Compare Wood Dale, IL Car Insurance Rates (2021)

Car insurance in Wood Dale, IL averages $285 a month. Wood Dale, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wood Dale car insurance rates, compare quotes from the top car insurance companies in Wood Dale, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Wood Dale for teen drivers is Nationwide
  • Average car insurance rates in Wood Dale, IL after a DUI are $4,009/year
  • The cheapest car insurance company in Wood Dale is Liberty Mutual

If you need to buy Wood Dale, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Wood Dale, IL is right here.

You’ll find Wood Dale car insurance rates, the cheapest Wood Dale, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Wood Dale, Illinois car insurance rates to Joliet car insurance rates, Cicero car insurance rates, and Naperville car insurance rates.

Ready to find affordable Wood Dale, IL car insurance today? Enter your ZIP code for fast, free Wood Dale car insurance quotes.

Cheapest Wood Dale, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wood Dale, IL car insurance rates? Every Wood Dale, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wood Dale, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,353 $3,368 $3,516 $3,516 $8,843 $11,476 $4,032 $4,359
American Family $2,400 $2,400 $2,205 $2,205 $6,944 $9,567 $2,400 $3,105
Farmers $2,622 $2,620 $2,317 $2,460 $11,798 $12,312 $2,998 $3,118
GEICO $1,893 $1,951 $1,850 $2,075 $6,854 $7,064 $2,195 $2,274
Liberty Mutual $1,367 $1,471 $1,132 $1,264 $4,889 $5,435 $1,427 $1,496
Nationwide $1,577 $1,598 $1,413 $1,487 $4,314 $5,495 $1,837 $1,979
Progressive $2,173 $2,030 $1,800 $1,890 $8,241 $9,226 $2,583 $2,783
State Farm $1,584 $1,584 $1,437 $1,437 $5,085 $6,404 $1,797 $2,084
Travelers $1,643 $1,731 $1,525 $1,622 $5,045 $6,399 $1,737 $1,827
USAA $1,593 $1,610 $1,480 $1,443 $5,209 $5,726 $2,085 $2,275

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wood Dale, IL

Every driver must carry the minimum car insurance in Wood Dale, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Wood Dale, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wood Dale, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wood Dale, IL. Compare credit history car insurance rates in Wood Dale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wood Dale, Illinois

Insurance Company Poor Fair Good
Allstate $6,753 $4,891 $4,281
American Family $5,176 $3,537 $2,997
Farmers $5,696 $4,816 $4,580
GEICO $5,265 $2,557 $1,986
Liberty Mutual $3,254 $2,049 $1,628
Nationwide $2,928 $2,377 $2,082
Progressive $4,364 $3,716 $3,442
State Farm $3,888 $2,332 $1,810
Travelers $3,266 $2,659 $2,148
USAA $3,561 $2,451 $2,021

Cheapest Wood Dale, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wood Dale, IL to rates for a clean record with top companies.

Annual Wood Dale, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,741 $6,480 $6,038 $4,973
American Family $2,870 $4,069 $5,419 $3,254
Farmers $4,242 $5,489 $5,352 $5,040
GEICO $2,195 $3,489 $4,813 $2,581
Liberty Mutual $1,918 $2,745 $2,398 $2,180
Nationwide $2,001 $2,565 $2,999 $2,285
Progressive $3,153 $4,727 $3,500 $3,982
State Farm $2,426 $2,927 $2,677 $2,677
Travelers $2,132 $2,811 $3,142 $2,679
USAA $1,906 $2,748 $3,755 $2,303

Cheapest Wood Dale, IL Car Insurance for Teen Drivers

Teen car insurance in Wood Dale, IL can be expensive. Take a look at rates from the top car insurance companies in Wood Dale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wood Dale, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,843 $11,476
American Family $6,944 $9,567
Farmers $11,798 $12,312
GEICO $6,854 $7,064
Liberty Mutual $4,889 $5,435
Nationwide $4,314 $5,495
Progressive $8,241 $9,226
State Farm $5,085 $6,404
Travelers $5,045 $6,399
USAA $5,209 $5,726

Cheapest Wood Dale, IL Car Insurance for Seniors

Take a look at Wood Dale, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wood Dale, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,516 $3,516
American Family $2,205 $2,205
Farmers $2,317 $2,460
GEICO $1,850 $2,075
Liberty Mutual $1,132 $1,264
Nationwide $1,413 $1,487
Progressive $1,800 $1,890
State Farm $1,437 $1,437
Travelers $1,525 $1,622
USAA $1,480 $1,443

Cheapest Wood Dale, IL Car Insurance Rates After a DUI

A DUI in Wood Dale, IL increases car insurance rates. Compare Wood Dale, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wood Dale, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,038
American Family $5,419
Farmers $5,352
GEICO $4,813
Liberty Mutual $2,398
Nationwide $2,999
Progressive $3,500
State Farm $2,677
Travelers $3,142
USAA $3,755

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wood Dale, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wood Dale, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wood Dale, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,308 $5,308
American Family $3,854 $3,953
Farmers $5,031 $5,031
GEICO $3,215 $3,324
Liberty Mutual $2,310 $2,310
Nationwide $2,463 $2,463
Progressive $3,841 $3,841
State Farm $2,611 $2,742
Travelers $2,585 $2,797
USAA $2,603 $2,753

The Best Cheap Car Insurance Companies in Wood Dale, IL

Take a look at a side-by-side comparison of the top car insurance companies in Wood Dale, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wood Dale, Illinois

Insurance Company Average Annual Rates
Allstate $5,308
American Family $3,903
Farmers $5,031
GEICO $3,269
Liberty Mutual $2,310
Nationwide $2,463
Progressive $3,841
State Farm $2,677
Travelers $2,691
USAA $2,678

Category Winners: Cheapest Car Insurance in Wood Dale, Illinois

Find the cheapest car insurance companies in Wood Dale, IL for each category right here.

Best Annual Car Insurance Rates by Company in Wood Dale, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wood Dale, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wood Dale car insurance rates. Find the cheapest Wood Dale, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wood Dale, Illinois

Insurance Company Low Medium High
Allstate $5,140 $5,303 $5,481
American Family $3,739 $4,047 $3,924
Farmers $4,762 $4,899 $5,431
GEICO $2,962 $3,271 $3,575
Liberty Mutual $2,178 $2,306 $2,447
Nationwide $2,423 $2,487 $2,477
Progressive $3,496 $3,821 $4,205
State Farm $2,516 $2,681 $2,833
Travelers $2,509 $2,688 $2,877
USAA $2,505 $2,677 $2,852

What affects car insurance rates in Wood Dale, Illinois?

What factors can have an impact on Wood Dale, IL car insurance? There are several reasons why Wood Dale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wood Dale, Illinois.

Commute Time in Wood Dale

The more time you spend in your car the higher the risk of an accident. The average commute length in Wood Dale, IL is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Wood Dale, IL

Ready to find affordable Wood Dale, Illinois car insurance today? Enter your ZIP code for fast, free Wood Dale, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State