Compare Winthrop, WA Car Insurance Rates (2021)

Car insurance in Winthrop, WA averages $233 a month. Winthrop, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Winthrop car insurance rates, compare quotes from the top car insurance companies in Winthrop, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Winthrop for teen drivers is Nationwide
  • The cheapest car insurance company in Winthrop is Nationwide
  • Average car insurance rates in Winthrop, WA after a DUI are $3,261/year

If you need to buy Winthrop, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Winthrop, WA is right here.

You’ll find Winthrop car insurance rates, the cheapest Winthrop, WA car insurance companies, and information on Washington car insurance laws. You can also compare Winthrop, Washington car insurance rates to Tacoma car insurance rates, Kent car insurance rates, and Seattle car insurance rates.

Ready to find affordable Winthrop, WA car insurance today? Enter your ZIP code for fast, free Winthrop car insurance quotes.

Cheapest Winthrop, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Winthrop, WA car insurance rates? Every Winthrop, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Winthrop, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,189 $2,169 $2,017 $2,116 $7,632 $8,835 $2,333 $2,432
American Family $1,813 $1,813 $1,653 $1,653 $6,852 $9,417 $1,813 $2,461
Farmers $1,703 $1,743 $1,561 $1,740 $3,719 $3,960 $2,133 $2,254
GEICO $1,680 $1,713 $1,586 $1,586 $3,495 $4,635 $2,756 $2,075
Liberty Mutual $1,774 $1,958 $1,600 $1,862 $9,321 $10,409 $1,951 $2,161
Nationwide $1,199 $1,227 $1,113 $1,160 $3,116 $3,821 $1,414 $1,531
Progressive $1,506 $1,419 $1,342 $1,363 $7,323 $8,230 $1,818 $1,835
State Farm $1,457 $1,457 $1,290 $1,290 $3,947 $5,023 $1,642 $1,886
USAA $1,080 $1,067 $1,030 $1,035 $4,525 $5,383 $1,365 $1,497

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Minimum Car Insurance in Winthrop, WA

Every driver must carry the minimum car insurance in Winthrop, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Winthrop, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Winthrop, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Winthrop, WA. Compare credit history car insurance rates in Winthrop from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Winthrop, Washington

Insurance Company Poor Fair Good
Allstate $4,617 $3,514 $3,016
American Family $4,058 $3,308 $2,937
Farmers $2,906 $2,147 $2,002
GEICO $2,906 $2,325 $2,093
Liberty Mutual $5,569 $3,398 $2,671
Nationwide $2,161 $1,710 $1,597
Progressive $3,439 $3,047 $2,827
State Farm $3,272 $1,957 $1,518
USAA $2,683 $1,963 $1,722

Cheapest Winthrop, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Winthrop, WA to rates for a clean record with top companies.

Annual Winthrop, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,124 $3,914 $4,329 $3,495
American Family $2,762 $3,522 $4,079 $3,375
Farmers $1,951 $2,410 $2,637 $2,408
GEICO $1,869 $2,408 $3,618 $1,869
Liberty Mutual $3,321 $4,147 $4,265 $3,785
Nationwide $1,419 $1,917 $2,405 $1,550
Progressive $2,523 $3,895 $2,952 $3,048
State Farm $2,064 $2,434 $2,249 $2,249
USAA $1,568 $2,260 $2,813 $1,850

Cheapest Winthrop, WA Car Insurance for Teen Drivers

Teen car insurance in Winthrop, WA can be expensive. Take a look at rates from the top car insurance companies in Winthrop for teenagers.

Annual Car Insurance Rates for Teen Drivers in Winthrop, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,632 $8,835
American Family $6,852 $9,417
Farmers $3,719 $3,960
GEICO $3,495 $4,635
Liberty Mutual $9,321 $10,409
Nationwide $3,116 $3,821
Progressive $7,323 $8,230
State Farm $3,947 $5,023
USAA $4,525 $5,383

Cheapest Winthrop, WA Car Insurance for Seniors

Take a look at Winthrop, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Winthrop, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,017 $2,116
American Family $1,653 $1,653
Farmers $1,561 $1,740
GEICO $1,586 $1,586
Liberty Mutual $1,600 $1,862
Nationwide $1,113 $1,160
Progressive $1,342 $1,363
State Farm $1,290 $1,290
USAA $1,030 $1,035

Cheapest Winthrop, WA Car Insurance Rates After a DUI

A DUI in Winthrop, WA increases car insurance rates. Compare Winthrop, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Winthrop, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,329
American Family $4,079
Farmers $2,637
GEICO $3,618
Liberty Mutual $4,265
Nationwide $2,405
Progressive $2,952
State Farm $2,249
USAA $2,813

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Cheapest Winthrop, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Winthrop, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Winthrop, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,715 $3,715
American Family $3,363 $3,506
Farmers $2,351 $2,351
GEICO $2,411 $2,471
Liberty Mutual $3,879 $3,879
Nationwide $1,823 $1,823
Progressive $3,104 $3,104
State Farm $2,189 $2,309
USAA $2,102 $2,144

The Best Cheap Car Insurance Companies in Winthrop, WA

Take a look at a side-by-side comparison of the top car insurance companies in Winthrop, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Winthrop, Washington

Insurance Company Average Annual Rates
Allstate $3,715
American Family $3,434
Farmers $2,351
GEICO $2,441
Liberty Mutual $3,879
Nationwide $1,823
Progressive $3,104
State Farm $2,249
USAA $2,123

Category Winners: Cheapest Car Insurance in Winthrop, Washington

Find the cheapest car insurance companies in Winthrop, WA for each category right here.

Best Annual Car Insurance Rates by Company in Winthrop, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Winthrop, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Winthrop car insurance rates. Find the cheapest Winthrop, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Winthrop, Washington

Insurance Company Low Medium High
Allstate $3,497 $3,703 $3,946
American Family $3,267 $3,430 $3,606
Farmers $2,216 $2,352 $2,486
GEICO $2,321 $2,442 $2,560
Liberty Mutual $3,691 $3,883 $4,064
Nationwide $1,735 $1,822 $1,911
Progressive $2,893 $3,048 $3,372
State Farm $2,145 $2,254 $2,348
USAA $2,002 $2,120 $2,246

What affects car insurance rates in Winthrop, Washington?

What factors can have an impact on Winthrop, WA car insurance? There are several reasons why Winthrop car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Winthrop, Washington.

Car Theft in Winthrop

High levels of vehicle theft can make car insurance more expensive. Winthrop, WA car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Winthrop

The more time you spend in your car the higher the risk of an accident. The average commute length in Winthrop, WA is 9.8 minutes according to City-Data.

Compare Car Insurance Quotes in Winthrop, WA

Ready to find affordable Winthrop, Washington car insurance today? Enter your ZIP code for fast, free Winthrop, WA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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