
Travelers $3,543
USAA $3,339

Category Winners: Cheapest Car Insurance in Windham, New York

Find the cheapest car insurance companies in Windham, NY for each category right here.

Best Annual Car Insurance Rates by Company in Windham, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Windham, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Windham car insurance rates. Find the cheapest Windham, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Windham, New York

Insurance Company Low Medium High
Allstate $4,671 $5,022 $5,444
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,220 $3,379 $3,602
State Farm $4,448 $4,698 $4,869
Travelers $3,368 $3,508 $3,752
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Windham, New York?

What factors can have an impact on Windham, NY car insurance? There are several reasons why Windham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Windham, New York.

Commute Time in Windham

The more time you spend in your car the higher the risk of an accident. The average commute length in Windham, NY is 15.9 minutes according to City-Data.

Compare Car Insurance Quotes in Windham, NY

Ready to find affordable Windham, New York car insurance today? Enter your ZIP code for fast, free Windham, NY car insurance quotes.

Free Car Insurance Comparison

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