Compare Winston, NM Car Insurance Rates (2021)

Car insurance in Winston, NM averages $265 a month. Winston, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Winston car insurance rates, compare quotes from the top car insurance companies in Winston, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winston for teen drivers is State Farm
  • The cheapest car insurance company in Winston is State Farm
  • Average car insurance rates in Winston, NM are $3,185/year

If you need to buy Winston, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Winston, NM is right here.

You’ll find Winston car insurance rates, the cheapest Winston, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Winston, New Mexico car insurance rates to Farmington car insurance rates, Las Cruces car insurance rates, and Carlsbad car insurance rates.

Ready to find affordable Winston, NM car insurance today? Enter your ZIP code for fast, free Winston car insurance quotes.

Cheapest Winston, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winston, NM car insurance rates? Every Winston, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winston, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,179 $2,173 $1,952 $2,080 $8,801 $9,050 $2,452 $2,536
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,743 $1,705 $1,554 $1,573 $6,766 $7,623 $2,122 $2,211
State Farm $1,260 $1,260 $1,142 $1,142 $3,351 $4,210 $1,407 $1,552
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Winston, NM

Every driver must carry the minimum car insurance in Winston, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Winston, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Winston, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winston, NM. Compare credit history car insurance rates in Winston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winston, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,481 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,492 $3,088 $2,906
State Farm $2,726 $1,684 $1,335
USAA $2,680 $2,000 $1,731

Cheapest Winston, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winston, NM to rates for a clean record with top companies.

Annual Winston, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,298 $4,244 $4,145 $3,924
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,744 $3,708 $2,952 $3,244
State Farm $1,802 $1,953 $1,953 $1,953
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Winston, NM Car Insurance for Teen Drivers

Teen car insurance in Winston, NM can be expensive. Take a look at rates from the top car insurance companies in Winston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winston, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,801 $9,050
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,766 $7,623
State Farm $3,351 $4,210
USAA $3,641 $4,122

Cheapest Winston, NM Car Insurance for Seniors

Take a look at Winston, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winston, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,952 $2,080
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,554 $1,573
State Farm $1,142 $1,142
USAA $1,372 $1,376

Cheapest Winston, NM Car Insurance Rates After a DUI

A DUI in Winston, NM increases car insurance rates. Compare Winston, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winston, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $4,145
GEICO $8,009
Nationwide $4,082
Progressive $2,952
State Farm $1,953
USAA $2,897

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Cheapest Winston, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winston, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winston, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,903 $3,903
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $3,162 $3,162
State Farm $1,868 $1,962
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Winston, NM

Take a look at a side-by-side comparison of the top car insurance companies in Winston, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winston, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,903
GEICO $4,266
Nationwide $3,023
Progressive $3,162
State Farm $1,915
USAA $2,137

Category Winners: Cheapest Car Insurance in Winston, New Mexico

Find the cheapest car insurance companies in Winston, NM for each category right here.

Best Annual Car Insurance Rates by Company in Winston, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Winston, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winston car insurance rates. Find the cheapest Winston, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winston, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,562 $3,866 $4,281
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $3,054 $3,162 $3,271
State Farm $1,747 $1,921 $2,079
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Winston, New Mexico?

What factors can have an impact on Winston, NM car insurance? There are several reasons why Winston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winston, New Mexico.

Traffic in Winston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Winston, NM traffic data from INRIX ranks Winston as the 841st-most congested in the world.

Compare Car Insurance Quotes in Winston, NM

Ready to find affordable Winston, New Mexico car insurance today? Enter your ZIP code for fast, free Winston, NM car insurance quotes.

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