Compare Woodbourne, NY Car Insurance Rates (2021)

Car insurance in Woodbourne, NY averages $419 a month. Woodbourne, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Woodbourne car insurance rates, compare quotes from the top car insurance companies in Woodbourne, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodbourne, NY after a DUI are $6,798/year
  • The cheapest car insurance company in Woodbourne for teen drivers is GEICO
  • Average car insurance rates in Woodbourne, NY are $5,027/year

If you need to buy Woodbourne, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Woodbourne, NY is right here.

You’ll find Woodbourne car insurance rates, the cheapest Woodbourne, NY car insurance companies, and information on New York car insurance laws. You can also compare Woodbourne, New York car insurance rates to Utica car insurance rates, New Rochelle car insurance rates, and Syracuse car insurance rates.

Ready to find affordable Woodbourne, NY car insurance today? Enter your ZIP code for fast, free Woodbourne car insurance quotes.

Cheapest Woodbourne, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodbourne, NY car insurance rates? Every Woodbourne, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbourne, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $6,245 $6,245 $5,809 $5,809 $12,201 $17,723 $6,245 $6,642
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,560 $2,379 $2,037 $2,073 $8,408 $9,285 $3,263 $3,135
State Farm $3,277 $3,277 $2,855 $2,855 $9,488 $12,175 $3,600 $3,768
Travelers $3,402 $3,415 $3,065 $3,279 $7,645 $9,019 $3,590 $3,724
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

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Minimum Car Insurance in Woodbourne, NY

Every driver must carry the minimum car insurance in Woodbourne, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Woodbourne, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodbourne, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodbourne, NY. Compare credit history car insurance rates in Woodbourne from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodbourne, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $11,736 $7,649 $5,709
Nationwide $4,811 $4,811 $4,811
Progressive $6,669 $3,342 $2,416
State Farm $7,289 $4,570 $3,626
Travelers $6,455 $4,008 $3,464
USAA $6,740 $3,387 $2,982

Cheapest Woodbourne, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodbourne, NY to rates for a clean record with top companies.

Annual Woodbourne, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,615 $6,615 $13,615 $6,615
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,028 $4,028 $4,461 $4,053
State Farm $4,919 $4,919 $5,405 $5,405
Travelers $3,991 $4,948 $5,015 $4,616
USAA $3,904 $3,967 $5,641 $3,967

Cheapest Woodbourne, NY Car Insurance for Teen Drivers

Teen car insurance in Woodbourne, NY can be expensive. Take a look at rates from the top car insurance companies in Woodbourne for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodbourne, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $12,201 $17,723
Nationwide $6,525 $9,832
Progressive $8,408 $9,285
State Farm $9,488 $12,175
Travelers $7,645 $9,019
USAA $9,192 $10,931

Cheapest Woodbourne, NY Car Insurance for Seniors

Take a look at Woodbourne, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodbourne, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,809 $5,809
Nationwide $3,372 $3,372
Progressive $2,037 $2,073
State Farm $2,855 $2,855
Travelers $3,065 $3,279
USAA $2,063 $2,071

Cheapest Woodbourne, NY Car Insurance Rates After a DUI

A DUI in Woodbourne, NY increases car insurance rates. Compare Woodbourne, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodbourne, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $13,615
Nationwide $8,287
Progressive $4,461
State Farm $5,405
Travelers $5,015
USAA $5,641

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Cheapest Woodbourne, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodbourne, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodbourne, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $8,121 $8,609
Nationwide $4,811 $4,811
Progressive $4,142 $4,142
State Farm $4,974 $5,350
Travelers $4,642 $4,642
USAA $4,325 $4,414

The Best Cheap Car Insurance Companies in Woodbourne, NY

Take a look at a side-by-side comparison of the top car insurance companies in Woodbourne, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodbourne, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $8,365
Nationwide $4,811
Progressive $4,142
State Farm $5,162
Travelers $4,642
USAA $4,370

Category Winners: Cheapest Car Insurance in Woodbourne, New York

Find the cheapest car insurance companies in Woodbourne, NY for each category right here.

Best Annual Car Insurance Rates by Company in Woodbourne, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Woodbourne, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodbourne car insurance rates. Find the cheapest Woodbourne, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodbourne, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $8,005 $8,341 $8,748
Nationwide $4,552 $4,775 $5,106
Progressive $3,917 $4,114 $4,397
State Farm $4,921 $5,188 $5,377
Travelers $4,393 $4,590 $4,945
USAA $4,219 $4,342 $4,549

Compare Car Insurance Quotes in Woodbourne, NY

Ready to find affordable Woodbourne, New York car insurance today? Enter your ZIP code for fast, free Woodbourne, NY car insurance quotes.

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