Compare Windom, KS Car Insurance Rates (2021)

Car insurance in Windom, KS averages $264 a month. Windom, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Windom car insurance rates, compare quotes from the top car insurance companies in Windom, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Windom for teen drivers is American Family
  • Average car insurance rates in Windom, KS are $3,165/year
  • Average car insurance rates in Windom, KS after a DUI are $3,803/year

If you need to buy Windom, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Windom, KS is right here.

You’ll find Windom car insurance rates, the cheapest Windom, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Windom, Kansas car insurance rates to Kansas City car insurance rates, Shawnee car insurance rates, and Olathe car insurance rates.

Ready to find affordable Windom, KS car insurance today? Enter your ZIP code for fast, free Windom car insurance quotes.

Cheapest Windom, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Windom, KS car insurance rates? Every Windom, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Windom, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,564 $1,564 $1,412 $1,412 $3,000 $3,590 $1,564 $1,755
Farmers $2,356 $2,333 $2,102 $2,199 $6,537 $6,761 $2,661 $2,797
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,592 $1,639 $1,418 $1,528 $3,192 $3,900 $1,840 $1,954
Progressive $2,071 $1,967 $1,669 $1,743 $7,621 $8,578 $2,436 $2,601
State Farm $1,634 $1,634 $1,429 $1,429 $4,322 $5,512 $1,835 $2,072
Travelers $1,995 $2,031 $1,939 $1,965 $7,994 $12,463 $2,041 $2,416
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Windom, KS

Every driver must carry the minimum car insurance in Windom, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Windom, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Windom, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Windom, KS. Compare credit history car insurance rates in Windom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Windom, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,588 $1,833 $1,528
Farmers $4,082 $3,255 $3,068
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,369 $2,085 $1,945
Progressive $4,113 $3,455 $3,189
State Farm $3,615 $2,161 $1,674
Travelers $4,747 $3,861 $3,708
USAA $3,182 $2,079 $1,707

Cheapest Windom, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Windom, KS to rates for a clean record with top companies.

Annual Windom, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $1,945 $2,095 $1,945 $1,945
Farmers $2,917 $3,764 $3,669 $3,523
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,604 $1,844 $3,249 $1,835
Progressive $3,310 $3,878 $3,461 $3,694
State Farm $2,306 $2,661 $2,483 $2,483
Travelers $3,000 $3,905 $5,373 $4,144
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Windom, KS Car Insurance for Teen Drivers

Teen car insurance in Windom, KS can be expensive. Take a look at rates from the top car insurance companies in Windom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Windom, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,000 $3,590
Farmers $6,537 $6,761
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,192 $3,900
Progressive $7,621 $8,578
State Farm $4,322 $5,512
Travelers $7,994 $12,463
USAA $4,580 $4,837

Cheapest Windom, KS Car Insurance for Seniors

Take a look at Windom, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Windom, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,412 $1,412
Farmers $2,102 $2,199
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,418 $1,528
Progressive $1,669 $1,743
State Farm $1,429 $1,429
Travelers $1,939 $1,965
USAA $1,272 $1,296

Cheapest Windom, KS Car Insurance Rates After a DUI

A DUI in Windom, KS increases car insurance rates. Compare Windom, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Windom, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
American Family $1,945
Farmers $3,669
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,249
Progressive $3,461
State Farm $2,483
Travelers $5,373
USAA $3,352

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Cheapest Windom, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Windom, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Windom, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $1,957 $2,008
Farmers $3,468 $3,468
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,133 $2,133
Progressive $3,586 $3,586
State Farm $2,422 $2,545
Travelers $4,105 $4,105
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Windom, KS

Take a look at a side-by-side comparison of the top car insurance companies in Windom, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Windom, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $1,983
Farmers $3,468
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,133
Progressive $3,586
State Farm $2,483
Travelers $4,105
USAA $2,323

Category Winners: Cheapest Car Insurance in Windom, Kansas

Find the cheapest car insurance companies in Windom, KS for each category right here.

Best Annual Car Insurance Rates by Company in Windom, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Windom, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Windom car insurance rates. Find the cheapest Windom, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Windom, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,005 $2,083 $1,861
Farmers $3,323 $3,448 $3,633
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,243 $2,109 $2,047
Progressive $3,391 $3,556 $3,809
State Farm $2,394 $2,490 $2,566
Travelers $3,905 $4,112 $4,300
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Windom, Kansas?

What factors can have an impact on Windom, KS car insurance? There are several reasons why Windom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Windom, Kansas.

Commute Time in Windom

The more time you spend in your car the higher the risk of an accident. The average commute length in Windom, KS is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Windom, KS

Ready to find affordable Windom, Kansas car insurance today? Enter your ZIP code for fast, free Windom, KS car insurance quotes.

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