Compare Wisconsin Rapids, WI Car Insurance Rates (2021)

Car insurance in Wisconsin Rapids, WI averages $243 a month. Wisconsin Rapids, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wisconsin Rapids car insurance rates, compare quotes from the top car insurance companies in Wisconsin Rapids, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wisconsin Rapids for teen drivers is American Family
  • The cheapest car insurance company in Wisconsin Rapids is American Family
  • Average car insurance rates in Wisconsin Rapids, WI are $2,920/year

If you need to buy Wisconsin Rapids, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Wisconsin Rapids, WI is right here.

You’ll find Wisconsin Rapids car insurance rates, the cheapest Wisconsin Rapids, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Wisconsin Rapids, Wisconsin car insurance rates to Waukesha car insurance rates, Appleton car insurance rates, and Kenosha car insurance rates.

Ready to find affordable Wisconsin Rapids, WI car insurance today? Enter your ZIP code for fast, free Wisconsin Rapids car insurance quotes.

Cheapest Wisconsin Rapids, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wisconsin Rapids, WI car insurance rates? Every Wisconsin Rapids, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wisconsin Rapids, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,450 $2,110 $2,343 $6,901 $8,876 $2,369 $2,579
American Family $895 $935 $844 $853 $2,534 $2,787 $1,048 $1,113
Farmers $1,865 $1,867 $1,655 $1,750 $8,725 $9,044 $2,117 $2,221
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,978 $1,921 $1,621 $1,668 $6,753 $7,672 $2,377 $2,559
State Farm $1,279 $1,279 $1,136 $1,136 $3,609 $4,572 $1,441 $1,639
USAA $1,270 $1,271 $1,148 $1,173 $3,187 $3,704 $1,651 $1,816

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Minimum Car Insurance in Wisconsin Rapids, WI

Every driver must carry the minimum car insurance in Wisconsin Rapids, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Wisconsin Rapids, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wisconsin Rapids, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wisconsin Rapids, WI. Compare credit history car insurance rates in Wisconsin Rapids from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wisconsin Rapids, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,919 $3,380 $2,926
American Family $1,845 $1,213 $1,071
Farmers $4,137 $3,491 $3,339
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,828 $3,187 $2,940
State Farm $3,000 $1,722 $1,312
USAA $2,933 $1,543 $1,232

Cheapest Wisconsin Rapids, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wisconsin Rapids, WI to rates for a clean record with top companies.

Annual Wisconsin Rapids, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,101 $4,206 $3,893 $3,768
American Family $1,318 $1,396 $1,396 $1,396
Farmers $3,187 $4,019 $3,807 $3,609
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $3,054 $3,644 $3,156 $3,420
State Farm $1,852 $2,170 $2,011 $2,011
USAA $1,494 $1,877 $2,537 $1,702

Cheapest Wisconsin Rapids, WI Car Insurance for Teen Drivers

Teen car insurance in Wisconsin Rapids, WI can be expensive. Take a look at rates from the top car insurance companies in Wisconsin Rapids for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wisconsin Rapids, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,901 $8,876
American Family $2,534 $2,787
Farmers $8,725 $9,044
GEICO $4,381 $4,721
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $6,753 $7,672
State Farm $3,609 $4,572
USAA $3,187 $3,704

Cheapest Wisconsin Rapids, WI Car Insurance for Seniors

Take a look at Wisconsin Rapids, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wisconsin Rapids, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,343
American Family $844 $853
Farmers $1,655 $1,750
GEICO $1,381 $1,556
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,621 $1,668
State Farm $1,136 $1,136
USAA $1,148 $1,173

Cheapest Wisconsin Rapids, WI Car Insurance Rates After a DUI

A DUI in Wisconsin Rapids, WI increases car insurance rates. Compare Wisconsin Rapids, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wisconsin Rapids, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,893
American Family $1,396
Farmers $3,807
GEICO $2,742
Liberty Mutual $3,411
Nationwide $6,078
Progressive $3,156
State Farm $2,011
USAA $2,537

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Cheapest Wisconsin Rapids, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wisconsin Rapids, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wisconsin Rapids, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,652 $3,832
American Family $1,353 $1,399
Farmers $3,656 $3,656
GEICO $2,135 $2,231
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $3,319 $3,319
State Farm $1,961 $2,061
USAA $1,878 $1,927

The Best Cheap Car Insurance Companies in Wisconsin Rapids, WI

Take a look at a side-by-side comparison of the top car insurance companies in Wisconsin Rapids, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wisconsin Rapids, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,742
American Family $1,376
Farmers $3,656
GEICO $2,183
Liberty Mutual $3,022
Nationwide $5,071
Progressive $3,319
State Farm $2,011
USAA $1,903

Category Winners: Cheapest Car Insurance in Wisconsin Rapids, Wisconsin

Find the cheapest car insurance companies in Wisconsin Rapids, WI for each category right here.

Best Annual Car Insurance Rates by Company in Wisconsin Rapids, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Wisconsin Rapids, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wisconsin Rapids car insurance rates. Find the cheapest Wisconsin Rapids, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wisconsin Rapids, Wisconsin

Insurance Company Low Medium High
Allstate $3,587 $3,733 $3,905
American Family $1,358 $1,388 $1,382
Farmers $3,379 $3,627 $3,962
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $3,154 $3,340 $3,461
State Farm $1,896 $2,018 $2,120
USAA $1,835 $1,904 $1,969

What affects car insurance rates in Wisconsin Rapids, Wisconsin?

What factors can have an impact on Wisconsin Rapids, WI car insurance? There are several reasons why Wisconsin Rapids car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wisconsin Rapids, Wisconsin.

Car Theft in Wisconsin Rapids

High levels of vehicle theft can make car insurance more expensive. Wisconsin Rapids, WI car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Wisconsin Rapids

The more time you spend in your car the higher the risk of an accident. The average commute length in Wisconsin Rapids, WI is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Wisconsin Rapids, WI

Ready to find affordable Wisconsin Rapids, Wisconsin car insurance today? Enter your ZIP code for fast, free Wisconsin Rapids, WI car insurance quotes.

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