Compare Winnie, TX Car Insurance Rates (2021)

Car insurance in Winnie, TX averages $371 a month. Winnie, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Winnie car insurance rates, compare quotes from the top car insurance companies in Winnie, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winnie for teen drivers is USAA
  • Average car insurance rates in Winnie, TX after a DUI are $5,055/year
  • Average car insurance rates in Winnie, TX are $4,456/year

If you need to buy Winnie, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Winnie, TX is right here.

You’ll find Winnie car insurance rates, the cheapest Winnie, TX car insurance companies, and information on Texas car insurance laws. You can also compare Winnie, Texas car insurance rates to Houston car insurance rates, El Paso car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Winnie, TX car insurance today? Enter your ZIP code for fast, free Winnie car insurance quotes.

Cheapest Winnie, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winnie, TX car insurance rates? Every Winnie, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winnie, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,729 $3,748 $3,679 $3,679 $10,004 $12,033 $4,598 $4,768
American Family $3,422 $3,864 $3,301 $3,835 $10,042 $13,053 $5,116 $5,840
GEICO $2,782 $3,025 $2,706 $3,099 $6,225 $6,490 $3,020 $3,011
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,753 $2,614 $2,453 $2,497 $11,817 $13,191 $3,274 $3,323
State Farm $2,238 $2,238 $2,001 $2,001 $5,457 $6,969 $2,440 $2,508
USAA $1,717 $1,719 $1,649 $1,627 $4,891 $5,298 $2,282 $2,427

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Minimum Car Insurance in Winnie, TX

Every driver must carry the minimum car insurance in Winnie, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Winnie, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winnie, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winnie, TX. Compare credit history car insurance rates in Winnie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winnie, Texas

Insurance Company Poor Fair Good
Allstate $7,340 $5,384 $4,615
American Family $8,171 $5,352 $4,654
GEICO $5,876 $3,311 $2,197
Nationwide $5,268 $4,228 $3,665
Progressive $5,887 $5,102 $4,732
State Farm $4,566 $2,852 $2,277
USAA $3,952 $2,299 $1,853

Cheapest Winnie, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winnie, TX to rates for a clean record with top companies.

Annual Winnie, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,441 $6,966 $7,271 $4,441
American Family $5,480 $7,093 $6,183 $5,480
GEICO $3,217 $4,286 $3,534 $4,143
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,561 $5,927 $5,331 $5,141
State Farm $2,860 $3,295 $3,912 $2,860
USAA $2,006 $2,980 $3,515 $2,304

Cheapest Winnie, TX Car Insurance for Teen Drivers

Teen car insurance in Winnie, TX can be expensive. Take a look at rates from the top car insurance companies in Winnie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winnie, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,004 $12,033
American Family $10,042 $13,053
GEICO $6,225 $6,490
Nationwide $7,884 $10,108
Progressive $11,817 $13,191
State Farm $5,457 $6,969
USAA $4,891 $5,298

Cheapest Winnie, TX Car Insurance for Seniors

Take a look at Winnie, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winnie, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,679 $3,679
American Family $3,301 $3,835
GEICO $2,706 $3,099
Nationwide $2,400 $2,538
Progressive $2,453 $2,497
State Farm $2,001 $2,001
USAA $1,649 $1,627

Cheapest Winnie, TX Car Insurance Rates After a DUI

A DUI in Winnie, TX increases car insurance rates. Compare Winnie, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winnie, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,271
American Family $6,183
GEICO $3,534
Nationwide $5,642
Progressive $5,331
State Farm $3,912
USAA $3,515

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Cheapest Winnie, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winnie, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winnie, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,925
American Family $6,059 $6,059
GEICO $3,724 $3,865
Nationwide $4,387 $4,387
Progressive $5,240 $5,240
State Farm $3,232 $3,232
USAA $2,667 $2,736

The Best Cheap Car Insurance Companies in Winnie, TX

Take a look at a side-by-side comparison of the top car insurance companies in Winnie, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winnie, Texas

Insurance Company Average Annual Rates
Allstate $5,780
American Family $6,059
GEICO $3,795
Nationwide $4,387
Progressive $5,240
State Farm $3,232
USAA $2,701

Category Winners: Cheapest Car Insurance in Winnie, Texas

Find the cheapest car insurance companies in Winnie, TX for each category right here.

Best Annual Car Insurance Rates by Company in Winnie, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Winnie, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winnie car insurance rates. Find the cheapest Winnie, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winnie, Texas

Insurance Company Low Medium High
Allstate $5,633 $5,725 $5,981
American Family $5,553 $5,772 $6,852
GEICO $3,582 $3,740 $4,062
Nationwide $4,708 $4,197 $4,255
Progressive $4,994 $5,217 $5,509
State Farm $3,044 $3,220 $3,431
USAA $2,598 $2,689 $2,817

What affects car insurance rates in Winnie, Texas?

What factors can have an impact on Winnie, TX car insurance? There are several reasons why Winnie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winnie, Texas.

Commute Time in Winnie

The more time you spend in your car the higher the risk of an accident. The average commute length in Winnie, TX is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Winnie, TX

Ready to find affordable Winnie, Texas car insurance today? Enter your ZIP code for fast, free Winnie, TX car insurance quotes.

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