Compare Wixom, MI Car Insurance Rates (2021)

Car insurance in Wixom, MI averages $883 a month. Wixom, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Wixom car insurance rates, compare quotes from the top car insurance companies in Wixom, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wixom for teen drivers is USAA
  • Average car insurance rates in Wixom, MI are $10,595/year
  • The cheapest car insurance company in Wixom is USAA

If you need to buy Wixom, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Wixom, MI is right here.

You’ll find Wixom car insurance rates, the cheapest Wixom, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Wixom, Michigan car insurance rates to Detroit car insurance rates, Ann Arbor car insurance rates, and Warren car insurance rates.

Ready to find affordable Wixom, MI car insurance today? Enter your ZIP code for fast, free Wixom car insurance quotes.

Cheapest Wixom, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wixom, MI car insurance rates? Every Wixom, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wixom, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,338 $17,338 $16,069 $16,069 $43,986 $43,986 $18,282 $18,282
Farmers $5,243 $5,243 $4,856 $4,856 $11,475 $11,475 $5,928 $5,928
GEICO $5,767 $5,767 $5,897 $5,897 $15,813 $15,813 $5,491 $5,491
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $4,519 $4,519 $4,018 $4,018 $12,073 $12,073 $4,964 $4,964
Progressive $3,112 $2,875 $2,757 $3,086 $11,616 $12,362 $3,620 $3,318
State Farm $7,640 $7,640 $7,099 $7,099 $27,177 $27,177 $8,991 $8,991
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,799 $2,659 $2,632 $2,484 $7,144 $6,835 $3,446 $3,319

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Minimum Car Insurance in Wixom, MI

Every driver must carry the minimum car insurance in Wixom, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Wixom, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wixom, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wixom, MI. Compare credit history car insurance rates in Wixom from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wixom, Michigan

Insurance Company Poor Fair Good
Allstate $36,193 $20,092 $15,471
Farmers $9,977 $5,527 $5,123
GEICO $10,622 $7,786 $6,318
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $8,011 $6,039 $5,130
Progressive $6,158 $5,195 $4,677
State Farm $20,651 $10,442 $7,087
Travelers $8,206 $7,958 $7,858
USAA $5,868 $3,333 $2,543

Cheapest Wixom, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wixom, MI to rates for a clean record with top companies.

Annual Wixom, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,534 $15,415 $52,475 $16,250
Farmers $5,738 $7,400 $7,271 $7,092
GEICO $2,851 $6,117 $18,675 $5,324
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $5,466 $7,316 $6,635 $6,157
Progressive $4,521 $5,963 $5,352 $5,537
State Farm $7,999 $9,643 $21,154 $12,110
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,139 $3,932 $5,161 $3,426

Cheapest Wixom, MI Car Insurance for Teen Drivers

Teen car insurance in Wixom, MI can be expensive. Take a look at rates from the top car insurance companies in Wixom for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wixom, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,986 $43,986
Farmers $11,475 $11,475
GEICO $15,813 $15,813
Liberty Mutual $34,903 $34,903
Nationwide $12,073 $12,073
Progressive $11,616 $12,362
State Farm $27,177 $27,177
Travelers $16,180 $16,180
USAA $7,144 $6,835

Cheapest Wixom, MI Car Insurance for Seniors

Take a look at Wixom, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wixom, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,069 $16,069
Farmers $4,856 $4,856
GEICO $5,897 $5,897
Liberty Mutual $14,847 $14,847
Nationwide $4,018 $4,018
Progressive $2,757 $3,086
State Farm $7,099 $7,099
Travelers $4,626 $4,626
USAA $2,632 $2,484

Cheapest Wixom, MI Car Insurance Rates After a DUI

A DUI in Wixom, MI increases car insurance rates. Compare Wixom, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wixom, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,475
Farmers $7,271
GEICO $18,675
Liberty Mutual $31,697
Nationwide $6,635
Progressive $5,352
State Farm $21,154
Travelers $12,473
USAA $5,161

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Cheapest Wixom, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wixom, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wixom, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,919 $23,919
Farmers $6,876 $6,876
GEICO $8,053 $8,431
Liberty Mutual $19,257 $20,611
Nationwide $6,393 $6,393
Progressive $5,343 $5,343
State Farm $12,390 $13,064
Travelers $7,961 $8,053
USAA $3,871 $3,959

The Best Cheap Car Insurance Companies in Wixom, MI

Take a look at a side-by-side comparison of the top car insurance companies in Wixom, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wixom, Michigan

Insurance Company Average Annual Rates
Allstate $23,919
Farmers $6,876
GEICO $8,242
Liberty Mutual $19,934
Nationwide $6,393
Progressive $5,343
State Farm $12,727
Travelers $8,007
USAA $3,915

Category Winners: Cheapest Car Insurance in Wixom, Michigan

Find the cheapest car insurance companies in Wixom, MI for each category right here.

Best Annual Car Insurance Rates by Company in Wixom, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wixom, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wixom car insurance rates. Find the cheapest Wixom, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wixom, Michigan

Insurance Company Low Medium High
Allstate $23,248 $23,978 $24,530
Farmers $6,664 $6,855 $7,107
GEICO $7,677 $8,159 $8,890
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $6,662 $6,293 $6,226
Progressive $5,162 $5,352 $5,516
State Farm $12,110 $12,803 $13,268
Travelers $7,920 $8,016 $8,086
USAA $3,792 $3,925 $4,027

What affects car insurance rates in Wixom, Michigan?

What factors can have an impact on Wixom, MI car insurance? There are several reasons why Wixom car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wixom, Michigan.

Car Theft in Wixom

High levels of vehicle theft can make car insurance more expensive. Wixom, MI car theft statistics from the FBI indicate 16 vehicle thefts a year.

Commute Time in Wixom

The more time you spend in your car the higher the risk of an accident. The average commute length in Wixom, MI is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wixom, MI

Ready to find affordable Wixom, Michigan car insurance today? Enter your ZIP code for fast, free Wixom, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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