Compare Woburn, MA Car Insurance Rates (2021)

Car insurance in Woburn, MA averages $277 a month. Woburn, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Woburn car insurance rates, compare quotes from the top car insurance companies in Woburn, MA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woburn is State Farm
  • Average car insurance rates in Woburn, MA after a DUI are $4,067/year
  • Average car insurance rates in Woburn, MA are $3,325/year

If you need to buy Woburn, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Woburn, MA is right here.

You’ll find Woburn car insurance rates, the cheapest Woburn, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Woburn, Massachusetts car insurance rates to Quincy car insurance rates, Lowell car insurance rates, and Boston car insurance rates.

Ready to find affordable Woburn, MA car insurance today? Enter your ZIP code for fast, free Woburn car insurance quotes.

Cheapest Woburn, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woburn, MA car insurance rates? Every Woburn, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woburn, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,403 $2,403 $2,403 $2,403 $8,419 $8,419 $2,699 $2,699
GEICO $2,047 $2,047 $1,899 $1,899 $5,723 $5,723 $2,111 $2,111
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,530 $2,530 $2,426 $2,426 $9,710 $9,710 $2,746 $2,746
State Farm $1,000 $1,000 $1,000 $1,000 $2,941 $2,941 $1,000 $1,000
Travelers $3,039 $3,039 $2,686 $2,686 $6,279 $6,279 $3,384 $3,384
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

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Minimum Car Insurance in Woburn, MA

Every driver must carry the minimum car insurance in Woburn, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Woburn, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Woburn, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woburn, MA to rates for a clean record with top companies.

Annual Woburn, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,598 $5,173 $3,075
GEICO $2,355 $3,241 $3,698 $2,484
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,654 $5,161 $4,083 $4,515
State Farm $1,180 $1,601 $1,900 $1,261
Travelers $2,991 $4,156 $4,431 $3,809
USAA $1,442 $1,874 $3,181 $1,613

Cheapest Woburn, MA Car Insurance for Teen Drivers

Teen car insurance in Woburn, MA can be expensive. Take a look at rates from the top car insurance companies in Woburn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woburn, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,419 $8,419
GEICO $5,723 $5,723
Liberty Mutual $9,767 $9,767
Progressive $9,710 $9,710
State Farm $2,941 $2,941
Travelers $6,279 $6,279
USAA $3,499 $3,499

Cheapest Woburn, MA Car Insurance for Seniors

Take a look at Woburn, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woburn, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,403 $2,403
GEICO $1,899 $1,899
Liberty Mutual $2,622 $2,622
Progressive $2,426 $2,426
State Farm $1,000 $1,000
Travelers $2,686 $2,686
USAA $1,470 $1,470

Cheapest Woburn, MA Car Insurance Rates After a DUI

A DUI in Woburn, MA increases car insurance rates. Compare Woburn, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woburn, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,173
GEICO $3,698
Liberty Mutual $5,999
Progressive $4,083
State Farm $1,900
Travelers $4,431
USAA $3,181

Cheapest Woburn, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woburn, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woburn, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,849 $4,112
GEICO $2,890 $3,000
Liberty Mutual $4,455 $4,819
Progressive $4,353 $4,353
State Farm $1,450 $1,521
Travelers $3,665 $4,029
USAA $1,972 $2,084

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The Best Cheap Car Insurance Companies in Woburn, MA

Take a look at a side-by-side comparison of the top car insurance companies in Woburn, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woburn, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,981
GEICO $2,945
Liberty Mutual $4,637
Progressive $4,353
State Farm $1,485
Travelers $3,847
USAA $2,028

Category Winners: Cheapest Car Insurance in Woburn, Massachusetts

Find the cheapest car insurance companies in Woburn, MA for each category right here.

Best Annual Car Insurance Rates by Company in Woburn, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Woburn, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woburn car insurance rates. Find the cheapest Woburn, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woburn, Massachusetts

Insurance Company Low Medium High
Allstate $3,668 $4,049 $4,225
GEICO $2,708 $3,000 $3,127
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,984 $4,445 $4,631
State Farm $1,348 $1,511 $1,596
Travelers $3,464 $3,933 $4,144
USAA $1,879 $2,062 $2,142

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What affects car insurance rates in Woburn, Massachusetts?

What factors can have an impact on Woburn, MA car insurance? There are several reasons why Woburn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woburn, Massachusetts.

Commute Time in Woburn

The more time you spend in your car the higher the risk of an accident. The average commute length in Woburn, MA is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Woburn, MA

Ready to find affordable Woburn, Massachusetts car insurance today? Enter your ZIP code for fast, free Woburn, MA car insurance quotes.

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