Compare Wolverine, MI Car Insurance Rates (2021)

Car insurance in Wolverine, MI averages $800 a month. Wolverine, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Wolverine car insurance rates, compare quotes from the top car insurance companies in Wolverine, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Wolverine, MI after a DUI are $16,122/year
  • Average car insurance rates in Wolverine, MI are $9,597/year
  • The cheapest car insurance company in Wolverine is USAA

If you need to buy Wolverine, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Wolverine, MI is right here.

You’ll find Wolverine car insurance rates, the cheapest Wolverine, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Wolverine, Michigan car insurance rates to Ann Arbor car insurance rates, Flint car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Wolverine, MI car insurance today? Enter your ZIP code for fast, free Wolverine car insurance quotes.

Cheapest Wolverine, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wolverine, MI car insurance rates? Every Wolverine, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wolverine, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,269 $18,269 $17,084 $17,084 $43,218 $43,218 $19,206 $19,206
Farmers $3,424 $3,424 $3,194 $3,194 $7,683 $7,683 $3,839 $3,839
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,918 $2,730 $2,579 $2,859 $10,728 $11,501 $3,403 $3,185
State Farm $7,066 $7,066 $6,549 $6,549 $24,697 $24,697 $8,293 $8,293
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wolverine, MI

Every driver must carry the minimum car insurance in Wolverine, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Wolverine, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wolverine, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wolverine, MI. Compare credit history car insurance rates in Wolverine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wolverine, Michigan

Insurance Company Poor Fair Good
Allstate $37,430 $20,552 $15,349
Farmers $5,920 $3,988 $3,696
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,198 $6,128 $5,194
Progressive $5,742 $4,844 $4,378
State Farm $18,900 $9,562 $6,492
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Cheapest Wolverine, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wolverine, MI to rates for a clean record with top companies.

Annual Wolverine, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,886 $15,983 $53,293 $16,615
Farmers $3,822 $4,855 $4,788 $4,675
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,242 $5,546 $4,987 $5,176
State Farm $7,426 $8,896 $19,183 $11,100
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheapest Wolverine, MI Car Insurance for Teen Drivers

Teen car insurance in Wolverine, MI can be expensive. Take a look at rates from the top car insurance companies in Wolverine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wolverine, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,218 $43,218
Farmers $7,683 $7,683
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,064 $12,064
Progressive $10,728 $11,501
State Farm $24,697 $24,697
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheapest Wolverine, MI Car Insurance for Seniors

Take a look at Wolverine, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wolverine, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,084 $17,084
Farmers $3,194 $3,194
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,166 $4,166
Progressive $2,579 $2,859
State Farm $6,549 $6,549
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheapest Wolverine, MI Car Insurance Rates After a DUI

A DUI in Wolverine, MI increases car insurance rates. Compare Wolverine, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wolverine, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,293
Farmers $4,788
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,765
Progressive $4,987
State Farm $19,183
Travelers $12,908
USAA $4,126

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wolverine, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wolverine, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wolverine, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,444 $24,444
Farmers $4,535 $4,535
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,507 $6,507
Progressive $4,988 $4,988
State Farm $11,337 $11,966
Travelers $8,279 $8,375
USAA $3,106 $3,177

The Best Cheap Car Insurance Companies in Wolverine, MI

Take a look at a side-by-side comparison of the top car insurance companies in Wolverine, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wolverine, Michigan

Insurance Company Average Annual Rates
Allstate $24,444
Farmers $4,535
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,507
Progressive $4,988
State Farm $11,651
Travelers $8,327
USAA $3,142

Category Winners: Cheapest Car Insurance in Wolverine, Michigan

Find the cheapest car insurance companies in Wolverine, MI for each category right here.

Best Annual Car Insurance Rates by Company in Wolverine, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wolverine, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wolverine car insurance rates. Find the cheapest Wolverine, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wolverine, Michigan

Insurance Company Low Medium High
Allstate $23,889 $24,493 $24,949
Farmers $4,411 $4,525 $4,669
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,846 $6,388 $6,286
Progressive $4,841 $4,994 $5,128
State Farm $11,070 $11,723 $12,161
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

What affects car insurance rates in Wolverine, Michigan?

What factors can have an impact on Wolverine, MI car insurance? There are several reasons why Wolverine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wolverine, Michigan.

Commute Time in Wolverine

The more time you spend in your car the higher the risk of an accident. The average commute length in Wolverine, MI is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wolverine, MI

Ready to find affordable Wolverine, Michigan car insurance today? Enter your ZIP code for fast, free Wolverine, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption