Compare Winnebago, MN Car Insurance Rates (2021)

Car insurance in Winnebago, MN averages $336 a month. Winnebago, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Winnebago car insurance rates, compare quotes from the top car insurance companies in Winnebago, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winnebago for teen drivers is State Farm
  • Average car insurance rates in Winnebago, MN after a DUI are $5,496/year
  • Average car insurance rates in Winnebago, MN are $4,037/year

If you need to buy Winnebago, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Winnebago, MN is right here.

You’ll find Winnebago car insurance rates, the cheapest Winnebago, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Winnebago, Minnesota car insurance rates to Minneapolis car insurance rates, Brooklyn Park car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Winnebago, MN car insurance today? Enter your ZIP code for fast, free Winnebago car insurance quotes.

Cheapest Winnebago, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winnebago, MN car insurance rates? Every Winnebago, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winnebago, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,796 $2,687 $2,687 $6,432 $9,353 $3,403 $3,578
American Family $2,018 $2,018 $1,830 $1,830 $5,443 $7,901 $2,018 $2,278
Farmers $1,617 $1,615 $1,563 $1,644 $4,435 $4,465 $2,107 $2,043
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,845 $1,854 $1,643 $1,744 $4,665 $5,669 $2,161 $2,247
State Farm $1,285 $1,285 $1,145 $1,145 $2,767 $3,406 $1,488 $1,229
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

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Minimum Car Insurance in Winnebago, MN

Every driver must carry the minimum car insurance in Winnebago, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Winnebago, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Winnebago, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winnebago, MN. Compare credit history car insurance rates in Winnebago from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winnebago, Minnesota

Insurance Company Poor Fair Good
Allstate $6,184 $3,355 $3,111
American Family $4,298 $2,878 $2,324
Farmers $3,054 $2,199 $2,055
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,244 $2,617 $2,324
State Farm $2,505 $1,533 $1,119
USAA $4,124 $2,002 $1,733

Cheapest Winnebago, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winnebago, MN to rates for a clean record with top companies.

Annual Winnebago, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,052 $4,441 $5,363 $4,010
American Family $2,117 $3,882 $4,270 $2,399
Farmers $2,090 $2,621 $2,655 $2,379
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,167 $2,874 $3,306 $2,567
State Farm $1,581 $1,857 $1,719 $1,719
USAA $1,948 $2,472 $3,739 $2,320

Cheapest Winnebago, MN Car Insurance for Teen Drivers

Teen car insurance in Winnebago, MN can be expensive. Take a look at rates from the top car insurance companies in Winnebago for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winnebago, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,353
American Family $5,443 $7,901
Farmers $4,435 $4,465
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,665 $5,669
State Farm $2,767 $3,406
USAA $4,569 $5,027

Cheapest Winnebago, MN Car Insurance for Seniors

Take a look at Winnebago, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winnebago, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,687 $2,687
American Family $1,830 $1,830
Farmers $1,563 $1,644
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,643 $1,744
State Farm $1,145 $1,145
USAA $1,582 $1,590

Cheapest Winnebago, MN Car Insurance Rates After a DUI

A DUI in Winnebago, MN increases car insurance rates. Compare Winnebago, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winnebago, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,363
American Family $4,270
Farmers $2,655
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,306
State Farm $1,719
USAA $3,739

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Cheapest Winnebago, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winnebago, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winnebago, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $3,130 $3,204
Farmers $2,436 $2,436
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,728 $2,728
State Farm $1,673 $1,765
USAA $2,586 $2,654

The Best Cheap Car Insurance Companies in Winnebago, MN

Take a look at a side-by-side comparison of the top car insurance companies in Winnebago, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winnebago, Minnesota

Insurance Company Average Annual Rates
Allstate $4,217
American Family $3,167
Farmers $2,436
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,729
State Farm $1,719
USAA $2,620

Category Winners: Cheapest Car Insurance in Winnebago, Minnesota

Find the cheapest car insurance companies in Winnebago, MN for each category right here.

Best Annual Car Insurance Rates by Company in Winnebago, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Winnebago, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winnebago car insurance rates. Find the cheapest Winnebago, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winnebago, Minnesota

Insurance Company Low Medium High
Allstate $4,164 $4,213 $4,273
American Family $3,160 $3,254 $3,086
Farmers $2,348 $2,446 $2,516
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,582 $2,747 $2,857
State Farm $1,651 $1,724 $1,781
USAA $2,547 $2,618 $2,695

What affects car insurance rates in Winnebago, Minnesota?

What factors can have an impact on Winnebago, MN car insurance? There are several reasons why Winnebago car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winnebago, Minnesota.

Commute Time in Winnebago

The more time you spend in your car the higher the risk of an accident. The average commute length in Winnebago, MN is 16.2 minutes according to City-Data.

Compare Car Insurance Quotes in Winnebago, MN

Ready to find affordable Winnebago, Minnesota car insurance today? Enter your ZIP code for fast, free Winnebago, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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