Compare Woodgate, NY Car Insurance Rates (2021)

Car insurance in Woodgate, NY averages $266 a month. Woodgate, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Woodgate car insurance rates, compare quotes from the top car insurance companies in Woodgate, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woodgate for teen drivers is GEICO
  • Average car insurance rates in Woodgate, NY after a DUI are $4,213/year
  • Average car insurance rates in Woodgate, NY are $3,191/year

If you need to buy Woodgate, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Woodgate, NY is right here.

You’ll find Woodgate car insurance rates, the cheapest Woodgate, NY car insurance companies, and information on New York car insurance laws. You can also compare Woodgate, New York car insurance rates to Buffalo car insurance rates, Utica car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Woodgate, NY car insurance today? Enter your ZIP code for fast, free Woodgate car insurance quotes.

Cheapest Woodgate, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodgate, NY car insurance rates? Every Woodgate, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodgate, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,415 $1,363 $1,377 $1,357 $2,963 $4,329 $1,277 $1,314
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,682 $1,585 $1,361 $1,379 $5,563 $6,202 $2,166 $2,114
State Farm $2,330 $2,330 $2,030 $2,030 $6,827 $8,785 $2,562 $2,703
Travelers $2,374 $2,417 $2,134 $2,307 $5,216 $6,132 $2,524 $2,648
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Woodgate, NY

Every driver must carry the minimum car insurance in Woodgate, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Woodgate, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodgate, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodgate, NY. Compare credit history car insurance rates in Woodgate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodgate, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,411 $1,772 $1,590
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,358 $2,258 $1,654
State Farm $5,225 $3,275 $2,599
Travelers $4,397 $2,805 $2,454
USAA $4,423 $2,195 $1,945

Cheapest Woodgate, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodgate, NY to rates for a clean record with top companies.

Annual Woodgate, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,517 $1,652 $3,011 $1,517
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,683 $2,683 $2,961 $2,699
State Farm $3,525 $3,525 $3,875 $3,875
Travelers $2,793 $3,417 $3,464 $3,201
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Woodgate, NY Car Insurance for Teen Drivers

Teen car insurance in Woodgate, NY can be expensive. Take a look at rates from the top car insurance companies in Woodgate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodgate, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,963 $4,329
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,563 $6,202
State Farm $6,827 $8,785
Travelers $5,216 $6,132
USAA $6,012 $7,189

Cheapest Woodgate, NY Car Insurance for Seniors

Take a look at Woodgate, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodgate, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,377 $1,357
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,361 $1,379
State Farm $2,030 $2,030
Travelers $2,134 $2,307
USAA $1,346 $1,345

Cheapest Woodgate, NY Car Insurance Rates After a DUI

A DUI in Woodgate, NY increases car insurance rates. Compare Woodgate, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodgate, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $3,011
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,961
State Farm $3,875
Travelers $3,464
USAA $3,744

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Cheapest Woodgate, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodgate, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodgate, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,867 $1,981
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,757 $2,757
State Farm $3,569 $3,831
Travelers $3,219 $3,219
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Woodgate, NY

Take a look at a side-by-side comparison of the top car insurance companies in Woodgate, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodgate, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,924
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,757
State Farm $3,700
Travelers $3,219
USAA $2,854

Category Winners: Cheapest Car Insurance in Woodgate, New York

Find the cheapest car insurance companies in Woodgate, NY for each category right here.

Best Annual Car Insurance Rates by Company in Woodgate, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Woodgate, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodgate car insurance rates. Find the cheapest Woodgate, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodgate, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,827 $1,919 $2,027
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,625 $2,743 $2,902
State Farm $3,533 $3,718 $3,847
Travelers $3,089 $3,194 $3,373
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Woodgate, NY

Ready to find affordable Woodgate, New York car insurance today? Enter your ZIP code for fast, free Woodgate, NY car insurance quotes.

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