Compare Winfield, IL Car Insurance Rates (2021)

Car insurance in Winfield, IL averages $267 a month. Winfield, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Winfield car insurance rates, compare quotes from the top car insurance companies in Winfield, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winfield is Nationwide
  • The cheapest car insurance company in Winfield for teen drivers is Nationwide
  • Average car insurance rates in Winfield, IL after a DUI are $3,774/year

If you need to buy Winfield, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Winfield, IL is right here.

You’ll find Winfield car insurance rates, the cheapest Winfield, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Winfield, Illinois car insurance rates to Naperville car insurance rates, Rockford car insurance rates, and Cicero car insurance rates.

Ready to find affordable Winfield, IL car insurance today? Enter your ZIP code for fast, free Winfield car insurance quotes.

Cheapest Winfield, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winfield, IL car insurance rates? Every Winfield, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $3,152 $3,292 $3,292 $8,276 $10,753 $3,775 $4,081
American Family $2,310 $2,310 $2,122 $2,122 $6,656 $9,176 $2,310 $2,986
Farmers $2,390 $2,386 $2,111 $2,242 $10,792 $11,260 $2,736 $2,847
GEICO $1,669 $1,726 $1,635 $1,832 $6,333 $6,600 $1,985 $2,063
Liberty Mutual $1,421 $1,531 $1,170 $1,312 $5,127 $5,713 $1,485 $1,561
Nationwide $1,515 $1,534 $1,359 $1,429 $4,126 $5,249 $1,762 $1,897
Progressive $1,959 $1,829 $1,629 $1,706 $7,412 $8,287 $2,325 $2,492
State Farm $1,484 $1,484 $1,346 $1,346 $4,800 $6,053 $1,685 $1,950
Travelers $1,540 $1,621 $1,430 $1,520 $4,698 $5,956 $1,625 $1,709
USAA $1,499 $1,513 $1,397 $1,363 $4,934 $5,417 $1,965 $2,139

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Minimum Car Insurance in Winfield, IL

Every driver must carry the minimum car insurance in Winfield, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Winfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Winfield, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winfield, IL. Compare credit history car insurance rates in Winfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,322 $4,579 $4,009
American Family $4,972 $3,397 $2,878
Farmers $5,202 $4,400 $4,184
GEICO $4,792 $2,334 $1,816
Liberty Mutual $3,406 $2,140 $1,699
Nationwide $2,803 $2,278 $1,996
Progressive $3,925 $3,344 $3,096
State Farm $3,664 $2,192 $1,699
Travelers $3,049 $2,482 $2,006
USAA $3,356 $2,316 $1,913

Cheapest Winfield, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winfield, IL to rates for a clean record with top companies.

Annual Winfield, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,503 $6,069 $5,652 $4,657
American Family $2,756 $3,914 $5,202 $3,125
Farmers $3,873 $5,014 $4,889 $4,605
GEICO $1,982 $3,141 $4,478 $2,320
Liberty Mutual $2,005 $2,871 $2,507 $2,278
Nationwide $1,919 $2,456 $2,869 $2,190
Progressive $2,840 $4,249 $3,152 $3,579
State Farm $2,281 $2,756 $2,518 $2,518
Travelers $1,994 $2,626 $2,929 $2,500
USAA $1,798 $2,597 $3,546 $2,171

Cheapest Winfield, IL Car Insurance for Teen Drivers

Teen car insurance in Winfield, IL can be expensive. Take a look at rates from the top car insurance companies in Winfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,276 $10,753
American Family $6,656 $9,176
Farmers $10,792 $11,260
GEICO $6,333 $6,600
Liberty Mutual $5,127 $5,713
Nationwide $4,126 $5,249
Progressive $7,412 $8,287
State Farm $4,800 $6,053
Travelers $4,698 $5,956
USAA $4,934 $5,417

Cheapest Winfield, IL Car Insurance for Seniors

Take a look at Winfield, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,292 $3,292
American Family $2,122 $2,122
Farmers $2,111 $2,242
GEICO $1,635 $1,832
Liberty Mutual $1,170 $1,312
Nationwide $1,359 $1,429
Progressive $1,629 $1,706
State Farm $1,346 $1,346
Travelers $1,430 $1,520
USAA $1,397 $1,363

Cheapest Winfield, IL Car Insurance Rates After a DUI

A DUI in Winfield, IL increases car insurance rates. Compare Winfield, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winfield, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,652
American Family $5,202
Farmers $4,889
GEICO $4,478
Liberty Mutual $2,507
Nationwide $2,869
Progressive $3,152
State Farm $2,518
Travelers $2,929
USAA $3,546

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Cheapest Winfield, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winfield, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $4,970
American Family $3,701 $3,797
Farmers $4,595 $4,595
GEICO $2,931 $3,029
Liberty Mutual $2,415 $2,415
Nationwide $2,359 $2,359
Progressive $3,455 $3,455
State Farm $2,455 $2,582
Travelers $2,414 $2,611
USAA $2,458 $2,599

The Best Cheap Car Insurance Companies in Winfield, IL

Take a look at a side-by-side comparison of the top car insurance companies in Winfield, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winfield, Illinois

Insurance Company Average Annual Rates
Allstate $4,970
American Family $3,749
Farmers $4,595
GEICO $2,980
Liberty Mutual $2,415
Nationwide $2,359
Progressive $3,455
State Farm $2,518
Travelers $2,512
USAA $2,528

Category Winners: Cheapest Car Insurance in Winfield, Illinois

Find the cheapest car insurance companies in Winfield, IL for each category right here.

Best Annual Car Insurance Rates by Company in Winfield, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Winfield, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winfield car insurance rates. Find the cheapest Winfield, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winfield, Illinois

Insurance Company Low Medium High
Allstate $4,812 $4,965 $5,133
American Family $3,594 $3,887 $3,766
Farmers $4,352 $4,476 $4,959
GEICO $2,718 $2,979 $3,245
Liberty Mutual $2,265 $2,410 $2,570
Nationwide $2,321 $2,383 $2,374
Progressive $3,134 $3,437 $3,794
State Farm $2,365 $2,524 $2,666
Travelers $2,345 $2,509 $2,682
USAA $2,352 $2,526 $2,707

What affects car insurance rates in Winfield, Illinois?

What factors can have an impact on Winfield, IL car insurance? There are several reasons why Winfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winfield, Illinois.

Commute Time in Winfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Winfield, IL is 32.3 minutes according to City-Data.

Compare Car Insurance Quotes in Winfield, IL

Ready to find affordable Winfield, Illinois car insurance today? Enter your ZIP code for fast, free Winfield, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State