Compare Windham, OH Car Insurance Rates (2021)

Car insurance in Windham, OH averages $231 a month. Windham, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Windham car insurance rates, compare quotes from the top car insurance companies in Windham, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Windham is USAA
  • The cheapest car insurance company in Windham for teen drivers is USAA
  • Average car insurance rates in Windham, OH are $2,777/year

If you need to buy Windham, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Windham, OH is right here.

You’ll find Windham car insurance rates, the cheapest Windham, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Windham, Ohio car insurance rates to Dayton car insurance rates, Parma car insurance rates, and Toledo car insurance rates.

Ready to find affordable Windham, OH car insurance today? Enter your ZIP code for fast, free Windham car insurance quotes.

Cheapest Windham, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Windham, OH car insurance rates? Every Windham, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Windham, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,129 $2,123 $1,922 $2,057 $5,881 $6,713 $2,232 $2,382
American Family $979 $1,016 $900 $903 $3,117 $3,382 $1,213 $1,278
Farmers $1,815 $1,812 $1,598 $1,689 $8,111 $8,429 $2,030 $2,114
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $2,176 $2,378 $1,669 $2,036 $11,420 $12,911 $2,310 $2,525
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,596 $1,504 $1,333 $1,376 $7,064 $7,946 $1,905 $1,969
State Farm $1,516 $1,516 $1,360 $1,360 $4,789 $6,016 $1,763 $2,021
Travelers $1,301 $1,321 $1,292 $1,288 $5,672 $9,021 $1,356 $1,538
USAA $915 $923 $868 $869 $2,796 $3,116 $1,223 $1,316

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Minimum Car Insurance in Windham, OH

Every driver must carry the minimum car insurance in Windham, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Windham, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Windham, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Windham, OH. Compare credit history car insurance rates in Windham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Windham, Ohio

Insurance Company Poor Fair Good
Allstate $4,089 $2,973 $2,478
American Family $2,123 $1,447 $1,225
Farmers $3,902 $3,302 $3,145
GEICO $2,054 $1,714 $1,375
Liberty Mutual $6,709 $4,107 $3,217
Nationwide $3,828 $3,085 $2,605
Progressive $3,468 $2,996 $2,796
State Farm $3,624 $2,239 $1,765
Travelers $3,180 $2,773 $2,593
USAA $1,951 $1,381 $1,178

Cheapest Windham, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Windham, OH to rates for a clean record with top companies.

Annual Windham, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,671 $3,238 $3,790 $3,022
American Family $1,531 $1,621 $1,621 $1,621
Farmers $2,846 $3,666 $3,576 $3,711
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,927 $5,047 $5,155 $4,583
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $2,662 $3,618 $2,837 $3,230
State Farm $2,313 $2,772 $2,543 $2,543
Travelers $2,101 $2,735 $4,123 $2,435
USAA $1,153 $1,545 $2,037 $1,278

Cheapest Windham, OH Car Insurance for Teen Drivers

Teen car insurance in Windham, OH can be expensive. Take a look at rates from the top car insurance companies in Windham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Windham, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,881 $6,713
American Family $3,117 $3,382
Farmers $8,111 $8,429
GEICO $3,317 $3,077
Liberty Mutual $11,420 $12,911
Nationwide $5,428 $6,991
Progressive $7,064 $7,946
State Farm $4,789 $6,016
Travelers $5,672 $9,021
USAA $2,796 $3,116

Cheapest Windham, OH Car Insurance for Seniors

Take a look at Windham, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Windham, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,922 $2,057
American Family $900 $903
Farmers $1,598 $1,689
GEICO $1,170 $1,191
Liberty Mutual $1,669 $2,036
Nationwide $1,909 $1,921
Progressive $1,333 $1,376
State Farm $1,360 $1,360
Travelers $1,292 $1,288
USAA $868 $869

Cheapest Windham, OH Car Insurance Rates After a DUI

A DUI in Windham, OH increases car insurance rates. Compare Windham, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Windham, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,790
American Family $1,621
Farmers $3,576
GEICO $2,447
Liberty Mutual $5,155
Nationwide $4,099
Progressive $2,837
State Farm $2,543
Travelers $4,123
USAA $2,037

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Cheapest Windham, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Windham, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Windham, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,180 $3,180
American Family $1,579 $1,618
Farmers $3,450 $3,450
GEICO $1,685 $1,744
Liberty Mutual $4,678 $4,678
Nationwide $3,173 $3,173
Progressive $3,087 $3,087
State Farm $2,479 $2,606
Travelers $2,849 $2,849
USAA $1,445 $1,561

The Best Cheap Car Insurance Companies in Windham, OH

Take a look at a side-by-side comparison of the top car insurance companies in Windham, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Windham, Ohio

Insurance Company Average Annual Rates
Allstate $3,180
American Family $1,599
Farmers $3,450
GEICO $1,714
Liberty Mutual $4,678
Nationwide $3,173
Progressive $3,087
State Farm $2,543
Travelers $2,849
USAA $1,503

Category Winners: Cheapest Car Insurance in Windham, Ohio

Find the cheapest car insurance companies in Windham, OH for each category right here.

Best Annual Car Insurance Rates by Company in Windham, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Windham, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Windham car insurance rates. Find the cheapest Windham, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Windham, Ohio

Insurance Company Low Medium High
Allstate $3,060 $3,173 $3,307
American Family $1,568 $1,611 $1,617
Farmers $3,259 $3,395 $3,696
GEICO $1,653 $1,706 $1,784
Liberty Mutual $4,492 $4,703 $4,839
Nationwide $3,503 $3,076 $2,940
Progressive $2,962 $3,059 $3,240
State Farm $2,413 $2,551 $2,664
Travelers $2,759 $2,888 $2,899
USAA $1,433 $1,502 $1,575

What affects car insurance rates in Windham, Ohio?

What factors can have an impact on Windham, OH car insurance? There are several reasons why Windham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Windham, Ohio.

Car Theft in Windham

High levels of vehicle theft can make car insurance more expensive. Windham, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Windham

The more time you spend in your car the higher the risk of an accident. The average commute length in Windham, OH is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Windham, OH

Ready to find affordable Windham, Ohio car insurance today? Enter your ZIP code for fast, free Windham, OH car insurance quotes.

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