Compare Winterhaven, CA Car Insurance Rates (2021)

Car insurance in Winterhaven, CA averages $279 a month. Winterhaven, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Winterhaven car insurance rates, compare quotes from the top car insurance companies in Winterhaven, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winterhaven is Progressive
  • Average car insurance rates in Winterhaven, CA after a DUI are $4,740/year
  • The cheapest car insurance company in Winterhaven for teen drivers is Progressive

If you need to buy Winterhaven, California car insurance, the options can be confusing. Everything you need to know about car insurance in Winterhaven, CA is right here.

You’ll find Winterhaven car insurance rates, the cheapest Winterhaven, CA car insurance companies, and information on California car insurance laws. You can also compare Winterhaven, California car insurance rates to San Jose car insurance rates, Oakland car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Winterhaven, CA car insurance today? Enter your ZIP code for fast, free Winterhaven car insurance quotes.

Cheapest Winterhaven, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winterhaven, CA car insurance rates? Every Winterhaven, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winterhaven, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,026 $3,092 $2,136 $2,230 $7,722 $9,840 $4,059 $4,698
Farmers $2,159 $2,159 $1,923 $1,923 $6,863 $11,373 $2,553 $2,837
GEICO $1,703 $1,703 $1,601 $1,601 $5,166 $5,260 $2,444 $2,502
Liberty Mutual $2,075 $1,967 $1,931 $1,873 $4,562 $4,842 $2,342 $2,356
Nationwide $3,010 $2,882 $2,618 $2,476 $7,504 $8,305 $3,585 $3,557
Progressive $1,464 $1,504 $1,224 $1,457 $3,753 $4,537 $2,085 $2,239
State Farm $2,981 $2,981 $2,659 $2,659 $5,412 $6,703 $3,297 $3,401
Travelers $2,175 $2,109 $1,924 $1,905 $4,419 $5,058 $2,810 $2,756
USAA $2,053 $1,946 $2,000 $2,011 $4,690 $4,736 $2,858 $2,702

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Minimum Car Insurance in Winterhaven, CA

Every driver must carry the minimum car insurance in Winterhaven, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Winterhaven, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Winterhaven, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winterhaven, CA to rates for a clean record with top companies.

Annual Winterhaven, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,720 $4,722 $7,353 $3,608
Farmers $2,931 $3,996 $4,995 $3,974
GEICO $1,921 $2,964 $3,721 $2,383
Liberty Mutual $2,382 $3,191 $2,878 $2,523
Nationwide $2,960 $3,794 $6,421 $3,794
Progressive $1,506 $2,530 $2,931 $2,165
State Farm $2,678 $3,198 $6,059 $3,111
Travelers $1,953 $3,135 $3,648 $2,842
USAA $1,908 $2,845 $4,654 $2,091

Cheapest Winterhaven, CA Car Insurance for Teen Drivers

Teen car insurance in Winterhaven, CA can be expensive. Take a look at rates from the top car insurance companies in Winterhaven for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winterhaven, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,722 $9,840
Farmers $6,863 $11,373
GEICO $5,166 $5,260
Liberty Mutual $4,562 $4,842
Nationwide $7,504 $8,305
Progressive $3,753 $4,537
State Farm $5,412 $6,703
Travelers $4,419 $5,058
USAA $4,690 $4,736

Cheapest Winterhaven, CA Car Insurance for Seniors

Take a look at Winterhaven, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winterhaven, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,230
Farmers $1,923 $1,923
GEICO $1,601 $1,601
Liberty Mutual $1,931 $1,873
Nationwide $2,618 $2,476
Progressive $1,224 $1,457
State Farm $2,659 $2,659
Travelers $1,924 $1,905
USAA $2,000 $2,011

Cheapest Winterhaven, CA Car Insurance Rates After a DUI

A DUI in Winterhaven, CA increases car insurance rates. Compare Winterhaven, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winterhaven, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,353
Farmers $4,995
GEICO $3,721
Liberty Mutual $2,878
Nationwide $6,421
Progressive $2,931
State Farm $6,059
Travelers $3,648
USAA $4,654

Cheapest Winterhaven, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winterhaven, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winterhaven, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,144 $5,057
Farmers $3,608 $4,340
GEICO $2,496 $2,999
Liberty Mutual $2,521 $2,966
Nationwide $3,752 $4,732
Progressive $2,073 $2,493
State Farm $3,626 $3,897
Travelers $2,608 $3,181
USAA $2,650 $3,099

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The Best Cheap Car Insurance Companies in Winterhaven, CA

Take a look at a side-by-side comparison of the top car insurance companies in Winterhaven, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winterhaven, California

Insurance Company Average Annual Rates
Allstate $4,600
Farmers $3,974
GEICO $2,747
Liberty Mutual $2,743
Nationwide $4,242
Progressive $2,283
State Farm $3,762
Travelers $2,894
USAA $2,875

Category Winners: Cheapest Car Insurance in Winterhaven, California

Find the cheapest car insurance companies in Winterhaven, CA for each category right here.

Best Annual Car Insurance Rates by Company in Winterhaven, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Winterhaven, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winterhaven car insurance rates. Find the cheapest Winterhaven, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winterhaven, California

Insurance Company Low Medium High
Allstate $4,427 $4,628 $4,746
Farmers $3,748 $3,997 $4,176
GEICO $2,468 $2,777 $2,997
Liberty Mutual $2,569 $2,767 $2,894
Nationwide $3,833 $4,311 $4,583
Progressive $2,091 $2,341 $2,417
State Farm $3,460 $3,812 $4,013
Travelers $2,542 $2,970 $3,171
USAA $2,631 $2,926 $3,067

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Compare Car Insurance Quotes in Winterhaven, CA

Ready to find affordable Winterhaven, California car insurance today? Enter your ZIP code for fast, free Winterhaven, CA car insurance quotes.

Free Car Insurance Comparison

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