Compare Winnebago, IL Car Insurance Rates (2021)

Car insurance in Winnebago, IL averages $254 a month. Winnebago, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Winnebago car insurance rates, compare quotes from the top car insurance companies in Winnebago, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Winnebago, IL after a DUI are $3,544/year
  • The cheapest car insurance company in Winnebago is State Farm
  • Average car insurance rates in Winnebago, IL are $3,045/year

If you need to buy Winnebago, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Winnebago, IL is right here.

You’ll find Winnebago car insurance rates, the cheapest Winnebago, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Winnebago, Illinois car insurance rates to Elgin car insurance rates, Chicago car insurance rates, and Naperville car insurance rates.

Ready to find affordable Winnebago, IL car insurance today? Enter your ZIP code for fast, free Winnebago car insurance quotes.

Cheapest Winnebago, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winnebago, IL car insurance rates? Every Winnebago, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winnebago, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,244 $2,244 $1,990 $2,106 $9,674 $10,084 $2,562 $2,678
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,319 $1,422 $1,098 $1,225 $4,388 $4,875 $1,379 $1,454
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,981 $1,869 $1,633 $1,709 $7,291 $8,185 $2,364 $2,569
State Farm $1,303 $1,303 $1,170 $1,170 $3,784 $4,798 $1,473 $1,691
Travelers $1,521 $1,603 $1,395 $1,485 $4,469 $5,612 $1,611 $1,696
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Winnebago, IL

Every driver must carry the minimum car insurance in Winnebago, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Winnebago, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Winnebago, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winnebago, IL. Compare credit history car insurance rates in Winnebago from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winnebago, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,944 $3,370 $2,850
Farmers $4,770 $4,009 $3,814
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,030 $1,895 $1,510
Nationwide $2,730 $2,209 $1,940
Progressive $3,926 $3,337 $3,087
State Farm $3,030 $1,818 $1,412
Travelers $2,952 $2,386 $1,934
USAA $3,600 $2,467 $2,031

Cheapest Winnebago, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winnebago, IL to rates for a clean record with top companies.

Annual Winnebago, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,544 $4,571 $4,457 $4,220
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,787 $2,535 $2,229 $2,029
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,840 $4,227 $3,145 $3,588
State Farm $1,903 $2,270 $2,086 $2,086
Travelers $1,929 $2,531 $2,817 $2,419
USAA $1,929 $2,762 $3,784 $2,324

Cheapest Winnebago, IL Car Insurance for Teen Drivers

Teen car insurance in Winnebago, IL can be expensive. Take a look at rates from the top car insurance companies in Winnebago for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winnebago, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,566 $9,085
Farmers $9,674 $10,084
GEICO $4,524 $4,715
Liberty Mutual $4,388 $4,875
Nationwide $3,961 $5,072
Progressive $7,291 $8,185
State Farm $3,784 $4,798
Travelers $4,469 $5,612
USAA $5,149 $5,691

Cheapest Winnebago, IL Car Insurance for Seniors

Take a look at Winnebago, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winnebago, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,114 $2,114
Farmers $1,990 $2,106
GEICO $1,429 $1,724
Liberty Mutual $1,098 $1,225
Nationwide $1,329 $1,405
Progressive $1,633 $1,709
State Farm $1,170 $1,170
Travelers $1,395 $1,485
USAA $1,505 $1,491

Cheapest Winnebago, IL Car Insurance Rates After a DUI

A DUI in Winnebago, IL increases car insurance rates. Compare Winnebago, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winnebago, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,712
American Family $5,162
Farmers $4,457
GEICO $3,243
Liberty Mutual $2,229
Nationwide $2,800
Progressive $3,145
State Farm $2,086
Travelers $2,817
USAA $3,784

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Winnebago, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winnebago, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winnebago, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,674 $3,769
Farmers $4,198 $4,198
GEICO $2,338 $2,425
Liberty Mutual $2,145 $2,145
Nationwide $2,293 $2,293
Progressive $3,450 $3,450
State Farm $2,033 $2,140
Travelers $2,329 $2,519
USAA $2,624 $2,776

The Best Cheap Car Insurance Companies in Winnebago, IL

Take a look at a side-by-side comparison of the top car insurance companies in Winnebago, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winnebago, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,721
Farmers $4,198
GEICO $2,382
Liberty Mutual $2,145
Nationwide $2,293
Progressive $3,450
State Farm $2,086
Travelers $2,424
USAA $2,700

Category Winners: Cheapest Car Insurance in Winnebago, Illinois

Find the cheapest car insurance companies in Winnebago, IL for each category right here.

Best Annual Car Insurance Rates by Company in Winnebago, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Winnebago, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winnebago car insurance rates. Find the cheapest Winnebago, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winnebago, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,574 $3,858 $3,733
Farmers $3,990 $4,097 $4,506
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,029 $2,141 $2,265
Nationwide $2,276 $2,311 $2,292
Progressive $3,179 $3,441 $3,731
State Farm $1,962 $2,089 $2,208
Travelers $2,276 $2,421 $2,575
USAA $2,521 $2,697 $2,882

What affects car insurance rates in Winnebago, Illinois?

What factors can have an impact on Winnebago, IL car insurance? There are several reasons why Winnebago car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winnebago, Illinois.

Commute Time in Winnebago

The more time you spend in your car the higher the risk of an accident. The average commute length in Winnebago, IL is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Winnebago, IL

Ready to find affordable Winnebago, Illinois car insurance today? Enter your ZIP code for fast, free Winnebago, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State