Compare Wise River, MT Car Insurance Rates (2021)

Car insurance in Wise River, MT averages $250 a month. Wise River, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wise River car insurance rates, compare quotes from the top car insurance companies in Wise River, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wise River, MT after a DUI are $3,673/year
  • The cheapest car insurance company in Wise River is Liberty Mutual
  • Average car insurance rates in Wise River, MT are $3,002/year

If you need to buy Wise River, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Wise River, MT is right here.

You’ll find Wise River car insurance rates, the cheapest Wise River, MT car insurance companies, and information on Montana car insurance laws. You can also compare Wise River, Montana car insurance rates to Whitefish car insurance rates, Helena car insurance rates, and Miles City car insurance rates.

Ready to find affordable Wise River, MT car insurance today? Enter your ZIP code for fast, free Wise River car insurance quotes.

Cheapest Wise River, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wise River, MT car insurance rates? Every Wise River, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wise River, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,613 $2,613 $2,337 $2,337 $7,264 $7,264 $2,872 $2,872
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,048 $1,048 $1,027 $1,027 $2,175 $2,175 $1,260 $1,260
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,935 $2,935 $2,645 $2,645 $6,908 $6,908 $3,301 $3,301
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

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Minimum Car Insurance in Wise River, MT

Every driver must carry the minimum car insurance in Wise River, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Wise River, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wise River, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wise River, MT. Compare credit history car insurance rates in Wise River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wise River, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,439 $3,540 $3,336
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,378 $1,378 $1,378
Nationwide $3,808 $2,763 $2,490
Progressive $4,774 $3,654 $3,415
State Farm $3,427 $2,086 $1,637
USAA $2,603 $1,770 $1,436

Cheapest Wise River, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wise River, MT to rates for a clean record with top companies.

Annual Wise River, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,306 $4,292 $4,184 $3,306
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $933 $1,637 $1,637 $1,304
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,405 $4,395 $4,209 $3,780
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Wise River, MT Car Insurance for Teen Drivers

Teen car insurance in Wise River, MT can be expensive. Take a look at rates from the top car insurance companies in Wise River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wise River, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,264 $7,264
GEICO $5,830 $5,426
Liberty Mutual $2,175 $2,175
Nationwide $4,884 $4,884
Progressive $6,908 $6,908
State Farm $4,781 $4,781
USAA $3,950 $3,950

Cheapest Wise River, MT Car Insurance for Seniors

Take a look at Wise River, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wise River, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,337 $2,337
GEICO $2,342 $2,136
Liberty Mutual $1,027 $1,027
Nationwide $2,213 $2,213
Progressive $2,645 $2,645
State Farm $1,413 $1,413
USAA $1,081 $1,081

Cheapest Wise River, MT Car Insurance Rates After a DUI

A DUI in Wise River, MT increases car insurance rates. Compare Wise River, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wise River, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,460
Farmers $4,184
GEICO $4,768
Liberty Mutual $1,637
Nationwide $4,045
Progressive $4,209
State Farm $2,383
USAA $2,700

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Cheapest Wise River, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wise River, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wise River, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,772 $3,772
GEICO $2,984 $3,092
Liberty Mutual $1,378 $1,378
Nationwide $3,020 $3,020
Progressive $3,947 $3,947
State Farm $2,314 $2,453
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Wise River, MT

Take a look at a side-by-side comparison of the top car insurance companies in Wise River, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wise River, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,772
GEICO $3,038
Liberty Mutual $1,378
Nationwide $3,020
Progressive $3,947
State Farm $2,383
USAA $1,936

Category Winners: Cheapest Car Insurance in Wise River, Montana

Find the cheapest car insurance companies in Wise River, MT for each category right here.

Best Annual Car Insurance Rates by Company in Wise River, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Wise River, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wise River car insurance rates. Find the cheapest Wise River, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wise River, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,499 $3,768 $4,048
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,275 $1,382 $1,476
Nationwide $2,311 $3,208 $3,542
Progressive $3,699 $3,935 $4,209
State Farm $2,249 $2,374 $2,527
USAA $1,848 $1,926 $2,035

Compare Car Insurance Quotes in Wise River, MT

Ready to find affordable Wise River, Montana car insurance today? Enter your ZIP code for fast, free Wise River, MT car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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