Compare Woodridge, IL Car Insurance Rates (2021)

Car insurance in Woodridge, IL averages $284 a month. Woodridge, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodridge car insurance rates, compare quotes from the top car insurance companies in Woodridge, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woodridge for teen drivers is Liberty Mutual
  • Average car insurance rates in Woodridge, IL are $3,410/year
  • Average car insurance rates in Woodridge, IL after a DUI are $3,994/year

If you need to buy Woodridge, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Woodridge, IL is right here.

You’ll find Woodridge car insurance rates, the cheapest Woodridge, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Woodridge, Illinois car insurance rates to Elgin car insurance rates, Springfield car insurance rates, and Peoria car insurance rates.

Ready to find affordable Woodridge, IL car insurance today? Enter your ZIP code for fast, free Woodridge car insurance quotes.

Cheapest Woodridge, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodridge, IL car insurance rates? Every Woodridge, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodridge, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,504 $3,519 $3,677 $3,677 $9,260 $12,026 $4,215 $4,557
American Family $2,226 $2,226 $2,046 $2,046 $6,456 $8,883 $2,226 $2,879
Farmers $2,482 $2,478 $2,192 $2,327 $11,176 $11,661 $2,840 $2,956
GEICO $1,771 $1,825 $1,736 $1,962 $6,331 $6,490 $2,035 $2,098
Liberty Mutual $1,396 $1,501 $1,153 $1,287 $5,036 $5,595 $1,460 $1,534
Nationwide $1,874 $1,899 $1,673 $1,763 $5,247 $6,695 $2,193 $2,367
Progressive $2,125 $1,982 $1,761 $1,849 $8,156 $9,127 $2,527 $2,726
State Farm $1,532 $1,532 $1,391 $1,391 $4,963 $6,261 $1,741 $2,011
Travelers $1,616 $1,701 $1,499 $1,595 $4,954 $6,279 $1,707 $1,796
USAA $1,632 $1,644 $1,519 $1,478 $5,419 $5,941 $2,139 $2,326

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Minimum Car Insurance in Woodridge, IL

Every driver must carry the minimum car insurance in Woodridge, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Woodridge, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Woodridge, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodridge, IL. Compare credit history car insurance rates in Woodridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodridge, Illinois

Insurance Company Poor Fair Good
Allstate $7,064 $5,118 $4,481
American Family $4,799 $3,286 $2,785
Farmers $5,393 $4,562 $4,338
GEICO $4,875 $2,373 $1,846
Liberty Mutual $3,342 $2,101 $1,667
Nationwide $3,530 $2,861 $2,500
Progressive $4,292 $3,660 $3,393
State Farm $3,787 $2,265 $1,756
Travelers $3,208 $2,612 $2,110
USAA $3,665 $2,531 $2,091

Cheapest Woodridge, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodridge, IL to rates for a clean record with top companies.

Annual Woodridge, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,908 $6,786 $6,322 $5,203
American Family $2,662 $3,787 $5,026 $3,018
Farmers $4,016 $5,198 $5,068 $4,775
GEICO $2,043 $3,243 $4,434 $2,403
Liberty Mutual $1,964 $2,817 $2,462 $2,237
Nationwide $2,399 $3,089 $3,621 $2,747
Progressive $3,103 $4,661 $3,445 $3,918
State Farm $2,357 $2,849 $2,603 $2,603
Travelers $2,096 $2,763 $3,082 $2,632
USAA $1,960 $2,839 $3,880 $2,370

Cheapest Woodridge, IL Car Insurance for Teen Drivers

Teen car insurance in Woodridge, IL can be expensive. Take a look at rates from the top car insurance companies in Woodridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodridge, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,260 $12,026
American Family $6,456 $8,883
Farmers $11,176 $11,661
GEICO $6,331 $6,490
Liberty Mutual $5,036 $5,595
Nationwide $5,247 $6,695
Progressive $8,156 $9,127
State Farm $4,963 $6,261
Travelers $4,954 $6,279
USAA $5,419 $5,941

Cheapest Woodridge, IL Car Insurance for Seniors

Take a look at Woodridge, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodridge, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,677 $3,677
American Family $2,046 $2,046
Farmers $2,192 $2,327
GEICO $1,736 $1,962
Liberty Mutual $1,153 $1,287
Nationwide $1,673 $1,763
Progressive $1,761 $1,849
State Farm $1,391 $1,391
Travelers $1,499 $1,595
USAA $1,519 $1,478

Cheapest Woodridge, IL Car Insurance Rates After a DUI

A DUI in Woodridge, IL increases car insurance rates. Compare Woodridge, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodridge, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,322
American Family $5,026
Farmers $5,068
GEICO $4,434
Liberty Mutual $2,462
Nationwide $3,621
Progressive $3,445
State Farm $2,603
Travelers $3,082
USAA $3,880

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Cheapest Woodridge, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodridge, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodridge, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,555 $5,555
American Family $3,578 $3,669
Farmers $4,764 $4,764
GEICO $2,980 $3,082
Liberty Mutual $2,370 $2,370
Nationwide $2,964 $2,964
Progressive $3,782 $3,782
State Farm $2,537 $2,669
Travelers $2,539 $2,748
USAA $2,685 $2,839

The Best Cheap Car Insurance Companies in Woodridge, IL

Take a look at a side-by-side comparison of the top car insurance companies in Woodridge, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodridge, Illinois

Insurance Company Average Annual Rates
Allstate $5,555
American Family $3,623
Farmers $4,764
GEICO $3,031
Liberty Mutual $2,370
Nationwide $2,964
Progressive $3,782
State Farm $2,603
Travelers $2,643
USAA $2,762

Category Winners: Cheapest Car Insurance in Woodridge, Illinois

Find the cheapest car insurance companies in Woodridge, IL for each category right here.

Best Annual Car Insurance Rates by Company in Woodridge, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Woodridge, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodridge car insurance rates. Find the cheapest Woodridge, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodridge, Illinois

Insurance Company Low Medium High
Allstate $5,379 $5,549 $5,735
American Family $3,464 $3,757 $3,650
Farmers $4,514 $4,642 $5,136
GEICO $2,720 $3,029 $3,345
Liberty Mutual $2,241 $2,366 $2,503
Nationwide $2,927 $2,993 $2,971
Progressive $3,443 $3,764 $4,137
State Farm $2,438 $2,609 $2,762
Travelers $2,469 $2,640 $2,821
USAA $2,570 $2,761 $2,955

What affects car insurance rates in Woodridge, Illinois?

What factors can have an impact on Woodridge, IL car insurance? There are several reasons why Woodridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodridge, Illinois.

Commute Time in Woodridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodridge, IL is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Woodridge, IL

Ready to find affordable Woodridge, Illinois car insurance today? Enter your ZIP code for fast, free Woodridge, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State