Compare Woodridge, NY Car Insurance Rates (2021)

Car insurance in Woodridge, NY averages $416 a month. Woodridge, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Woodridge car insurance rates, compare quotes from the top car insurance companies in Woodridge, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodridge, NY are $4,993/year
  • The cheapest car insurance company in Woodridge for teen drivers is GEICO
  • Average car insurance rates in Woodridge, NY after a DUI are $6,737/year

If you need to buy Woodridge, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Woodridge, NY is right here.

You’ll find Woodridge car insurance rates, the cheapest Woodridge, NY car insurance companies, and information on New York car insurance laws. You can also compare Woodridge, New York car insurance rates to Buffalo car insurance rates, Utica car insurance rates, and Albany car insurance rates.

Ready to find affordable Woodridge, NY car insurance today? Enter your ZIP code for fast, free Woodridge car insurance quotes.

Cheapest Woodridge, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodridge, NY car insurance rates? Every Woodridge, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $6,245 $6,245 $5,809 $5,809 $12,201 $17,723 $6,245 $6,642
Nationwide $3,379 $3,379 $3,179 $3,179 $6,137 $9,237 $3,379 $4,358
Progressive $2,527 $2,342 $2,004 $2,042 $8,368 $9,239 $3,224 $3,098
State Farm $3,307 $3,307 $2,881 $2,881 $9,585 $12,301 $3,633 $3,804
Travelers $3,402 $3,415 $3,065 $3,279 $7,645 $9,019 $3,590 $3,724
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

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Minimum Car Insurance in Woodridge, NY

Every driver must carry the minimum car insurance in Woodridge, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Woodridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Woodridge, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodridge, NY. Compare credit history car insurance rates in Woodridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodridge, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $11,736 $7,649 $5,709
Nationwide $4,528 $4,528 $4,528
Progressive $6,608 $3,312 $2,396
State Farm $7,361 $4,614 $3,662
Travelers $6,455 $4,008 $3,464
USAA $6,740 $3,387 $2,982

Cheapest Woodridge, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodridge, NY to rates for a clean record with top companies.

Annual Woodridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,615 $6,615 $13,615 $6,615
Nationwide $3,415 $3,415 $7,785 $3,497
Progressive $3,991 $3,991 $4,424 $4,016
State Farm $4,967 $4,967 $5,458 $5,458
Travelers $3,991 $4,948 $5,015 $4,616
USAA $3,904 $3,967 $5,641 $3,967

Cheapest Woodridge, NY Car Insurance for Teen Drivers

Teen car insurance in Woodridge, NY can be expensive. Take a look at rates from the top car insurance companies in Woodridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $12,201 $17,723
Nationwide $6,137 $9,237
Progressive $8,368 $9,239
State Farm $9,585 $12,301
Travelers $7,645 $9,019
USAA $9,192 $10,931

Cheapest Woodridge, NY Car Insurance for Seniors

Take a look at Woodridge, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,809 $5,809
Nationwide $3,179 $3,179
Progressive $2,004 $2,042
State Farm $2,881 $2,881
Travelers $3,065 $3,279
USAA $2,063 $2,071

Cheapest Woodridge, NY Car Insurance Rates After a DUI

A DUI in Woodridge, NY increases car insurance rates. Compare Woodridge, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $13,615
Nationwide $7,785
Progressive $4,424
State Farm $5,458
Travelers $5,015
USAA $5,641

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Cheapest Woodridge, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodridge, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $8,121 $8,609
Nationwide $4,528 $4,528
Progressive $4,105 $4,105
State Farm $5,023 $5,402
Travelers $4,642 $4,642
USAA $4,325 $4,414

The Best Cheap Car Insurance Companies in Woodridge, NY

Take a look at a side-by-side comparison of the top car insurance companies in Woodridge, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodridge, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $8,365
Nationwide $4,528
Progressive $4,105
State Farm $5,212
Travelers $4,642
USAA $4,370

Category Winners: Cheapest Car Insurance in Woodridge, New York

Find the cheapest car insurance companies in Woodridge, NY for each category right here.

Best Annual Car Insurance Rates by Company in Woodridge, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Woodridge, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodridge car insurance rates. Find the cheapest Woodridge, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodridge, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $8,005 $8,341 $8,748
Nationwide $4,270 $4,492 $4,823
Progressive $3,880 $4,076 $4,360
State Farm $4,969 $5,239 $5,429
Travelers $4,393 $4,590 $4,945
USAA $4,219 $4,342 $4,549

What affects car insurance rates in Woodridge, New York?

What factors can have an impact on Woodridge, NY car insurance? There are several reasons why Woodridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodridge, New York.

Commute Time in Woodridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodridge, NY is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Woodridge, NY

Ready to find affordable Woodridge, New York car insurance today? Enter your ZIP code for fast, free Woodridge, NY car insurance quotes.

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