Compare Winsted, CT Car Insurance Rates (2021)

Car insurance in Winsted, CT averages $361 a month. Winsted, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Winsted car insurance rates, compare quotes from the top car insurance companies in Winsted, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winsted is GEICO
  • Average car insurance rates in Winsted, CT are $4,330/year
  • The cheapest car insurance company in Winsted for teen drivers is GEICO

If you need to buy Winsted, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Winsted, CT is right here.

You’ll find Winsted car insurance rates, the cheapest Winsted, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Winsted, Connecticut car insurance rates to Norwalk car insurance rates, Bristol car insurance rates, and Hartford car insurance rates.

Ready to find affordable Winsted, CT car insurance today? Enter your ZIP code for fast, free Winsted car insurance quotes.

Cheapest Winsted, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winsted, CT car insurance rates? Every Winsted, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winsted, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,229 $3,458 $10,742 $12,689 $3,669 $3,854
GEICO $2,186 $2,191 $2,027 $2,043 $5,082 $6,034 $2,111 $2,051
Liberty Mutual $3,295 $3,577 $2,536 $3,119 $16,511 $18,596 $3,339 $3,641
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,362 $2,208 $2,018 $2,096 $9,780 $10,836 $2,705 $3,030
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,667 $1,692 $1,661 $1,654 $12,612 $20,231 $1,815 $2,052
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Winsted, CT

Every driver must carry the minimum car insurance in Winsted, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Winsted, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Winsted, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winsted, CT. Compare credit history car insurance rates in Winsted from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winsted, Connecticut

Insurance Company Poor Fair Good
Allstate $7,091 $5,374 $4,266
GEICO $4,314 $2,602 $1,982
Liberty Mutual $9,681 $6,044 $4,755
Nationwide $4,621 $3,099 $2,743
Progressive $4,769 $4,275 $4,094
State Farm $4,130 $2,644 $2,127
Travelers $6,159 $5,130 $4,980
USAA $3,987 $2,690 $2,369

Cheapest Winsted, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winsted, CT to rates for a clean record with top companies.

Annual Winsted, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,744 $5,865 $6,955 $4,744
GEICO $1,877 $2,460 $5,222 $2,304
Liberty Mutual $5,980 $7,485 $7,413 $6,429
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,737 $5,420 $3,926 $4,434
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,367 $4,729 $6,880 $5,717
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Winsted, CT Car Insurance for Teen Drivers

Teen car insurance in Winsted, CT can be expensive. Take a look at rates from the top car insurance companies in Winsted for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winsted, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,689
GEICO $5,082 $6,034
Liberty Mutual $16,511 $18,596
Nationwide $6,150 $7,803
Progressive $9,780 $10,836
State Farm $5,501 $6,904
Travelers $12,612 $20,231
USAA $5,822 $6,120

Cheapest Winsted, CT Car Insurance for Seniors

Take a look at Winsted, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winsted, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,229 $3,458
GEICO $2,027 $2,043
Liberty Mutual $2,536 $3,119
Nationwide $2,003 $2,102
Progressive $2,018 $2,096
State Farm $1,663 $1,663
Travelers $1,661 $1,654
USAA $1,727 $1,706

Cheapest Winsted, CT Car Insurance Rates After a DUI

A DUI in Winsted, CT increases car insurance rates. Compare Winsted, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winsted, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,955
GEICO $5,222
Liberty Mutual $7,413
Nationwide $4,241
Progressive $3,926
State Farm $3,035
Travelers $6,880
USAA $4,435

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Cheapest Winsted, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winsted, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winsted, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,577 $5,577
GEICO $2,921 $3,011
Liberty Mutual $6,827 $6,827
Nationwide $3,488 $3,488
Progressive $4,379 $4,379
State Farm $2,895 $3,039
Travelers $5,423 $5,423
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Winsted, CT

Take a look at a side-by-side comparison of the top car insurance companies in Winsted, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winsted, Connecticut

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $2,966
Liberty Mutual $6,827
Nationwide $3,488
Progressive $4,379
State Farm $2,967
Travelers $5,423
USAA $3,015

Category Winners: Cheapest Car Insurance in Winsted, Connecticut

Find the cheapest car insurance companies in Winsted, CT for each category right here.

Best Annual Car Insurance Rates by Company in Winsted, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Winsted, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winsted car insurance rates. Find the cheapest Winsted, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winsted, Connecticut

Insurance Company Low Medium High
Allstate $5,268 $5,570 $5,893
GEICO $2,759 $2,930 $3,209
Liberty Mutual $6,577 $6,780 $7,123
Nationwide $3,547 $3,514 $3,403
Progressive $4,101 $4,344 $4,693
State Farm $2,792 $2,971 $3,137
Travelers $5,057 $5,389 $5,824
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Winsted, Connecticut?

What factors can have an impact on Winsted, CT car insurance? There are several reasons why Winsted car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winsted, Connecticut.

Commute Time in Winsted

The more time you spend in your car the higher the risk of an accident. The average commute length in Winsted, CT is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Winsted, CT

Ready to find affordable Winsted, Connecticut car insurance today? Enter your ZIP code for fast, free Winsted, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State