Compare Woodlawn, IL Car Insurance Rates (2021)

Car insurance in Woodlawn, IL averages $271 a month. Woodlawn, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodlawn car insurance rates, compare quotes from the top car insurance companies in Woodlawn, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woodlawn is State Farm
  • The cheapest car insurance company in Woodlawn for teen drivers is State Farm
  • Average car insurance rates in Woodlawn, IL after a DUI are $3,803/year

If you need to buy Woodlawn, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Woodlawn, IL is right here.

You’ll find Woodlawn car insurance rates, the cheapest Woodlawn, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Woodlawn, Illinois car insurance rates to Springfield car insurance rates, Naperville car insurance rates, and Chicago car insurance rates.

Ready to find affordable Woodlawn, IL car insurance today? Enter your ZIP code for fast, free Woodlawn car insurance quotes.

Cheapest Woodlawn, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodlawn, IL car insurance rates? Every Woodlawn, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodlawn, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,815 $2,828 $2,937 $2,937 $7,239 $9,407 $3,382 $3,654
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,357 $2,363 $2,094 $2,209 $9,886 $10,320 $2,684 $2,813
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,462 $1,581 $1,214 $1,356 $4,675 $5,202 $1,534 $1,628
Nationwide $2,166 $2,208 $1,920 $2,041 $5,974 $7,701 $2,524 $2,742
Progressive $2,315 $2,211 $1,908 $1,995 $7,748 $8,722 $2,755 $2,956
State Farm $1,339 $1,339 $1,189 $1,189 $3,705 $4,725 $1,510 $1,719
Travelers $1,617 $1,710 $1,465 $1,565 $4,569 $5,733 $1,717 $1,811
USAA $1,727 $1,758 $1,606 $1,582 $5,614 $6,192 $2,279 $2,506

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Minimum Car Insurance in Woodlawn, IL

Every driver must carry the minimum car insurance in Woodlawn, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Woodlawn, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Woodlawn, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodlawn, IL. Compare credit history car insurance rates in Woodlawn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodlawn, Illinois

Insurance Company Poor Fair Good
Allstate $5,622 $4,042 $3,535
American Family $4,958 $3,363 $2,841
Farmers $4,938 $4,142 $3,943
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,308 $2,052 $1,634
Nationwide $4,078 $3,280 $2,871
Progressive $4,386 $3,695 $3,398
State Farm $3,038 $1,819 $1,411
Travelers $3,089 $2,469 $2,012
USAA $3,874 $2,660 $2,191

Cheapest Woodlawn, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodlawn, IL to rates for a clean record with top companies.

Annual Woodlawn, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,164 $5,342 $4,955 $4,138
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,673 $4,720 $4,603 $4,367
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,946 $2,748 $2,425 $2,207
Nationwide $2,733 $3,559 $4,198 $3,149
Progressive $3,164 $4,633 $3,504 $4,005
State Farm $1,918 $2,261 $2,089 $2,089
Travelers $2,005 $2,622 $2,947 $2,519
USAA $2,070 $2,980 $4,085 $2,497

Cheapest Woodlawn, IL Car Insurance for Teen Drivers

Teen car insurance in Woodlawn, IL can be expensive. Take a look at rates from the top car insurance companies in Woodlawn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodlawn, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,239 $9,407
American Family $6,493 $9,036
Farmers $9,886 $10,320
GEICO $5,690 $6,014
Liberty Mutual $4,675 $5,202
Nationwide $5,974 $7,701
Progressive $7,748 $8,722
State Farm $3,705 $4,725
Travelers $4,569 $5,733
USAA $5,614 $6,192

Cheapest Woodlawn, IL Car Insurance for Seniors

Take a look at Woodlawn, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodlawn, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,937 $2,937
American Family $2,127 $2,127
Farmers $2,094 $2,209
GEICO $1,757 $2,095
Liberty Mutual $1,214 $1,356
Nationwide $1,920 $2,041
Progressive $1,908 $1,995
State Farm $1,189 $1,189
Travelers $1,465 $1,565
USAA $1,606 $1,582

Cheapest Woodlawn, IL Car Insurance Rates After a DUI

A DUI in Woodlawn, IL increases car insurance rates. Compare Woodlawn, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodlawn, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,955
American Family $5,161
Farmers $4,603
GEICO $4,060
Liberty Mutual $2,425
Nationwide $4,198
Progressive $3,504
State Farm $2,089
Travelers $2,947
USAA $4,085

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Cheapest Woodlawn, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodlawn, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodlawn, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $4,400
American Family $3,673 $3,769
Farmers $4,341 $4,341
GEICO $2,920 $3,043
Liberty Mutual $2,332 $2,332
Nationwide $3,410 $3,410
Progressive $3,826 $3,826
State Farm $2,035 $2,143
Travelers $2,424 $2,622
USAA $2,826 $2,990

The Best Cheap Car Insurance Companies in Woodlawn, IL

Take a look at a side-by-side comparison of the top car insurance companies in Woodlawn, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodlawn, Illinois

Insurance Company Average Annual Rates
Allstate $4,400
American Family $3,721
Farmers $4,341
GEICO $2,982
Liberty Mutual $2,332
Nationwide $3,410
Progressive $3,826
State Farm $2,089
Travelers $2,523
USAA $2,908

Category Winners: Cheapest Car Insurance in Woodlawn, Illinois

Find the cheapest car insurance companies in Woodlawn, IL for each category right here.

Best Annual Car Insurance Rates by Company in Woodlawn, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Woodlawn, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodlawn car insurance rates. Find the cheapest Woodlawn, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodlawn, Illinois

Insurance Company Low Medium High
Allstate $4,257 $4,395 $4,546
American Family $3,601 $3,856 $3,705
Farmers $4,135 $4,240 $4,647
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,210 $2,327 $2,458
Nationwide $3,399 $3,437 $3,393
Progressive $3,488 $3,806 $4,185
State Farm $1,972 $2,092 $2,204
Travelers $2,352 $2,520 $2,698
USAA $2,714 $2,905 $3,105

What affects car insurance rates in Woodlawn, Illinois?

What factors can have an impact on Woodlawn, IL car insurance? There are several reasons why Woodlawn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodlawn, Illinois.

Commute Time in Woodlawn

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodlawn, IL is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Woodlawn, IL

Ready to find affordable Woodlawn, Illinois car insurance today? Enter your ZIP code for fast, free Woodlawn, IL car insurance quotes.

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