Compare Wolfe City, TX Car Insurance Rates (2021)

Car insurance in Wolfe City, TX averages $293 a month. Wolfe City, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wolfe City car insurance rates, compare quotes from the top car insurance companies in Wolfe City, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wolfe City is USAA
  • Average car insurance rates in Wolfe City, TX are $3,516/year
  • Average car insurance rates in Wolfe City, TX after a DUI are $4,015/year

If you need to buy Wolfe City, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Wolfe City, TX is right here.

You’ll find Wolfe City car insurance rates, the cheapest Wolfe City, TX car insurance companies, and information on Texas car insurance laws. You can also compare Wolfe City, Texas car insurance rates to Arlington car insurance rates, Houston car insurance rates, and El Paso car insurance rates.

Ready to find affordable Wolfe City, TX car insurance today? Enter your ZIP code for fast, free Wolfe City car insurance quotes.

Cheapest Wolfe City, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wolfe City, TX car insurance rates? Every Wolfe City, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wolfe City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,195 $3,125 $3,125 $8,514 $10,281 $3,931 $4,098
American Family $2,342 $2,592 $2,161 $2,460 $5,908 $7,737 $3,301 $3,753
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,317 $2,202 $2,068 $2,107 $9,790 $10,898 $2,746 $2,783
State Farm $1,956 $1,956 $1,737 $1,737 $4,638 $5,903 $2,123 $2,191
USAA $1,506 $1,517 $1,437 $1,428 $4,215 $4,597 $2,008 $2,158

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Minimum Car Insurance in Wolfe City, TX

Every driver must carry the minimum car insurance in Wolfe City, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Wolfe City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wolfe City, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wolfe City, TX. Compare credit history car insurance rates in Wolfe City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wolfe City, Texas

Insurance Company Poor Fair Good
Allstate $6,251 $4,598 $3,940
American Family $5,231 $3,262 $2,853
GEICO $4,311 $2,455 $1,648
Nationwide $4,312 $3,463 $3,008
Progressive $4,900 $4,248 $3,943
State Farm $3,939 $2,450 $1,952
USAA $3,468 $1,999 $1,607

Cheapest Wolfe City, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wolfe City, TX to rates for a clean record with top companies.

Annual Wolfe City, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,810 $5,909 $6,190 $3,810
American Family $3,460 $4,366 $3,841 $3,460
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,807 $4,925 $4,438 $4,286
State Farm $2,476 $2,833 $3,337 $2,476
USAA $1,761 $2,593 $3,060 $2,020

Cheapest Wolfe City, TX Car Insurance for Teen Drivers

Teen car insurance in Wolfe City, TX can be expensive. Take a look at rates from the top car insurance companies in Wolfe City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wolfe City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,514 $10,281
American Family $5,908 $7,737
GEICO $4,502 $4,684
Nationwide $6,366 $8,151
Progressive $9,790 $10,898
State Farm $4,638 $5,903
USAA $4,215 $4,597

Cheapest Wolfe City, TX Car Insurance for Seniors

Take a look at Wolfe City, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wolfe City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,125
American Family $2,161 $2,460
GEICO $2,042 $2,293
Nationwide $2,010 $2,124
Progressive $2,068 $2,107
State Farm $1,737 $1,737
USAA $1,437 $1,428

Cheapest Wolfe City, TX Car Insurance Rates After a DUI

A DUI in Wolfe City, TX increases car insurance rates. Compare Wolfe City, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wolfe City, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,190
American Family $3,841
GEICO $2,636
Nationwide $4,603
Progressive $4,438
State Farm $3,337
USAA $3,060

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Cheapest Wolfe City, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wolfe City, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wolfe City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,811 $5,047
American Family $3,782 $3,782
GEICO $2,754 $2,855
Nationwide $3,594 $3,594
Progressive $4,364 $4,364
State Farm $2,780 $2,780
USAA $2,329 $2,388

The Best Cheap Car Insurance Companies in Wolfe City, TX

Take a look at a side-by-side comparison of the top car insurance companies in Wolfe City, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wolfe City, Texas

Insurance Company Average Annual Rates
Allstate $4,929
American Family $3,782
GEICO $2,804
Nationwide $3,594
Progressive $4,364
State Farm $2,780
USAA $2,358

Category Winners: Cheapest Car Insurance in Wolfe City, Texas

Find the cheapest car insurance companies in Wolfe City, TX for each category right here.

Best Annual Car Insurance Rates by Company in Wolfe City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Wolfe City, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wolfe City car insurance rates. Find the cheapest Wolfe City, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wolfe City, Texas

Insurance Company Low Medium High
Allstate $4,836 $4,895 $5,058
American Family $3,532 $3,650 $4,164
GEICO $2,662 $2,771 $2,980
Nationwide $3,859 $3,443 $3,482
Progressive $4,170 $4,344 $4,577
State Farm $2,641 $2,771 $2,928
USAA $2,283 $2,349 $2,443

What affects car insurance rates in Wolfe City, Texas?

What factors can have an impact on Wolfe City, TX car insurance? There are several reasons why Wolfe City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wolfe City, Texas.

Commute Time in Wolfe City

The more time you spend in your car the higher the risk of an accident. The average commute length in Wolfe City, TX is 32.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wolfe City, TX

Ready to find affordable Wolfe City, Texas car insurance today? Enter your ZIP code for fast, free Wolfe City, TX car insurance quotes.

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