Compare Wolcott, CO Car Insurance Rates (2021)

Car insurance in Wolcott, CO averages $312 a month. Wolcott, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Wolcott car insurance rates, compare quotes from the top car insurance companies in Wolcott, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wolcott, CO after a DUI are $4,484/year
  • The cheapest car insurance company in Wolcott for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Wolcott is Liberty Mutual

If you need to buy Wolcott, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Wolcott, CO is right here.

You’ll find Wolcott car insurance rates, the cheapest Wolcott, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Wolcott, Colorado car insurance rates to Fort Collins car insurance rates, Lakewood car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Wolcott, CO car insurance today? Enter your ZIP code for fast, free Wolcott car insurance quotes.

Cheapest Wolcott, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wolcott, CO car insurance rates? Every Wolcott, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wolcott, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,402 $3,258 $3,295 $12,701 $13,319 $4,034 $4,072
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,754 $2,735 $2,494 $2,677 $10,299 $10,410 $3,041 $3,098
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

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Minimum Car Insurance in Wolcott, CO

Every driver must carry the minimum car insurance in Wolcott, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Wolcott, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wolcott, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wolcott, CO. Compare credit history car insurance rates in Wolcott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wolcott, Colorado

Insurance Company Poor Fair Good
Allstate $7,611 $5,861 $4,425
American Family $4,927 $3,507 $2,935
Farmers $5,442 $4,421 $4,202
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,512 $2,895 $2,331
USAA $5,149 $2,924 $2,339

Cheapest Wolcott, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wolcott, CO to rates for a clean record with top companies.

Annual Wolcott, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,073 $5,842 $7,185 $5,763
American Family $2,801 $3,973 $5,208 $3,178
Farmers $3,961 $5,081 $5,014 $4,697
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,525 $3,080 $5,429 $2,848

Cheapest Wolcott, CO Car Insurance for Teen Drivers

Teen car insurance in Wolcott, CO can be expensive. Take a look at rates from the top car insurance companies in Wolcott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wolcott, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,701 $13,319
American Family $6,284 $8,441
Farmers $10,299 $10,410
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,882 $7,421
USAA $5,820 $6,673

Cheapest Wolcott, CO Car Insurance for Seniors

Take a look at Wolcott, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wolcott, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,258 $3,295
American Family $2,333 $2,333
Farmers $2,494 $2,677
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,816 $1,816
USAA $2,198 $2,206

Cheapest Wolcott, CO Car Insurance Rates After a DUI

A DUI in Wolcott, CO increases car insurance rates. Compare Wolcott, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wolcott, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,185
American Family $5,208
Farmers $5,014
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,246
USAA $5,429

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Cheapest Wolcott, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wolcott, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wolcott, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,966 $5,966
American Family $3,709 $3,871
Farmers $4,688 $4,688
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,169 $3,323
USAA $3,372 $3,569

The Best Cheap Car Insurance Companies in Wolcott, CO

Take a look at a side-by-side comparison of the top car insurance companies in Wolcott, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wolcott, Colorado

Insurance Company Average Annual Rates
Allstate $5,966
American Family $3,790
Farmers $4,688
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,246
USAA $3,470

Category Winners: Cheapest Car Insurance in Wolcott, Colorado

Find the cheapest car insurance companies in Wolcott, CO for each category right here.

Best Annual Car Insurance Rates by Company in Wolcott, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Wolcott, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wolcott car insurance rates. Find the cheapest Wolcott, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wolcott, Colorado

Insurance Company Low Medium High
Allstate $5,689 $5,948 $6,259
American Family $3,623 $3,868 $3,879
Farmers $4,150 $4,625 $5,290
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,060 $3,247 $3,430
USAA $3,329 $3,470 $3,612

Compare Car Insurance Quotes in Wolcott, CO

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Average Monthly Car Insurance Rates by State