Compare Wolcottville, IN Car Insurance Rates (2021)

Car insurance in Wolcottville, IN averages $264 a month. Wolcottville, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wolcottville car insurance rates, compare quotes from the top car insurance companies in Wolcottville, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wolcottville for teen drivers is USAA
  • The cheapest car insurance company in Wolcottville is USAA
  • Average car insurance rates in Wolcottville, IN are $3,170/year

If you need to buy Wolcottville, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Wolcottville, IN is right here.

You’ll find Wolcottville car insurance rates, the cheapest Wolcottville, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Wolcottville, Indiana car insurance rates to South Bend car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Wolcottville, IN car insurance today? Enter your ZIP code for fast, free Wolcottville car insurance quotes.

Cheapest Wolcottville, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wolcottville, IN car insurance rates? Every Wolcottville, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wolcottville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,580 $2,648 $2,257 $2,467 $7,829 $9,832 $2,637 $2,871
American Family $2,195 $2,195 $1,970 $1,970 $5,962 $8,663 $2,195 $2,713
Farmers $1,507 $1,487 $1,291 $1,448 $7,978 $8,491 $1,975 $2,138
GEICO $1,461 $1,452 $1,360 $1,403 $4,269 $3,981 $1,670 $1,481
Liberty Mutual $3,820 $3,820 $3,505 $3,505 $8,444 $12,786 $3,820 $5,262
Nationwide $1,604 $1,643 $1,405 $1,504 $4,614 $6,009 $1,875 $2,054
Progressive $1,565 $1,485 $1,417 $1,426 $9,105 $10,254 $1,961 $2,006
State Farm $1,333 $1,333 $1,179 $1,179 $3,918 $5,030 $1,469 $1,635
Travelers $1,076 $1,095 $1,011 $1,010 $6,625 $10,460 $1,139 $1,314
USAA $1,084 $1,070 $1,005 $1,018 $2,967 $3,326 $1,468 $1,578

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Minimum Car Insurance in Wolcottville, IN

Every driver must carry the minimum car insurance in Wolcottville, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Wolcottville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wolcottville, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wolcottville, IN. Compare credit history car insurance rates in Wolcottville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wolcottville, Indiana

Insurance Company Poor Fair Good
Allstate $5,142 $3,816 $3,462
American Family $4,759 $3,096 $2,593
Farmers $3,843 $3,128 $2,897
GEICO $2,567 $2,135 $1,702
Liberty Mutual $7,484 $4,871 $4,505
Nationwide $2,947 $2,491 $2,328
Progressive $4,034 $3,565 $3,359
State Farm $3,109 $1,855 $1,439
Travelers $3,302 $2,799 $2,797
USAA $2,275 $1,504 $1,290

Cheapest Wolcottville, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wolcottville, IN to rates for a clean record with top companies.

Annual Wolcottville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,306 $4,844 $4,475 $3,936
American Family $2,399 $3,832 $4,841 $2,858
Farmers $2,943 $3,431 $3,533 $3,250
GEICO $1,407 $2,204 $2,974 $1,954
Liberty Mutual $4,435 $5,191 $7,987 $4,868
Nationwide $2,225 $2,870 $2,752 $2,507
Progressive $2,742 $4,786 $3,270 $3,812
State Farm $2,087 $2,279 $2,087 $2,087
Travelers $2,521 $3,114 $3,526 $2,704
USAA $1,279 $1,817 $2,080 $1,583

Cheapest Wolcottville, IN Car Insurance for Teen Drivers

Teen car insurance in Wolcottville, IN can be expensive. Take a look at rates from the top car insurance companies in Wolcottville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wolcottville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,829 $9,832
American Family $5,962 $8,663
Farmers $7,978 $8,491
GEICO $4,269 $3,981
Liberty Mutual $8,444 $12,786
Nationwide $4,614 $6,009
Progressive $9,105 $10,254
State Farm $3,918 $5,030
Travelers $6,625 $10,460
USAA $2,967 $3,326

Cheapest Wolcottville, IN Car Insurance for Seniors

Take a look at Wolcottville, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wolcottville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,257 $2,467
American Family $1,970 $1,970
Farmers $1,291 $1,448
GEICO $1,360 $1,403
Liberty Mutual $3,505 $3,505
Nationwide $1,405 $1,504
Progressive $1,417 $1,426
State Farm $1,179 $1,179
Travelers $1,011 $1,010
USAA $1,005 $1,018

Cheapest Wolcottville, IN Car Insurance Rates After a DUI

A DUI in Wolcottville, IN increases car insurance rates. Compare Wolcottville, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wolcottville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,475
American Family $4,841
Farmers $3,533
GEICO $2,974
Liberty Mutual $7,987
Nationwide $2,752
Progressive $3,270
State Farm $2,087
Travelers $3,526
USAA $2,080

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Cheapest Wolcottville, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wolcottville, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wolcottville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,140 $4,140
American Family $3,441 $3,525
Farmers $3,289 $3,289
GEICO $2,096 $2,173
Liberty Mutual $5,469 $5,771
Nationwide $2,589 $2,589
Progressive $3,652 $3,652
State Farm $2,074 $2,195
Travelers $2,966 $2,966
USAA $1,667 $1,712

The Best Cheap Car Insurance Companies in Wolcottville, IN

Take a look at a side-by-side comparison of the top car insurance companies in Wolcottville, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wolcottville, Indiana

Insurance Company Average Annual Rates
Allstate $4,140
American Family $3,483
Farmers $3,289
GEICO $2,135
Liberty Mutual $5,620
Nationwide $2,589
Progressive $3,652
State Farm $2,135
Travelers $2,966
USAA $1,690

Category Winners: Cheapest Car Insurance in Wolcottville, Indiana

Find the cheapest car insurance companies in Wolcottville, IN for each category right here.

Best Annual Car Insurance Rates by Company in Wolcottville, Indiana

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wolcottville, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wolcottville car insurance rates. Find the cheapest Wolcottville, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wolcottville, Indiana

Insurance Company Low Medium High
Allstate $3,962 $4,125 $4,334
American Family $3,456 $3,598 $3,394
Farmers $3,173 $3,282 $3,414
GEICO $2,007 $2,129 $2,268
Liberty Mutual $5,445 $5,607 $5,809
Nationwide $2,633 $2,567 $2,565
Progressive $3,453 $3,596 $3,908
State Farm $2,043 $2,133 $2,227
Travelers $2,908 $2,994 $2,997
USAA $1,625 $1,685 $1,759

What affects car insurance rates in Wolcottville, Indiana?

What factors can have an impact on Wolcottville, IN car insurance? There are several reasons why Wolcottville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wolcottville, Indiana.

Commute Time in Wolcottville

The more time you spend in your car the higher the risk of an accident. The average commute length in Wolcottville, IN is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Wolcottville, IN

Ready to find affordable Wolcottville, Indiana car insurance today? Enter your ZIP code for fast, free Wolcottville, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State