Compare Winthrop, AR Car Insurance Rates (2021)

Car insurance in Winthrop, AR averages $344 a month. Winthrop, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Winthrop car insurance rates, compare quotes from the top car insurance companies in Winthrop, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Winthrop, AR after a DUI are $4,969/year
  • The cheapest car insurance company in Winthrop is USAA
  • Average car insurance rates in Winthrop, AR are $4,124/year

If you need to buy Winthrop, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Winthrop, AR is right here.

You’ll find Winthrop car insurance rates, the cheapest Winthrop, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Winthrop, Arkansas car insurance rates to Little Rock car insurance rates, Conway car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable Winthrop, AR car insurance today? Enter your ZIP code for fast, free Winthrop car insurance quotes.

Cheapest Winthrop, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winthrop, AR car insurance rates? Every Winthrop, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winthrop, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,149 $3,200 $2,774 $2,977 $10,925 $13,011 $3,529 $3,860
Farmers $2,257 $2,250 $2,021 $2,120 $9,155 $9,489 $2,577 $2,721
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,782 $2,653 $2,283 $2,379 $11,405 $12,867 $3,334 $3,608
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,281 $2,328 $2,231 $2,241 $12,895 $20,669 $2,428 $2,844
USAA $1,302 $1,317 $1,204 $1,215 $4,031 $4,231 $1,676 $1,810

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Minimum Car Insurance in Winthrop, AR

Every driver must carry the minimum car insurance in Winthrop, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Winthrop, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Winthrop, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winthrop, AR. Compare credit history car insurance rates in Winthrop from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winthrop, Arkansas

Insurance Company Poor Fair Good
Allstate $6,840 $5,213 $4,231
Farmers $4,644 $3,879 $3,698
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $5,880 $4,986 $4,626
State Farm $3,982 $2,398 $1,867
Travelers $6,886 $5,731 $5,352
USAA $2,786 $1,896 $1,613

Cheapest Winthrop, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winthrop, AR to rates for a clean record with top companies.

Annual Winthrop, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $5,642 $6,202 $5,346
Farmers $3,450 $4,407 $4,304 $4,134
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,457 $6,164 $4,679 $5,355
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,025 $5,192 $7,570 $6,172
USAA $1,614 $2,040 $2,949 $1,791

Cheapest Winthrop, AR Car Insurance for Teen Drivers

Teen car insurance in Winthrop, AR can be expensive. Take a look at rates from the top car insurance companies in Winthrop for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winthrop, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,925 $13,011
Farmers $9,155 $9,489
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $11,405 $12,867
State Farm $4,948 $6,221
Travelers $12,895 $20,669
USAA $4,031 $4,231

Cheapest Winthrop, AR Car Insurance for Seniors

Take a look at Winthrop, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winthrop, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,977
Farmers $2,021 $2,120
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,283 $2,379
State Farm $1,554 $1,554
Travelers $2,231 $2,241
USAA $1,204 $1,215

Cheapest Winthrop, AR Car Insurance Rates After a DUI

A DUI in Winthrop, AR increases car insurance rates. Compare Winthrop, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winthrop, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,304
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,679
State Farm $2,749
Travelers $7,570
USAA $2,949

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Cheapest Winthrop, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winthrop, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winthrop, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,428 $5,428
Farmers $4,074 $4,074
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,164 $5,164
State Farm $2,684 $2,814
Travelers $5,990 $5,990
USAA $2,039 $2,158

The Best Cheap Car Insurance Companies in Winthrop, AR

Take a look at a side-by-side comparison of the top car insurance companies in Winthrop, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winthrop, Arkansas

Insurance Company Average Annual Rates
Allstate $5,428
Farmers $4,074
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,164
State Farm $2,749
Travelers $5,990
USAA $2,098

Category Winners: Cheapest Car Insurance in Winthrop, Arkansas

Find the cheapest car insurance companies in Winthrop, AR for each category right here.

Best Annual Car Insurance Rates by Company in Winthrop, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Winthrop, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winthrop car insurance rates. Find the cheapest Winthrop, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winthrop, Arkansas

Insurance Company Low Medium High
Allstate $5,307 $5,426 $5,551
Farmers $3,886 $4,035 $4,300
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $4,809 $5,092 $5,591
State Farm $2,628 $2,746 $2,873
Travelers $5,732 $6,007 $6,229
USAA $2,022 $2,092 $2,182

What affects car insurance rates in Winthrop, Arkansas?

What factors can have an impact on Winthrop, AR car insurance? There are several reasons why Winthrop car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winthrop, Arkansas.

Commute Time in Winthrop

The more time you spend in your car the higher the risk of an accident. The average commute length in Winthrop, AR is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Winthrop, AR

Ready to find affordable Winthrop, Arkansas car insurance today? Enter your ZIP code for fast, free Winthrop, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State