Compare Winston, OR Car Insurance Rates (2021)

Car insurance in Winston, OR averages $259 a month. Winston, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Winston car insurance rates, compare quotes from the top car insurance companies in Winston, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Winston, OR after a DUI are $3,662/year
  • Average car insurance rates in Winston, OR are $3,107/year
  • The cheapest car insurance company in Winston for teen drivers is USAA

If you need to buy Winston, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Winston, OR is right here.

You’ll find Winston car insurance rates, the cheapest Winston, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Winston, Oregon car insurance rates to Medford car insurance rates, Gresham car insurance rates, and Beaverton car insurance rates.

Ready to find affordable Winston, OR car insurance today? Enter your ZIP code for fast, free Winston car insurance quotes.

Cheapest Winston, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winston, OR car insurance rates? Every Winston, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winston, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,860 $2,650 $2,605 $2,619 $8,313 $9,239 $2,979 $2,989
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,764 $1,721 $1,562 $1,661 $7,138 $7,271 $1,974 $2,023
GEICO $2,090 $2,019 $1,950 $1,963 $5,359 $4,874 $2,224 $1,916
Liberty Mutual $2,603 $2,737 $2,255 $2,497 $8,169 $8,783 $2,501 $2,529
Nationwide $2,113 $2,109 $1,882 $1,971 $4,807 $6,020 $2,460 $2,595
Progressive $1,763 $1,598 $1,533 $1,578 $7,523 $8,293 $2,101 $1,987
State Farm $1,383 $1,383 $1,264 $1,264 $4,352 $5,465 $1,568 $1,795
Travelers $1,724 $1,717 $1,541 $1,592 $4,642 $5,544 $1,789 $1,801
USAA $1,532 $1,489 $1,510 $1,461 $4,624 $4,976 $1,967 $2,049

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Minimum Car Insurance in Winston, OR

Every driver must carry the minimum car insurance in Winston, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Winston, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Winston, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winston, OR. Compare credit history car insurance rates in Winston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winston, Oregon

Insurance Company Poor Fair Good
Allstate $5,615 $3,959 $3,271
American Family $4,117 $3,040 $2,573
Farmers $3,638 $2,968 $2,812
GEICO $3,375 $2,799 $2,224
Liberty Mutual $5,895 $3,461 $2,671
Nationwide $3,620 $2,872 $2,492
Progressive $3,706 $3,203 $2,983
State Farm $3,223 $2,058 $1,647
Travelers $3,214 $2,479 $1,938
USAA $3,669 $2,050 $1,634

Cheapest Winston, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winston, OR to rates for a clean record with top companies.

Annual Winston, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,471 $4,658 $4,791 $4,207
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,647 $3,408 $3,333 $3,170
GEICO $1,849 $2,941 $3,860 $2,548
Liberty Mutual $3,552 $3,975 $4,561 $3,949
Nationwide $2,539 $2,719 $3,848 $2,872
Progressive $2,488 $4,531 $3,204 $2,964
State Farm $2,050 $2,671 $2,257 $2,257
Travelers $2,060 $2,635 $2,964 $2,516
USAA $1,784 $2,486 $3,448 $2,086

Cheapest Winston, OR Car Insurance for Teen Drivers

Teen car insurance in Winston, OR can be expensive. Take a look at rates from the top car insurance companies in Winston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winston, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,313 $9,239
American Family $5,264 $8,240
Farmers $7,138 $7,271
GEICO $5,359 $4,874
Liberty Mutual $8,169 $8,783
Nationwide $4,807 $6,020
Progressive $7,523 $8,293
State Farm $4,352 $5,465
Travelers $4,642 $5,544
USAA $4,624 $4,976

Cheapest Winston, OR Car Insurance for Seniors

Take a look at Winston, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winston, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,605 $2,619
American Family $1,903 $1,903
Farmers $1,562 $1,661
GEICO $1,950 $1,963
Liberty Mutual $2,255 $2,497
Nationwide $1,882 $1,971
Progressive $1,533 $1,578
State Farm $1,264 $1,264
Travelers $1,541 $1,592
USAA $1,510 $1,461

Cheapest Winston, OR Car Insurance Rates After a DUI

A DUI in Winston, OR increases car insurance rates. Compare Winston, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winston, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,791
American Family $4,356
Farmers $3,333
GEICO $3,860
Liberty Mutual $4,561
Nationwide $3,848
Progressive $3,204
State Farm $2,257
Travelers $2,964
USAA $3,448

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Cheapest Winston, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winston, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winston, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
American Family $3,194 $3,293
Farmers $3,139 $3,139
GEICO $2,753 $2,846
Liberty Mutual $4,009 $4,009
Nationwide $2,995 $2,995
Progressive $3,297 $3,297
State Farm $2,250 $2,369
Travelers $2,443 $2,645
USAA $2,381 $2,521

The Best Cheap Car Insurance Companies in Winston, OR

Take a look at a side-by-side comparison of the top car insurance companies in Winston, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winston, Oregon

Insurance Company Average Annual Rates
Allstate $4,282
American Family $3,243
Farmers $3,139
GEICO $2,799
Liberty Mutual $4,009
Nationwide $2,995
Progressive $3,297
State Farm $2,309
Travelers $2,544
USAA $2,451

Category Winners: Cheapest Car Insurance in Winston, Oregon

Find the cheapest car insurance companies in Winston, OR for each category right here.

Best Annual Car Insurance Rates by Company in Winston, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Winston, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winston car insurance rates. Find the cheapest Winston, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winston, Oregon

Insurance Company Low Medium High
Allstate $4,130 $4,272 $4,443
American Family $3,228 $3,428 $3,074
Farmers $2,954 $3,101 $3,364
GEICO $2,562 $2,813 $3,024
Liberty Mutual $3,795 $4,000 $4,232
Nationwide $2,871 $3,074 $3,039
Progressive $3,175 $3,281 $3,435
State Farm $2,179 $2,312 $2,437
Travelers $2,393 $2,531 $2,707
USAA $2,347 $2,453 $2,553

What affects car insurance rates in Winston, Oregon?

What factors can have an impact on Winston, OR car insurance? There are several reasons why Winston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winston, Oregon.

Car Theft in Winston

High levels of vehicle theft can make car insurance more expensive. Winston, OR car theft statistics from the FBI indicate 18 vehicle thefts a year.

Commute Time in Winston

The more time you spend in your car the higher the risk of an accident. The average commute length in Winston, OR is 15.1 minutes according to City-Data.

Traffic in Winston

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Winston, OR traffic data from INRIX ranks Winston as the 841st-most congested in the world.

Compare Car Insurance Quotes in Winston, OR

Ready to find affordable Winston, Oregon car insurance today? Enter your ZIP code for fast, free Winston, OR car insurance quotes.

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