Compare Winnemucca, NV Car Insurance Rates (2021)

Car insurance in Winnemucca, NV averages $284 a month. Winnemucca, Nevada car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Winnemucca car insurance rates, compare quotes from the top car insurance companies in Winnemucca, NV.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winnemucca for teen drivers is Nationwide
  • Average car insurance rates in Winnemucca, NV are $3,413/year
  • Average car insurance rates in Winnemucca, NV after a DUI are $4,097/year

If you need to buy Winnemucca, Nevada car insurance, the options can be confusing. Everything you need to know about car insurance in Winnemucca, NV is right here.

You’ll find Winnemucca car insurance rates, the cheapest Winnemucca, NV car insurance companies, and information on Nevada car insurance laws. You can also compare Winnemucca, Nevada car insurance rates to Henderson car insurance rates, Fernley car insurance rates, and Elko car insurance rates.

Ready to find affordable Winnemucca, NV car insurance today? Enter your ZIP code for fast, free Winnemucca car insurance quotes.

Cheapest Winnemucca, NV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winnemucca, NV car insurance rates? Every Winnemucca, Nevada car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winnemucca, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,438 $2,434 $2,237 $2,364 $7,788 $9,372 $2,638 $2,830
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,253 $2,431 $2,178 $2,440 $9,627 $10,715 $2,545 $2,691
Nationwide $1,705 $1,746 $1,558 $1,648 $4,003 $4,832 $2,004 $2,133
Progressive $1,382 $1,218 $1,218 $1,209 $5,747 $6,251 $1,615 $1,529
State Farm $2,501 $2,501 $2,254 $2,254 $7,655 $9,751 $2,795 $3,145
Travelers $1,526 $1,549 $1,445 $1,441 $7,525 $12,008 $1,684 $1,905
USAA $1,849 $1,820 $1,754 $1,754 $4,671 $5,278 $2,321 $2,481

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Minimum Car Insurance in Winnemucca, NV

Every driver must carry the minimum car insurance in Winnemucca, NV. Take a look at the Nevada car insurance requirements.

Minimum Required Car Insurance Coverage in Winnemucca, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Winnemucca, NV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winnemucca, NV. Compare credit history car insurance rates in Winnemucca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winnemucca, Nevada

Insurance Company Poor Fair Good
Allstate $5,130 $3,725 $3,183
American Family $5,272 $4,013 $3,458
Farmers $3,636 $2,948 $2,779
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,273 $3,815 $2,992
Nationwide $2,897 $2,386 $2,077
Progressive $2,770 $2,476 $2,318
State Farm $7,492 $2,950 $1,878
Travelers $3,989 $3,561 $3,356
USAA $3,961 $2,350 $1,912

Cheapest Winnemucca, NV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winnemucca, NV to rates for a clean record with top companies.

Annual Winnemucca, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $3,983 $4,806 $3,849
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,202 $5,073 $5,117 $4,048
Nationwide $1,978 $2,530 $3,148 $2,158
Progressive $2,120 $2,860 $2,650 $2,454
State Farm $3,739 $4,475 $4,107 $4,107
Travelers $2,625 $3,876 $4,894 $3,147
USAA $2,113 $2,653 $3,811 $2,387

Cheapest Winnemucca, NV Car Insurance for Teen Drivers

Teen car insurance in Winnemucca, NV can be expensive. Take a look at rates from the top car insurance companies in Winnemucca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winnemucca, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,788 $9,372
American Family $8,323 $10,907
Farmers $6,102 $6,468
GEICO $5,460 $4,998
Liberty Mutual $9,627 $10,715
Nationwide $4,003 $4,832
Progressive $5,747 $6,251
State Farm $7,655 $9,751
Travelers $7,525 $12,008
USAA $4,671 $5,278

Cheapest Winnemucca, NV Car Insurance for Seniors

Take a look at Winnemucca, NV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winnemucca, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,364
American Family $2,208 $2,208
Farmers $1,689 $1,881
GEICO $2,254 $2,265
Liberty Mutual $2,178 $2,440
Nationwide $1,558 $1,648
Progressive $1,218 $1,209
State Farm $2,254 $2,254
Travelers $1,445 $1,441
USAA $1,754 $1,754

Cheapest Winnemucca, NV Car Insurance Rates After a DUI

A DUI in Winnemucca, NV increases car insurance rates. Compare Winnemucca, Nevada DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winnemucca, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,806
American Family $5,084
Farmers $3,417
GEICO $3,940
Liberty Mutual $5,117
Nationwide $3,148
Progressive $2,650
State Farm $4,107
Travelers $4,894
USAA $3,811

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Cheapest Winnemucca, NV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winnemucca, NV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winnemucca, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,013 $4,013
American Family $4,192 $4,303
Farmers $3,121 $3,121
GEICO $2,886 $2,986
Liberty Mutual $4,360 $4,360
Nationwide $2,453 $2,453
Progressive $2,521 $2,521
State Farm $3,989 $4,225
Travelers $3,635 $3,635
USAA $2,705 $2,778

The Best Cheap Car Insurance Companies in Winnemucca, NV

Take a look at a side-by-side comparison of the top car insurance companies in Winnemucca, NV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winnemucca, Nevada

Insurance Company Average Annual Rates
Allstate $4,013
American Family $4,248
Farmers $3,121
GEICO $2,936
Liberty Mutual $4,360
Nationwide $2,453
Progressive $2,521
State Farm $4,107
Travelers $3,635
USAA $2,741

Category Winners: Cheapest Car Insurance in Winnemucca, Nevada

Find the cheapest car insurance companies in Winnemucca, NV for each category right here.

Best Annual Car Insurance Rates by Company in Winnemucca, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

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Cheapest Winnemucca, NV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winnemucca car insurance rates. Find the cheapest Winnemucca, NV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winnemucca, Nevada

Insurance Company Low Medium High
Allstate $3,664 $4,055 $4,319
American Family $4,079 $4,491 $4,173
Farmers $2,876 $3,092 $3,394
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,029 $4,313 $4,737
Nationwide $2,420 $2,449 $2,492
Progressive $2,282 $2,453 $2,828
State Farm $3,798 $4,091 $4,431
Travelers $3,335 $3,654 $3,917
USAA $2,478 $2,718 $3,027

What affects car insurance rates in Winnemucca, Nevada?

What factors can have an impact on Winnemucca, NV car insurance? There are several reasons why Winnemucca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winnemucca, Nevada.

Car Theft in Winnemucca

High levels of vehicle theft can make car insurance more expensive. Winnemucca, NV car theft statistics from the FBI indicate 23 vehicle thefts a year.

Commute Time in Winnemucca

The more time you spend in your car the higher the risk of an accident. The average commute length in Winnemucca, NV is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Winnemucca, NV

Ready to find affordable Winnemucca, Nevada car insurance today? Enter your ZIP code for fast, free Winnemucca, NV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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