Compare Wolcott, NY Car Insurance Rates (2021)

Car insurance in Wolcott, NY averages $249 a month. Wolcott, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wolcott car insurance rates, compare quotes from the top car insurance companies in Wolcott, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wolcott, NY after a DUI are $3,911/year
  • The cheapest car insurance company in Wolcott for teen drivers is GEICO
  • The cheapest car insurance company in Wolcott is GEICO

If you need to buy Wolcott, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wolcott, NY is right here.

You’ll find Wolcott car insurance rates, the cheapest Wolcott, NY car insurance companies, and information on New York car insurance laws. You can also compare Wolcott, New York car insurance rates to New Rochelle car insurance rates, Buffalo car insurance rates, and Utica car insurance rates.

Ready to find affordable Wolcott, NY car insurance today? Enter your ZIP code for fast, free Wolcott car insurance quotes.

Cheapest Wolcott, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wolcott, NY car insurance rates? Every Wolcott, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wolcott, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,143 $2,120 $2,150 $6,381 $6,836 $2,266 $2,287
GEICO $1,208 $1,163 $1,174 $1,157 $2,481 $3,587 $1,091 $1,118
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,511 $1,422 $1,222 $1,239 $5,040 $5,619 $1,948 $1,904
State Farm $2,394 $2,394 $2,084 $2,084 $6,934 $8,925 $2,628 $2,763
Travelers $2,307 $2,339 $2,094 $2,254 $5,203 $6,192 $2,447 $2,554
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Wolcott, NY

Every driver must carry the minimum car insurance in Wolcott, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wolcott, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wolcott, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wolcott, NY. Compare credit history car insurance rates in Wolcott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wolcott, New York

Insurance Company Poor Fair Good
Allstate $4,724 $2,782 $2,414
GEICO $2,032 $1,494 $1,341
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,920 $2,043 $1,501
State Farm $5,332 $3,342 $2,652
Travelers $4,365 $2,757 $2,400
USAA $4,102 $2,062 $1,823

Cheapest Wolcott, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wolcott, NY to rates for a clean record with top companies.

Annual Wolcott, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,828 $2,828 $4,050 $3,521
GEICO $1,290 $1,404 $2,506 $1,290
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,422 $2,422 $2,673 $2,436
State Farm $3,600 $3,600 $3,952 $3,952
Travelers $2,738 $3,376 $3,422 $3,158
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Wolcott, NY Car Insurance for Teen Drivers

Teen car insurance in Wolcott, NY can be expensive. Take a look at rates from the top car insurance companies in Wolcott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wolcott, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,381 $6,836
GEICO $2,481 $3,587
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,040 $5,619
State Farm $6,934 $8,925
Travelers $5,203 $6,192
USAA $5,556 $6,624

Cheapest Wolcott, NY Car Insurance for Seniors

Take a look at Wolcott, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wolcott, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,120 $2,150
GEICO $1,174 $1,157
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,222 $1,239
State Farm $2,084 $2,084
Travelers $2,094 $2,254
USAA $1,273 $1,277

Cheapest Wolcott, NY Car Insurance Rates After a DUI

A DUI in Wolcott, NY increases car insurance rates. Compare Wolcott, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wolcott, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,050
GEICO $2,506
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,673
State Farm $3,952
Travelers $3,422
USAA $3,469

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Cheapest Wolcott, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wolcott, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wolcott, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,263 $3,351
GEICO $1,575 $1,669
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,488 $2,488
State Farm $3,640 $3,911
Travelers $3,174 $3,174
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Wolcott, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wolcott, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wolcott, New York

Insurance Company Average Annual Rates
Allstate $3,307
GEICO $1,622
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,488
State Farm $3,776
Travelers $3,174
USAA $2,662

Category Winners: Cheapest Car Insurance in Wolcott, New York

Find the cheapest car insurance companies in Wolcott, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wolcott, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wolcott, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wolcott car insurance rates. Find the cheapest Wolcott, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wolcott, New York

Insurance Company Low Medium High
Allstate $3,123 $3,296 $3,501
GEICO $1,538 $1,617 $1,713
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,366 $2,475 $2,623
State Farm $3,599 $3,796 $3,932
Travelers $3,004 $3,140 $3,377
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Wolcott, New York?

What factors can have an impact on Wolcott, NY car insurance? There are several reasons why Wolcott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wolcott, New York.

Commute Time in Wolcott

The more time you spend in your car the higher the risk of an accident. The average commute length in Wolcott, NY is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wolcott, NY

Ready to find affordable Wolcott, New York car insurance today? Enter your ZIP code for fast, free Wolcott, NY car insurance quotes.

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