Compare Woodbury Heights, NJ Car Insurance Rates (2021)

Car insurance in Woodbury Heights, NJ averages $435 a month. Woodbury Heights, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Woodbury Heights car insurance rates, compare quotes from the top car insurance companies in Woodbury Heights, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodbury Heights, NJ are $5,220/year
  • The cheapest car insurance company in Woodbury Heights for teen drivers is GEICO
  • Average car insurance rates in Woodbury Heights, NJ after a DUI are $6,133/year

If you need to buy Woodbury Heights, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Woodbury Heights, NJ is right here.

You’ll find Woodbury Heights car insurance rates, the cheapest Woodbury Heights, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Woodbury Heights, New Jersey car insurance rates to Paterson car insurance rates, Trenton car insurance rates, and Passaic car insurance rates.

Ready to find affordable Woodbury Heights, NJ car insurance today? Enter your ZIP code for fast, free Woodbury Heights car insurance quotes.

Cheapest Woodbury Heights, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodbury Heights, NJ car insurance rates? Every Woodbury Heights, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbury Heights, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,268 $3,253 $3,174 $3,174 $10,224 $12,474 $3,842 $3,948
Farmers $4,678 $4,718 $4,563 $4,448 $13,479 $15,472 $5,539 $5,588
GEICO $2,090 $2,046 $2,033 $2,033 $3,754 $3,774 $2,389 $2,345
Liberty Mutual $4,453 $4,453 $4,888 $4,888 $11,481 $13,021 $4,888 $5,605
Progressive $2,009 $1,852 $1,813 $1,878 $8,968 $9,730 $2,368 $2,227
State Farm $4,080 $4,080 $3,703 $3,703 $13,398 $17,188 $4,654 $5,196
Travelers $2,766 $2,703 $2,564 $2,596 $6,306 $7,147 $2,710 $2,698

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Minimum Car Insurance in Woodbury Heights, NJ

Every driver must carry the minimum car insurance in Woodbury Heights, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Woodbury Heights, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Woodbury Heights, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodbury Heights, NJ. Compare credit history car insurance rates in Woodbury Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodbury Heights, New Jersey

Insurance Company Poor Fair Good
Allstate $7,558 $4,861 $3,841
Farmers $8,752 $6,785 $6,395
GEICO $3,844 $2,218 $1,611
Liberty Mutual $8,503 $6,305 $5,322
Progressive $4,329 $3,767 $3,470
State Farm $10,123 $6,111 $4,766
Travelers $4,921 $3,631 $2,507

Cheapest Woodbury Heights, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodbury Heights, NJ to rates for a clean record with top companies.

Annual Woodbury Heights, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,068 $6,766 $5,898 $4,947
Farmers $5,683 $9,597 $7,844 $6,118
GEICO $1,992 $2,615 $3,633 $1,992
Liberty Mutual $6,443 $7,376 $6,576 $6,443
Progressive $3,295 $4,469 $3,795 $3,862
State Farm $3,810 $6,927 $11,125 $6,138
Travelers $2,844 $4,199 $4,058 $3,644

Cheapest Woodbury Heights, NJ Car Insurance for Teen Drivers

Teen car insurance in Woodbury Heights, NJ can be expensive. Take a look at rates from the top car insurance companies in Woodbury Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodbury Heights, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,224 $12,474
Farmers $13,479 $15,472
GEICO $3,754 $3,774
Liberty Mutual $11,481 $13,021
Progressive $8,968 $9,730
State Farm $13,398 $17,188
Travelers $6,306 $7,147

Cheapest Woodbury Heights, NJ Car Insurance for Seniors

Take a look at Woodbury Heights, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodbury Heights, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,174 $3,174
Farmers $4,563 $4,448
GEICO $2,033 $2,033
Liberty Mutual $4,888 $4,888
Progressive $1,813 $1,878
State Farm $3,703 $3,703
Travelers $2,564 $2,596

Cheapest Woodbury Heights, NJ Car Insurance Rates After a DUI

A DUI in Woodbury Heights, NJ increases car insurance rates. Compare Woodbury Heights, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodbury Heights, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,898
Farmers $7,844
GEICO $3,633
Liberty Mutual $6,576
Progressive $3,795
State Farm $11,125
Travelers $4,058

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Cheapest Woodbury Heights, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodbury Heights, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodbury Heights, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,410 $5,430
Farmers $7,311 $7,311
GEICO $2,537 $2,579
Liberty Mutual $6,645 $6,774
Progressive $3,856 $3,856
State Farm $6,818 $7,182
Travelers $3,686 $3,686

The Best Cheap Car Insurance Companies in Woodbury Heights, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Woodbury Heights, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodbury Heights, New Jersey

Insurance Company Average Annual Rates
Allstate $5,420
Farmers $7,311
GEICO $2,558
Liberty Mutual $6,710
Progressive $3,856
State Farm $7,000
Travelers $3,686

Category Winners: Cheapest Car Insurance in Woodbury Heights, New Jersey

Find the cheapest car insurance companies in Woodbury Heights, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Woodbury Heights, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Woodbury Heights, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodbury Heights car insurance rates. Find the cheapest Woodbury Heights, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodbury Heights, New Jersey

Insurance Company Low Medium High
Allstate $4,978 $5,503 $5,779
Farmers $6,525 $7,257 $8,149
GEICO $2,285 $2,606 $2,783
Liberty Mutual $5,971 $6,921 $7,238
Progressive $3,465 $3,917 $4,185
State Farm $6,486 $7,095 $7,420
Travelers $3,385 $3,689 $3,985

What affects car insurance rates in Woodbury Heights, New Jersey?

What factors can have an impact on Woodbury Heights, NJ car insurance? There are several reasons why Woodbury Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodbury Heights, New Jersey.

Commute Time in Woodbury Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodbury Heights, NJ is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in Woodbury Heights, NJ

Ready to find affordable Woodbury Heights, New Jersey car insurance today? Enter your ZIP code for fast, free Woodbury Heights, NJ car insurance quotes.

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