Compare Woodstock, OH Car Insurance Rates (2021)

Car insurance in Woodstock, OH averages $227 a month. Woodstock, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Woodstock car insurance rates, compare quotes from the top car insurance companies in Woodstock, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woodstock is American Family
  • Average car insurance rates in Woodstock, OH after a DUI are $3,168/year
  • The cheapest car insurance company in Woodstock for teen drivers is American Family

If you need to buy Woodstock, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Woodstock, OH is right here.

You’ll find Woodstock car insurance rates, the cheapest Woodstock, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Woodstock, Ohio car insurance rates to Lorain car insurance rates, Dayton car insurance rates, and Parma car insurance rates.

Ready to find affordable Woodstock, OH car insurance today? Enter your ZIP code for fast, free Woodstock car insurance quotes.

Cheapest Woodstock, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodstock, OH car insurance rates? Every Woodstock, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodstock, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,068 $2,055 $1,866 $1,993 $5,792 $6,636 $2,169 $2,314
American Family $899 $932 $818 $822 $2,694 $2,919 $1,107 $1,164
Farmers $1,812 $1,804 $1,597 $1,684 $7,939 $8,226 $2,034 $2,127
GEICO $1,332 $1,297 $1,243 $1,249 $3,576 $3,337 $1,479 $1,262
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,789 $1,694 $1,484 $1,534 $7,794 $8,792 $2,145 $2,219
State Farm $1,461 $1,461 $1,304 $1,304 $4,514 $5,669 $1,696 $1,946
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $865 $872 $823 $822 $2,667 $2,969 $1,155 $1,248

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Minimum Car Insurance in Woodstock, OH

Every driver must carry the minimum car insurance in Woodstock, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Woodstock, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Woodstock, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodstock, OH. Compare credit history car insurance rates in Woodstock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodstock, Ohio

Insurance Company Poor Fair Good
Allstate $3,993 $2,912 $2,430
American Family $1,878 $1,289 $1,092
Farmers $3,857 $3,254 $3,098
GEICO $2,214 $1,847 $1,479
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,864 $3,327 $3,103
State Farm $3,448 $2,131 $1,680
Travelers $3,529 $3,069 $2,866
USAA $1,853 $1,311 $1,118

Cheapest Woodstock, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodstock, OH to rates for a clean record with top companies.

Annual Woodstock, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,611 $3,157 $3,720 $2,959
American Family $1,361 $1,439 $1,439 $1,439
Farmers $2,803 $3,612 $3,522 $3,675
GEICO $1,256 $1,811 $2,612 $1,709
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,961 $4,013 $3,151 $3,600
State Farm $2,207 $2,632 $2,419 $2,419
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,098 $1,471 $1,926 $1,216

Cheapest Woodstock, OH Car Insurance for Teen Drivers

Teen car insurance in Woodstock, OH can be expensive. Take a look at rates from the top car insurance companies in Woodstock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodstock, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,792 $6,636
American Family $2,694 $2,919
Farmers $7,939 $8,226
GEICO $3,576 $3,337
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $7,794 $8,792
State Farm $4,514 $5,669
Travelers $6,272 $9,870
USAA $2,667 $2,969

Cheapest Woodstock, OH Car Insurance for Seniors

Take a look at Woodstock, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodstock, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,866 $1,993
American Family $818 $822
Farmers $1,597 $1,684
GEICO $1,243 $1,249
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,484 $1,534
State Farm $1,304 $1,304
Travelers $1,451 $1,441
USAA $823 $822

Cheapest Woodstock, OH Car Insurance Rates After a DUI

A DUI in Woodstock, OH increases car insurance rates. Compare Woodstock, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodstock, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,720
American Family $1,439
Farmers $3,522
GEICO $2,612
Liberty Mutual $4,194
Nationwide $4,131
Progressive $3,151
State Farm $2,419
Travelers $4,568
USAA $1,926

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Cheapest Woodstock, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodstock, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodstock, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,112 $3,112
American Family $1,402 $1,436
Farmers $3,403 $3,403
GEICO $1,815 $1,879
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $3,431 $3,431
State Farm $2,360 $2,478
Travelers $3,155 $3,155
USAA $1,374 $1,481

The Best Cheap Car Insurance Companies in Woodstock, OH

Take a look at a side-by-side comparison of the top car insurance companies in Woodstock, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodstock, Ohio

Insurance Company Average Annual Rates
Allstate $3,112
American Family $1,419
Farmers $3,403
GEICO $1,847
Liberty Mutual $3,809
Nationwide $3,195
Progressive $3,431
State Farm $2,419
Travelers $3,155
USAA $1,427

Category Winners: Cheapest Car Insurance in Woodstock, Ohio

Find the cheapest car insurance companies in Woodstock, OH for each category right here.

Best Annual Car Insurance Rates by Company in Woodstock, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Woodstock, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodstock car insurance rates. Find the cheapest Woodstock, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodstock, Ohio

Insurance Company Low Medium High
Allstate $3,018 $3,106 $3,211
American Family $1,399 $1,430 $1,429
Farmers $3,234 $3,355 $3,621
GEICO $1,794 $1,839 $1,907
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $3,304 $3,404 $3,586
State Farm $2,308 $2,426 $2,524
Travelers $3,077 $3,195 $3,192
USAA $1,368 $1,426 $1,489

What affects car insurance rates in Woodstock, Ohio?

What factors can have an impact on Woodstock, OH car insurance? There are several reasons why Woodstock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodstock, Ohio.

Commute Time in Woodstock

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodstock, OH is 30.4 minutes according to City-Data.

Compare Car Insurance Quotes in Woodstock, OH

Ready to find affordable Woodstock, Ohio car insurance today? Enter your ZIP code for fast, free Woodstock, OH car insurance quotes.

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