Compare Woodhull, IL Car Insurance Rates (2021)

Car insurance in Woodhull, IL averages $239 a month. Woodhull, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodhull car insurance rates, compare quotes from the top car insurance companies in Woodhull, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodhull, IL after a DUI are $3,354/year
  • The cheapest car insurance company in Woodhull is State Farm
  • The cheapest car insurance company in Woodhull for teen drivers is State Farm

If you need to buy Woodhull, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Woodhull, IL is right here.

You’ll find Woodhull car insurance rates, the cheapest Woodhull, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Woodhull, Illinois car insurance rates to Elgin car insurance rates, Chicago car insurance rates, and Champaign car insurance rates.

Ready to find affordable Woodhull, IL car insurance today? Enter your ZIP code for fast, free Woodhull car insurance quotes.

Cheapest Woodhull, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodhull, IL car insurance rates? Every Woodhull, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodhull, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,151 $2,153 $1,914 $2,017 $8,884 $9,256 $2,456 $2,582
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,309 $1,414 $1,093 $1,220 $4,075 $4,531 $1,369 $1,446
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,703 $1,617 $1,403 $1,465 $6,047 $6,790 $2,031 $2,200
State Farm $1,319 $1,319 $1,164 $1,164 $3,606 $4,579 $1,486 $1,706
Travelers $1,368 $1,444 $1,230 $1,312 $3,703 $4,581 $1,453 $1,530
USAA $1,518 $1,548 $1,407 $1,387 $4,800 $5,306 $1,990 $2,191

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Minimum Car Insurance in Woodhull, IL

Every driver must carry the minimum car insurance in Woodhull, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Woodhull, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Woodhull, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodhull, IL. Compare credit history car insurance rates in Woodhull from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodhull, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,742 $3,217 $2,718
Farmers $4,476 $3,742 $3,562
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,907 $1,814 $1,451
Nationwide $3,113 $2,512 $2,202
Progressive $3,319 $2,810 $2,592
State Farm $2,971 $1,779 $1,380
Travelers $2,546 $2,029 $1,658
USAA $3,364 $2,300 $1,892

Cheapest Woodhull, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodhull, IL to rates for a clean record with top companies.

Annual Woodhull, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,319 $4,266 $4,160 $3,962
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,723 $2,420 $2,138 $1,948
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,402 $3,541 $2,656 $3,030
State Farm $1,879 $2,207 $2,043 $2,043
Travelers $1,665 $2,165 $2,402 $2,080
USAA $1,804 $2,576 $3,522 $2,173

Cheapest Woodhull, IL Car Insurance for Teen Drivers

Teen car insurance in Woodhull, IL can be expensive. Take a look at rates from the top car insurance companies in Woodhull for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodhull, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,205 $8,633
Farmers $8,884 $9,256
GEICO $4,847 $5,129
Liberty Mutual $4,075 $4,531
Nationwide $4,540 $5,829
Progressive $6,047 $6,790
State Farm $3,606 $4,579
Travelers $3,703 $4,581
USAA $4,800 $5,306

Cheapest Woodhull, IL Car Insurance for Seniors

Take a look at Woodhull, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodhull, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,037 $2,037
Farmers $1,914 $2,017
GEICO $1,521 $1,797
Liberty Mutual $1,093 $1,220
Nationwide $1,491 $1,581
Progressive $1,403 $1,465
State Farm $1,164 $1,164
Travelers $1,230 $1,312
USAA $1,407 $1,387

Cheapest Woodhull, IL Car Insurance Rates After a DUI

A DUI in Woodhull, IL increases car insurance rates. Compare Woodhull, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodhull, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $4,933
Farmers $4,160
GEICO $3,482
Liberty Mutual $2,138
Nationwide $3,196
Progressive $2,656
State Farm $2,043
Travelers $2,402
USAA $3,522

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Cheapest Woodhull, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodhull, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodhull, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,513 $3,605
Farmers $3,927 $3,927
GEICO $2,519 $2,617
Liberty Mutual $2,057 $2,057
Nationwide $2,609 $2,609
Progressive $2,907 $2,907
State Farm $1,993 $2,093
Travelers $1,998 $2,158
USAA $2,448 $2,589

The Best Cheap Car Insurance Companies in Woodhull, IL

Take a look at a side-by-side comparison of the top car insurance companies in Woodhull, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodhull, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,559
Farmers $3,927
GEICO $2,568
Liberty Mutual $2,057
Nationwide $2,609
Progressive $2,907
State Farm $2,043
Travelers $2,078
USAA $2,518

Category Winners: Cheapest Car Insurance in Woodhull, Illinois

Find the cheapest car insurance companies in Woodhull, IL for each category right here.

Best Annual Car Insurance Rates by Company in Woodhull, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Woodhull, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodhull car insurance rates. Find the cheapest Woodhull, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodhull, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,452 $3,688 $3,537
Farmers $3,752 $3,842 $4,186
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,948 $2,053 $2,170
Nationwide $2,611 $2,626 $2,590
Progressive $2,682 $2,898 $3,140
State Farm $1,952 $2,045 $2,132
Travelers $1,965 $2,076 $2,192
USAA $2,370 $2,517 $2,669

What affects car insurance rates in Woodhull, Illinois?

What factors can have an impact on Woodhull, IL car insurance? There are several reasons why Woodhull car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodhull, Illinois.

Commute Time in Woodhull

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodhull, IL is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Woodhull, IL

Ready to find affordable Woodhull, Illinois car insurance today? Enter your ZIP code for fast, free Woodhull, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State