Compare Wirtz, VA Car Insurance Rates (2021)

Car insurance in Wirtz, VA averages $200 a month. Wirtz, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wirtz car insurance rates, compare quotes from the top car insurance companies in Wirtz, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wirtz for teen drivers is USAA
  • Average car insurance rates in Wirtz, VA after a DUI are $2,824/year
  • Average car insurance rates in Wirtz, VA are $2,397/year

If you need to buy Wirtz, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Wirtz, VA is right here.

You’ll find Wirtz car insurance rates, the cheapest Wirtz, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Wirtz, Virginia car insurance rates to Virginia Beach car insurance rates, Hampton car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Wirtz, VA car insurance today? Enter your ZIP code for fast, free Wirtz car insurance quotes.

Cheapest Wirtz, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wirtz, VA car insurance rates? Every Wirtz, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wirtz, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,911 $1,806 $1,902 $1,902 $5,947 $6,856 $2,489 $2,498
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,436 $1,450 $1,272 $1,313 $3,354 $4,351 $1,581 $1,731
Progressive $1,389 $1,322 $1,250 $1,256 $6,322 $7,110 $1,687 $1,725
State Farm $1,546 $1,546 $1,394 $1,394 $4,677 $5,870 $1,749 $2,016
USAA $1,060 $1,043 $987 $994 $3,281 $3,920 $1,365 $1,500

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Minimum Car Insurance in Wirtz, VA

Every driver must carry the minimum car insurance in Wirtz, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Wirtz, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wirtz, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wirtz, VA. Compare credit history car insurance rates in Wirtz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wirtz, Virginia

Insurance Company Poor Fair Good
Allstate $3,861 $3,085 $2,545
GEICO $2,344 $1,992 $1,992
Nationwide $2,449 $1,959 $1,775
Progressive $3,082 $2,686 $2,505
State Farm $3,591 $2,224 $1,756
USAA $2,369 $1,610 $1,328

Cheapest Wirtz, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wirtz, VA to rates for a clean record with top companies.

Annual Wirtz, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,379 $3,765 $3,456 $3,055
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,788 $1,788 $2,634 $2,033
Progressive $2,358 $3,118 $2,809 $2,746
State Farm $2,304 $2,744 $2,524 $2,524
USAA $1,370 $1,776 $2,357 $1,573

Cheapest Wirtz, VA Car Insurance for Teen Drivers

Teen car insurance in Wirtz, VA can be expensive. Take a look at rates from the top car insurance companies in Wirtz for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wirtz, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,947 $6,856
GEICO $3,174 $4,258
Nationwide $3,354 $4,351
Progressive $6,322 $7,110
State Farm $4,677 $5,870
USAA $3,281 $3,920

Cheapest Wirtz, VA Car Insurance for Seniors

Take a look at Wirtz, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wirtz, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,902
GEICO $1,442 $1,442
Nationwide $1,272 $1,313
Progressive $1,250 $1,256
State Farm $1,394 $1,394
USAA $987 $994

Cheapest Wirtz, VA Car Insurance Rates After a DUI

A DUI in Wirtz, VA increases car insurance rates. Compare Wirtz, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wirtz, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,456
GEICO $3,165
Nationwide $2,634
Progressive $2,809
State Farm $2,524
USAA $2,357

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Cheapest Wirtz, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wirtz, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wirtz, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,259
GEICO $2,070 $2,149
Nationwide $2,061 $2,061
Progressive $2,758 $2,758
State Farm $2,462 $2,586
USAA $1,704 $1,834

The Best Cheap Car Insurance Companies in Wirtz, VA

Take a look at a side-by-side comparison of the top car insurance companies in Wirtz, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wirtz, Virginia

Insurance Company Average Annual Rates
Allstate $3,164
GEICO $2,110
Nationwide $2,061
Progressive $2,758
State Farm $2,524
USAA $1,769

Category Winners: Cheapest Car Insurance in Wirtz, Virginia

Find the cheapest car insurance companies in Wirtz, VA for each category right here.

Best Annual Car Insurance Rates by Company in Wirtz, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wirtz, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wirtz car insurance rates. Find the cheapest Wirtz, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wirtz, Virginia

Insurance Company Low Medium High
Allstate $3,076 $3,165 $3,251
GEICO $2,028 $2,107 $2,194
Nationwide $2,168 $2,039 $1,975
Progressive $2,634 $2,726 $2,913
State Farm $2,380 $2,521 $2,671
USAA $1,706 $1,772 $1,829

Compare Car Insurance Quotes in Wirtz, VA

Ready to find affordable Wirtz, Virginia car insurance today? Enter your ZIP code for fast, free Wirtz, VA car insurance quotes.

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