Compare Woodbury, MN Car Insurance Rates (2021)

Car insurance in Woodbury, MN averages $382 a month. Woodbury, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Woodbury car insurance rates, compare quotes from the top car insurance companies in Woodbury, MN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Woodbury is 55125
  • The cheapest car insurance company in Woodbury for teen drivers is State Farm
  • Average car insurance rates in Woodbury, MN after a DUI are $6,270/year

If you need to buy Woodbury, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Woodbury, MN is right here.

You’ll find Woodbury car insurance rates, the cheapest Woodbury, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Woodbury, Minnesota car insurance rates to Duluth car insurance rates, Minneapolis car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Woodbury, MN car insurance today? Enter your ZIP code for fast, free Woodbury car insurance quotes.

Cheapest Woodbury, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodbury, MN car insurance rates? Every Woodbury, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbury, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,435 $3,435 $3,334 $3,334 $7,855 $11,187 $4,206 $4,353
American Family $2,238 $2,238 $2,034 $2,034 $6,181 $8,871 $2,238 $2,510
Farmers $2,027 $2,029 $1,940 $2,077 $6,150 $6,290 $2,687 $2,641
GEICO $2,479 $2,454 $2,359 $2,293 $5,438 $6,857 $2,316 $2,431
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,063 $2,057 $1,841 $1,944 $5,466 $6,585 $2,445 $2,530
State Farm $1,658 $1,658 $1,502 $1,502 $3,792 $4,641 $1,917 $1,577
USAA $1,818 $1,779 $1,672 $1,645 $4,975 $5,376 $2,352 $2,464

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Minimum Car Insurance in Woodbury, MN

Every driver must carry the minimum car insurance in Woodbury, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Woodbury, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodbury, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodbury, MN. Compare credit history car insurance rates in Woodbury from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodbury, Minnesota

Insurance Company Poor Fair Good
Allstate $7,510 $4,104 $3,813
American Family $4,874 $3,198 $2,558
Farmers $3,994 $2,943 $2,753
GEICO $3,994 $3,269 $2,722
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,706 $2,995 $2,648
State Farm $3,326 $2,034 $1,483
USAA $4,269 $2,135 $1,877

Cheapest Woodbury, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodbury, MN to rates for a clean record with top companies.

Annual Woodbury, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,672 $5,432 $6,565 $4,900
American Family $2,383 $4,283 $4,806 $2,700
Farmers $2,772 $3,473 $3,529 $3,147
GEICO $2,230 $3,515 $5,180 $2,389
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,489 $3,281 $3,759 $2,937
State Farm $2,078 $2,484 $2,281 $2,281
USAA $2,048 $2,626 $3,933 $2,435

Cheapest Woodbury, MN Car Insurance for Teen Drivers

Teen car insurance in Woodbury, MN can be expensive. Take a look at rates from the top car insurance companies in Woodbury for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodbury, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,855 $11,187
American Family $6,181 $8,871
Farmers $6,150 $6,290
GEICO $5,438 $6,857
Liberty Mutual $18,315 $27,293
Nationwide $5,466 $6,585
State Farm $3,792 $4,641
USAA $4,975 $5,376

Cheapest Woodbury, MN Car Insurance for Seniors

Take a look at Woodbury, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodbury, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $2,034 $2,034
Farmers $1,940 $2,077
GEICO $2,359 $2,293
Liberty Mutual $9,407 $9,407
Nationwide $1,841 $1,944
State Farm $1,502 $1,502
USAA $1,672 $1,645

Cheapest Woodbury, MN Car Insurance Rates After a DUI

A DUI in Woodbury, MN increases car insurance rates. Compare Woodbury, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodbury, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $4,806
Farmers $3,529
GEICO $5,180
Liberty Mutual $20,108
Nationwide $3,759
State Farm $2,281
USAA $3,933

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Cheapest Woodbury, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodbury, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodbury, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,142 $5,142
American Family $3,502 $3,584
Farmers $3,230 $3,230
GEICO $3,282 $3,375
Liberty Mutual $12,870 $13,625
Nationwide $3,117 $3,117
State Farm $2,216 $2,345
USAA $2,724 $2,796

Cheapest Woodbury, MN Car Insurance Rates by ZIP Code

Woodbury car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Woodbury, MN.

Annual Car Insurance Rates by ZIP Code in Woodbury, Minnesota

ZIP Code Average Annual Rates
55125 $3,480
55129 $3,541

The Best Cheap Car Insurance Companies in Woodbury, MN

Take a look at a side-by-side comparison of the top car insurance companies in Woodbury, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodbury, Minnesota

Insurance Company Average Annual Rates
Allstate $5,142
American Family $3,543
Farmers $3,230
GEICO $3,328
Liberty Mutual $13,248
Nationwide $3,117
State Farm $2,281
USAA $2,760

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Category Winners: Cheapest Car Insurance in Woodbury, Minnesota

Find the cheapest car insurance companies in Woodbury, MN for each category right here.

Best Annual Car Insurance Rates by Company in Woodbury, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Woodbury, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodbury car insurance rates. Find the cheapest Woodbury, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodbury, Minnesota

Insurance Company Low Medium High
Allstate $5,062 $5,139 $5,226
American Family $3,522 $3,638 $3,469
Farmers $3,096 $3,247 $3,347
GEICO $3,195 $3,327 $3,463
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,920 $3,144 $3,285
State Farm $2,172 $2,292 $2,378
USAA $2,671 $2,758 $2,851

What affects car insurance rates in Woodbury, Minnesota?

What factors can have an impact on Woodbury, MN car insurance? There are several reasons why Woodbury car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodbury, Minnesota.

Commute Time in Woodbury

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodbury, MN is 24.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Woodbury, MN

Ready to find affordable Woodbury, Minnesota car insurance today? Enter your ZIP code for fast, free Woodbury, MN car insurance quotes.

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