Compare Woodbury, KY Car Insurance Rates (2021)

Car insurance in Woodbury, KY averages $416 a month. Woodbury, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Woodbury car insurance rates, compare quotes from the top car insurance companies in Woodbury, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Woodbury, KY after a DUI are $5,784/year
  • The cheapest car insurance company in Woodbury is USAA
  • Average car insurance rates in Woodbury, KY are $4,990/year

If you need to buy Woodbury, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Woodbury, KY is right here.

You’ll find Woodbury car insurance rates, the cheapest Woodbury, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Woodbury, Kentucky car insurance rates to Hopkinsville car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Woodbury, KY car insurance today? Enter your ZIP code for fast, free Woodbury car insurance quotes.

Cheapest Woodbury, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodbury, KY car insurance rates? Every Woodbury, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbury, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,588 $2,802 $2,215 $2,469 $10,689 $11,798 $2,697 $2,790
Nationwide $3,189 $3,204 $2,873 $3,015 $7,084 $8,879 $3,602 $3,796
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,078 $2,115 $2,038 $2,044 $9,893 $15,891 $2,170 $2,503
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Woodbury, KY

Every driver must carry the minimum car insurance in Woodbury, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Woodbury, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Woodbury, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodbury, KY. Compare credit history car insurance rates in Woodbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodbury, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,793 $4,178 $3,296
Nationwide $5,421 $4,249 $3,696
Progressive $11,547 $10,089 $9,405
State Farm $4,536 $2,742 $2,142
Travelers $5,397 $4,573 $4,555
USAA $4,165 $2,317 $1,884

Cheapest Woodbury, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodbury, KY to rates for a clean record with top companies.

Annual Woodbury, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,964 $6,098 $4,744 $4,218
Nationwide $3,530 $4,583 $5,814 $3,894
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,226 $4,347 $6,265 $4,527
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Woodbury, KY Car Insurance for Teen Drivers

Teen car insurance in Woodbury, KY can be expensive. Take a look at rates from the top car insurance companies in Woodbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodbury, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,689 $11,798
Nationwide $7,084 $8,879
Progressive $24,595 $27,972
State Farm $5,542 $6,928
Travelers $9,893 $15,891
USAA $4,875 $5,165

Cheapest Woodbury, KY Car Insurance for Seniors

Take a look at Woodbury, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodbury, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,215 $2,469
Nationwide $2,873 $3,015
Progressive $4,345 $4,341
State Farm $1,831 $1,831
Travelers $2,038 $2,044
USAA $1,693 $1,740

Cheapest Woodbury, KY Car Insurance Rates After a DUI

A DUI in Woodbury, KY increases car insurance rates. Compare Woodbury, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodbury, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,744
Nationwide $5,814
Progressive $9,734
State Farm $3,140
Travelers $6,265
USAA $3,541

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Woodbury, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodbury, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodbury, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,756 $4,756
Nationwide $4,455 $4,455
Progressive $10,347 $10,347
State Farm $3,060 $3,220
Travelers $4,841 $4,841
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Woodbury, KY

Take a look at a side-by-side comparison of the top car insurance companies in Woodbury, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodbury, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,756
Nationwide $4,455
Progressive $10,347
State Farm $3,140
Travelers $4,841
USAA $2,789

Category Winners: Cheapest Car Insurance in Woodbury, Kentucky

Find the cheapest car insurance companies in Woodbury, KY for each category right here.

Best Annual Car Insurance Rates by Company in Woodbury, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Woodbury, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodbury car insurance rates. Find the cheapest Woodbury, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodbury, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,524 $4,725 $5,019
Nationwide $4,549 $4,401 $4,416
Progressive $9,463 $10,162 $11,416
State Farm $2,981 $3,134 $3,305
Travelers $4,589 $4,864 $5,071
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Woodbury, Kentucky?

What factors can have an impact on Woodbury, KY car insurance? There are several reasons why Woodbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodbury, Kentucky.

Commute Time in Woodbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodbury, KY is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Woodbury, KY

Ready to find affordable Woodbury, Kentucky car insurance today? Enter your ZIP code for fast, free Woodbury, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption