Compare Woodmere, NY Car Insurance Rates (2021)

Car insurance in Woodmere, NY averages $617 a month. Woodmere, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Woodmere car insurance rates, compare quotes from the top car insurance companies in Woodmere, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodmere, NY are $7,406/year
  • The cheapest car insurance company in Woodmere for teen drivers is GEICO
  • Average car insurance rates in Woodmere, NY after a DUI are $9,882/year

If you need to buy Woodmere, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Woodmere, NY is right here.

You’ll find Woodmere car insurance rates, the cheapest Woodmere, NY car insurance companies, and information on New York car insurance laws. You can also compare Woodmere, New York car insurance rates to New York car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Woodmere, NY car insurance today? Enter your ZIP code for fast, free Woodmere car insurance quotes.

Cheapest Woodmere, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodmere, NY car insurance rates? Every Woodmere, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodmere, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,043 $5,522 $5,791 $5,836 $18,291 $19,331 $5,618 $5,506
GEICO $2,989 $2,874 $2,905 $2,862 $6,513 $9,679 $2,684 $2,751
Liberty Mutual $7,108 $7,108 $6,620 $6,620 $13,964 $20,178 $7,108 $7,545
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,682 $4,221 $3,620 $3,717 $15,915 $17,325 $5,903 $5,519
State Farm $4,664 $4,664 $4,097 $4,097 $13,845 $16,972 $5,165 $5,421
Travelers $6,362 $6,227 $5,813 $6,102 $15,257 $18,150 $6,651 $6,767
USAA $2,752 $2,701 $2,514 $2,510 $11,374 $13,456 $3,536 $3,915

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Minimum Car Insurance in Woodmere, NY

Every driver must carry the minimum car insurance in Woodmere, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Woodmere, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodmere, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodmere, NY. Compare credit history car insurance rates in Woodmere from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodmere, New York

Insurance Company Poor Fair Good
Allstate $13,351 $7,413 $6,213
GEICO $5,211 $3,826 $3,434
Liberty Mutual $13,368 $8,717 $6,510
Nationwide $7,325 $7,325 $7,325
Progressive $12,447 $6,053 $4,339
State Farm $10,404 $6,520 $5,173
Travelers $12,656 $7,615 $6,477
USAA $8,164 $4,184 $3,687

Cheapest Woodmere, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodmere, NY to rates for a clean record with top companies.

Annual Woodmere, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,524 $7,524 $11,272 $9,650
GEICO $3,194 $3,485 $6,756 $3,194
Liberty Mutual $7,481 $7,481 $15,684 $7,481
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $7,386 $7,386 $8,240 $7,440
State Farm $6,991 $6,991 $7,740 $7,740
Travelers $7,497 $9,587 $9,720 $8,861
USAA $4,756 $4,836 $6,951 $4,836

Cheapest Woodmere, NY Car Insurance for Teen Drivers

Teen car insurance in Woodmere, NY can be expensive. Take a look at rates from the top car insurance companies in Woodmere for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodmere, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,291 $19,331
GEICO $6,513 $9,679
Liberty Mutual $13,964 $20,178
Nationwide $10,129 $15,322
Progressive $15,915 $17,325
State Farm $13,845 $16,972
Travelers $15,257 $18,150
USAA $11,374 $13,456

Cheapest Woodmere, NY Car Insurance for Seniors

Take a look at Woodmere, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodmere, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,791 $5,836
GEICO $2,905 $2,862
Liberty Mutual $6,620 $6,620
Nationwide $5,034 $5,034
Progressive $3,620 $3,717
State Farm $4,097 $4,097
Travelers $5,813 $6,102
USAA $2,514 $2,510

Cheapest Woodmere, NY Car Insurance Rates After a DUI

A DUI in Woodmere, NY increases car insurance rates. Compare Woodmere, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodmere, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,272
GEICO $6,756
Liberty Mutual $15,684
Nationwide $12,697
Progressive $8,240
State Farm $7,740
Travelers $9,720
USAA $6,951

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Cheapest Woodmere, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodmere, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodmere, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,862 $9,123
GEICO $4,034 $4,280
Liberty Mutual $9,255 $9,808
Nationwide $7,325 $7,325
Progressive $7,613 $7,613
State Farm $7,092 $7,639
Travelers $8,916 $8,916
USAA $5,290 $5,399

The Best Cheap Car Insurance Companies in Woodmere, NY

Take a look at a side-by-side comparison of the top car insurance companies in Woodmere, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodmere, New York

Insurance Company Average Annual Rates
Allstate $8,992
GEICO $4,157
Liberty Mutual $9,531
Nationwide $7,325
Progressive $7,613
State Farm $7,366
Travelers $8,916
USAA $5,345

Category Winners: Cheapest Car Insurance in Woodmere, New York

Find the cheapest car insurance companies in Woodmere, NY for each category right here.

Best Annual Car Insurance Rates by Company in Woodmere, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Woodmere, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodmere car insurance rates. Find the cheapest Woodmere, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodmere, New York

Insurance Company Low Medium High
Allstate $7,829 $8,911 $10,237
GEICO $3,885 $4,132 $4,455
Liberty Mutual $9,004 $9,504 $10,087
Nationwide $6,783 $7,248 $7,945
Progressive $7,092 $7,541 $8,206
State Farm $6,919 $7,417 $7,761
Travelers $8,292 $8,779 $9,678
USAA $5,135 $5,306 $5,593

What affects car insurance rates in Woodmere, New York?

What factors can have an impact on Woodmere, NY car insurance? There are several reasons why Woodmere car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodmere, New York.

Commute Time in Woodmere

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodmere, NY is 40.2 minutes according to City-Data.

Compare Car Insurance Quotes in Woodmere, NY

Ready to find affordable Woodmere, New York car insurance today? Enter your ZIP code for fast, free Woodmere, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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