Compare Wisdom, MT Car Insurance Rates (2021)

Car insurance in Wisdom, MT averages $251 a month. Wisdom, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wisdom car insurance rates, compare quotes from the top car insurance companies in Wisdom, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wisdom, MT after a DUI are $3,682/year
  • The cheapest car insurance company in Wisdom is Liberty Mutual
  • Average car insurance rates in Wisdom, MT are $3,012/year

If you need to buy Wisdom, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Wisdom, MT is right here.

You’ll find Wisdom car insurance rates, the cheapest Wisdom, MT car insurance companies, and information on Montana car insurance laws. You can also compare Wisdom, Montana car insurance rates to Billings car insurance rates, Havre car insurance rates, and Bozeman car insurance rates.

Ready to find affordable Wisdom, MT car insurance today? Enter your ZIP code for fast, free Wisdom car insurance quotes.

Cheapest Wisdom, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wisdom, MT car insurance rates? Every Wisdom, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wisdom, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,613 $2,613 $2,337 $2,337 $7,264 $7,264 $2,872 $2,872
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,035 $1,035 $1,016 $1,016 $2,145 $2,145 $1,243 $1,243
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,939 $2,939 $2,647 $2,647 $6,916 $6,916 $3,306 $3,306
State Farm $1,675 $1,675 $1,471 $1,471 $4,937 $4,937 $1,815 $1,815
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

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Minimum Car Insurance in Wisdom, MT

Every driver must carry the minimum car insurance in Wisdom, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Wisdom, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wisdom, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wisdom, MT. Compare credit history car insurance rates in Wisdom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wisdom, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,439 $3,540 $3,336
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,360 $1,360 $1,360
Nationwide $3,808 $2,763 $2,490
Progressive $4,779 $3,658 $3,419
State Farm $3,559 $2,165 $1,698
USAA $2,603 $1,770 $1,436

Cheapest Wisdom, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wisdom, MT to rates for a clean record with top companies.

Annual Wisdom, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,306 $4,292 $4,184 $3,306
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $922 $1,615 $1,615 $1,288
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,409 $4,400 $4,214 $3,785
State Farm $2,306 $2,643 $2,474 $2,474
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Wisdom, MT Car Insurance for Teen Drivers

Teen car insurance in Wisdom, MT can be expensive. Take a look at rates from the top car insurance companies in Wisdom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wisdom, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,264 $7,264
GEICO $5,830 $5,426
Liberty Mutual $2,145 $2,145
Nationwide $4,884 $4,884
Progressive $6,916 $6,916
State Farm $4,937 $4,937
USAA $3,950 $3,950

Cheapest Wisdom, MT Car Insurance for Seniors

Take a look at Wisdom, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wisdom, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,337 $2,337
GEICO $2,342 $2,136
Liberty Mutual $1,016 $1,016
Nationwide $2,213 $2,213
Progressive $2,647 $2,647
State Farm $1,471 $1,471
USAA $1,081 $1,081

Cheapest Wisdom, MT Car Insurance Rates After a DUI

A DUI in Wisdom, MT increases car insurance rates. Compare Wisdom, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wisdom, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,460
Farmers $4,184
GEICO $4,768
Liberty Mutual $1,615
Nationwide $4,045
Progressive $4,214
State Farm $2,474
USAA $2,700

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Cheapest Wisdom, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wisdom, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wisdom, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,772 $3,772
GEICO $2,984 $3,092
Liberty Mutual $1,360 $1,360
Nationwide $3,020 $3,020
Progressive $3,952 $3,952
State Farm $2,401 $2,547
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Wisdom, MT

Take a look at a side-by-side comparison of the top car insurance companies in Wisdom, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wisdom, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,772
GEICO $3,038
Liberty Mutual $1,360
Nationwide $3,020
Progressive $3,952
State Farm $2,474
USAA $1,936

Category Winners: Cheapest Car Insurance in Wisdom, Montana

Find the cheapest car insurance companies in Wisdom, MT for each category right here.

Best Annual Car Insurance Rates by Company in Wisdom, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Wisdom, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wisdom car insurance rates. Find the cheapest Wisdom, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wisdom, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,499 $3,768 $4,048
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,257 $1,364 $1,459
Nationwide $2,311 $3,208 $3,542
Progressive $3,707 $3,939 $4,210
State Farm $2,344 $2,465 $2,615
USAA $1,848 $1,926 $2,035

What affects car insurance rates in Wisdom, Montana?

What factors can have an impact on Wisdom, MT car insurance? There are several reasons why Wisdom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wisdom, Montana.

Commute Time in Wisdom

The more time you spend in your car the higher the risk of an accident. The average commute length in Wisdom, MT is 6.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wisdom, MT

Ready to find affordable Wisdom, Montana car insurance today? Enter your ZIP code for fast, free Wisdom, MT car insurance quotes.

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