Compare Woodson, IL Car Insurance Rates (2021)

Car insurance in Woodson, IL averages $249 a month. Woodson, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Woodson car insurance rates, compare quotes from the top car insurance companies in Woodson, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woodson, IL after a DUI are $3,493/year
  • Average car insurance rates in Woodson, IL are $2,985/year
  • The cheapest car insurance company in Woodson is Liberty Mutual

If you need to buy Woodson, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Woodson, IL is right here.

You’ll find Woodson car insurance rates, the cheapest Woodson, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Woodson, Illinois car insurance rates to Elgin car insurance rates, Champaign car insurance rates, and Aurora car insurance rates.

Ready to find affordable Woodson, IL car insurance today? Enter your ZIP code for fast, free Woodson car insurance quotes.

Cheapest Woodson, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodson, IL car insurance rates? Every Woodson, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodson, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,236 $2,237 $1,990 $2,097 $9,212 $9,593 $2,552 $2,680
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,273 $1,373 $1,061 $1,183 $4,057 $4,510 $1,332 $1,407
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,628 $1,540 $1,339 $1,403 $5,911 $6,628 $1,941 $2,106
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,440 $1,519 $1,300 $1,386 $3,994 $4,955 $1,529 $1,610
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

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Minimum Car Insurance in Woodson, IL

Every driver must carry the minimum car insurance in Woodson, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Woodson, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Woodson, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodson, IL. Compare credit history car insurance rates in Woodson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodson, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,785 $3,228 $2,721
Farmers $4,643 $3,884 $3,697
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,860 $1,786 $1,427
Nationwide $3,154 $2,540 $2,228
Progressive $3,209 $2,717 $2,509
State Farm $2,999 $1,796 $1,393
Travelers $2,712 $2,169 $1,768
USAA $3,753 $2,575 $2,121

Cheapest Woodson, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodson, IL to rates for a clean record with top companies.

Annual Woodson, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,445 $4,427 $4,317 $4,111
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,693 $2,385 $2,104 $1,917
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,321 $3,434 $2,566 $2,927
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,772 $2,311 $2,565 $2,218
USAA $2,007 $2,885 $3,953 $2,421

Cheapest Woodson, IL Car Insurance for Teen Drivers

Teen car insurance in Woodson, IL can be expensive. Take a look at rates from the top car insurance companies in Woodson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodson, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,169 $8,642
Farmers $9,212 $9,593
GEICO $4,847 $5,129
Liberty Mutual $4,057 $4,510
Nationwide $4,566 $5,881
Progressive $5,911 $6,628
State Farm $3,644 $4,638
Travelers $3,994 $4,955
USAA $5,422 $5,984

Cheapest Woodson, IL Car Insurance for Seniors

Take a look at Woodson, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodson, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,060 $2,060
Farmers $1,990 $2,097
GEICO $1,521 $1,797
Liberty Mutual $1,061 $1,183
Nationwide $1,515 $1,610
Progressive $1,339 $1,403
State Farm $1,176 $1,176
Travelers $1,300 $1,386
USAA $1,559 $1,537

Cheapest Woodson, IL Car Insurance Rates After a DUI

A DUI in Woodson, IL increases car insurance rates. Compare Woodson, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodson, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,679
American Family $4,960
Farmers $4,317
GEICO $3,482
Liberty Mutual $2,104
Nationwide $3,240
Progressive $2,566
State Farm $2,063
Travelers $2,565
USAA $3,953

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Cheapest Woodson, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodson, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodson, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,531 $3,625
Farmers $4,075 $4,075
GEICO $2,519 $2,617
Liberty Mutual $2,025 $2,025
Nationwide $2,641 $2,641
Progressive $2,812 $2,812
State Farm $2,011 $2,115
Travelers $2,130 $2,303
USAA $2,737 $2,896

The Best Cheap Car Insurance Companies in Woodson, IL

Take a look at a side-by-side comparison of the top car insurance companies in Woodson, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodson, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,578
Farmers $4,075
GEICO $2,568
Liberty Mutual $2,025
Nationwide $2,641
Progressive $2,812
State Farm $2,063
Travelers $2,216
USAA $2,816

Category Winners: Cheapest Car Insurance in Woodson, Illinois

Find the cheapest car insurance companies in Woodson, IL for each category right here.

Best Annual Car Insurance Rates by Company in Woodson, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Woodson, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodson car insurance rates. Find the cheapest Woodson, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodson, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,487 $3,708 $3,540
Farmers $3,897 $3,990 $4,337
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,918 $2,020 $2,136
Nationwide $2,646 $2,657 $2,619
Progressive $2,602 $2,802 $3,032
State Farm $1,960 $2,066 $2,162
Travelers $2,095 $2,214 $2,341
USAA $2,632 $2,814 $3,004

What affects car insurance rates in Woodson, Illinois?

What factors can have an impact on Woodson, IL car insurance? There are several reasons why Woodson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodson, Illinois.

Commute Time in Woodson

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodson, IL is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Woodson, IL

Ready to find affordable Woodson, Illinois car insurance today? Enter your ZIP code for fast, free Woodson, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State