Compare Winona, KS Car Insurance Rates (2021)

Car insurance in Winona, KS averages $287 a month. Winona, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Winona car insurance rates, compare quotes from the top car insurance companies in Winona, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Winona, KS are $3,444/year
  • The cheapest car insurance company in Winona is American Family
  • The cheapest car insurance company in Winona for teen drivers is American Family

If you need to buy Winona, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Winona, KS is right here.

You’ll find Winona car insurance rates, the cheapest Winona, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Winona, Kansas car insurance rates to Manhattan car insurance rates, Wichita car insurance rates, and Salina car insurance rates.

Ready to find affordable Winona, KS car insurance today? Enter your ZIP code for fast, free Winona car insurance quotes.

Cheapest Winona, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winona, KS car insurance rates? Every Winona, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winona, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,626 $1,626 $1,467 $1,467 $3,083 $3,684 $1,626 $1,820
Farmers $2,528 $2,510 $2,264 $2,360 $6,508 $6,725 $2,831 $2,979
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,860 $1,924 $1,649 $1,785 $3,628 $4,467 $2,137 $2,278
Progressive $2,359 $2,266 $1,902 $1,977 $8,289 $9,364 $2,784 $2,973
State Farm $2,100 $2,100 $1,796 $1,796 $4,951 $6,396 $2,346 $2,614
Travelers $2,232 $2,280 $2,135 $2,174 $8,644 $13,530 $2,275 $2,748
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Winona, KS

Every driver must carry the minimum car insurance in Winona, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Winona, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winona, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winona, KS. Compare credit history car insurance rates in Winona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winona, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,674 $1,897 $1,578
Farmers $4,246 $3,353 $3,165
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,753 $2,404 $2,242
Progressive $4,604 $3,835 $3,529
State Farm $4,387 $2,621 $2,029
Travelers $5,223 $4,226 $4,057
USAA $3,553 $2,300 $1,879

Cheapest Winona, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winona, KS to rates for a clean record with top companies.

Annual Winona, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,012 $2,162 $2,012 $2,012
Farmers $3,034 $3,882 $3,786 $3,650
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,835 $2,119 $3,800 $2,111
Progressive $3,692 $4,298 $3,847 $4,120
State Farm $2,838 $3,187 $3,012 $3,012
Travelers $3,327 $4,289 $5,859 $4,534
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Winona, KS Car Insurance for Teen Drivers

Teen car insurance in Winona, KS can be expensive. Take a look at rates from the top car insurance companies in Winona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winona, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,083 $3,684
Farmers $6,508 $6,725
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,628 $4,467
Progressive $8,289 $9,364
State Farm $4,951 $6,396
Travelers $8,644 $13,530
USAA $4,983 $5,299

Cheapest Winona, KS Car Insurance for Seniors

Take a look at Winona, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winona, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,467 $1,467
Farmers $2,264 $2,360
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,649 $1,785
Progressive $1,902 $1,977
State Farm $1,796 $1,796
Travelers $2,135 $2,174
USAA $1,424 $1,461

Cheapest Winona, KS Car Insurance Rates After a DUI

A DUI in Winona, KS increases car insurance rates. Compare Winona, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winona, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,012
Farmers $3,786
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,800
Progressive $3,847
State Farm $3,012
Travelers $5,859
USAA $3,713

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Cheapest Winona, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winona, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winona, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,023 $2,077
Farmers $3,588 $3,588
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,466 $2,466
Progressive $3,989 $3,989
State Farm $2,938 $3,087
Travelers $4,502 $4,502
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Winona, KS

Take a look at a side-by-side comparison of the top car insurance companies in Winona, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winona, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,050
Farmers $3,588
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,466
Progressive $3,989
State Farm $3,012
Travelers $4,502
USAA $2,577

Category Winners: Cheapest Car Insurance in Winona, Kansas

Find the cheapest car insurance companies in Winona, KS for each category right here.

Best Annual Car Insurance Rates by Company in Winona, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Winona, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winona car insurance rates. Find the cheapest Winona, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winona, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,076 $2,154 $1,921
Farmers $3,453 $3,571 $3,740
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,606 $2,437 $2,355
Progressive $3,805 $3,961 $4,202
State Farm $2,930 $3,019 $3,088
Travelers $4,297 $4,508 $4,702
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Winona, Kansas?

What factors can have an impact on Winona, KS car insurance? There are several reasons why Winona car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winona, Kansas.

Commute Time in Winona

The more time you spend in your car the higher the risk of an accident. The average commute length in Winona, KS is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Winona, KS

Ready to find affordable Winona, Kansas car insurance today? Enter your ZIP code for fast, free Winona, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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