Compare Wirt, MN Car Insurance Rates (2021)

Car insurance in Wirt, MN averages $405 a month. Wirt, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Wirt car insurance rates, compare quotes from the top car insurance companies in Wirt, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wirt is State Farm
  • Average car insurance rates in Wirt, MN after a DUI are $6,582/year
  • Average car insurance rates in Wirt, MN are $4,863/year

If you need to buy Wirt, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Wirt, MN is right here.

You’ll find Wirt car insurance rates, the cheapest Wirt, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Wirt, Minnesota car insurance rates to Woodbury car insurance rates, Rochester car insurance rates, and Plymouth car insurance rates.

Ready to find affordable Wirt, MN car insurance today? Enter your ZIP code for fast, free Wirt car insurance quotes.

Cheapest Wirt, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wirt, MN car insurance rates? Every Wirt, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wirt, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,834 $2,834 $6,684 $9,715 $3,589 $3,781
American Family $2,225 $2,225 $2,019 $2,019 $6,119 $8,843 $2,225 $2,510
Farmers $2,365 $2,364 $2,277 $2,395 $6,742 $6,802 $3,100 $3,148
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,065 $2,081 $1,834 $1,951 $5,172 $6,315 $2,412 $2,513
State Farm $1,624 $1,624 $1,438 $1,438 $3,422 $4,206 $1,875 $1,557
USAA $2,010 $2,008 $1,822 $1,834 $5,316 $5,862 $2,640 $2,828

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Minimum Car Insurance in Wirt, MN

Every driver must carry the minimum car insurance in Wirt, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Wirt, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wirt, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wirt, MN. Compare credit history car insurance rates in Wirt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wirt, Minnesota

Insurance Company Poor Fair Good
Allstate $6,500 $3,505 $3,250
American Family $4,794 $3,201 $2,575
Farmers $4,520 $3,320 $3,107
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,626 $2,915 $2,588
State Farm $3,133 $1,915 $1,396
USAA $4,803 $2,316 $2,001

Cheapest Wirt, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wirt, MN to rates for a clean record with top companies.

Annual Wirt, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,249 $4,659 $5,550 $4,216
American Family $2,367 $4,262 $4,780 $2,683
Farmers $3,121 $3,931 $3,972 $3,573
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,403 $3,208 $3,701 $2,859
State Farm $1,983 $2,313 $2,148 $2,148
USAA $2,257 $2,866 $4,348 $2,690

Cheapest Wirt, MN Car Insurance for Teen Drivers

Teen car insurance in Wirt, MN can be expensive. Take a look at rates from the top car insurance companies in Wirt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wirt, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,684 $9,715
American Family $6,119 $8,843
Farmers $6,742 $6,802
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $5,172 $6,315
State Farm $3,422 $4,206
USAA $5,316 $5,862

Cheapest Wirt, MN Car Insurance for Seniors

Take a look at Wirt, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wirt, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
American Family $2,019 $2,019
Farmers $2,277 $2,395
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,834 $1,951
State Farm $1,438 $1,438
USAA $1,822 $1,834

Cheapest Wirt, MN Car Insurance Rates After a DUI

A DUI in Wirt, MN increases car insurance rates. Compare Wirt, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wirt, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,550
American Family $4,780
Farmers $3,972
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,701
State Farm $2,148
USAA $4,348

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Cheapest Wirt, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wirt, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wirt, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,418 $4,418
American Family $3,482 $3,564
Farmers $3,649 $3,649
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $3,043 $3,043
State Farm $2,090 $2,206
USAA $3,000 $3,080

The Best Cheap Car Insurance Companies in Wirt, MN

Take a look at a side-by-side comparison of the top car insurance companies in Wirt, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wirt, Minnesota

Insurance Company Average Annual Rates
Allstate $4,418
American Family $3,523
Farmers $3,649
GEICO $3,852
Liberty Mutual $15,229
Nationwide $3,043
State Farm $2,148
USAA $3,040

Category Winners: Cheapest Car Insurance in Wirt, Minnesota

Find the cheapest car insurance companies in Wirt, MN for each category right here.

Best Annual Car Insurance Rates by Company in Wirt, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Wirt, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wirt car insurance rates. Find the cheapest Wirt, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wirt, Minnesota

Insurance Company Low Medium High
Allstate $4,358 $4,415 $4,481
American Family $3,508 $3,619 $3,443
Farmers $3,547 $3,661 $3,740
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,896 $3,060 $3,172
State Farm $2,069 $2,155 $2,220
USAA $2,956 $3,038 $3,127

Compare Car Insurance Quotes in Wirt, MN

Ready to find affordable Wirt, Minnesota car insurance today? Enter your ZIP code for fast, free Wirt, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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