Compare Woodward, IA Car Insurance Rates (2021)

Car insurance in Woodward, IA averages $240 a month. Woodward, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Woodward car insurance rates, compare quotes from the top car insurance companies in Woodward, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Woodward for teen drivers is USAA
  • Average car insurance rates in Woodward, IA are $2,877/year
  • The cheapest car insurance company in Woodward is USAA

If you need to buy Woodward, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Woodward, IA is right here.

You’ll find Woodward car insurance rates, the cheapest Woodward, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Woodward, Iowa car insurance rates to Waterloo car insurance rates, Ankeny car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Woodward, IA car insurance today? Enter your ZIP code for fast, free Woodward car insurance quotes.

Cheapest Woodward, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woodward, IA car insurance rates? Every Woodward, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodward, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,858 $1,774 $1,659 $1,684 $5,527 $6,260 $2,008 $2,068
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,610 $1,543 $1,329 $1,380 $4,071 $4,591 $1,935 $2,096
State Farm $1,432 $1,432 $1,260 $1,260 $3,907 $4,950 $1,610 $1,837
Travelers $2,204 $2,248 $2,147 $2,150 $9,750 $15,517 $2,292 $2,704
USAA $1,187 $1,203 $1,089 $1,114 $3,145 $3,347 $1,424 $1,574

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Minimum Car Insurance in Woodward, IA

Every driver must carry the minimum car insurance in Woodward, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Woodward, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Woodward, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woodward, IA. Compare credit history car insurance rates in Woodward from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woodward, Iowa

Insurance Company Poor Fair Good
Allstate $3,414 $2,707 $2,444
American Family $3,724 $2,737 $2,301
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,729 $2,217 $2,012
State Farm $3,149 $1,948 $1,536
Travelers $5,485 $4,683 $4,461
USAA $2,314 $1,590 $1,377

Cheapest Woodward, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woodward, IA to rates for a clean record with top companies.

Annual Woodward, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,408 $2,930 $3,371 $2,710
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,861 $3,067 $2,021 $2,328
State Farm $2,045 $2,377 $2,211 $2,211
Travelers $3,552 $4,736 $6,346 $4,871
USAA $1,347 $1,806 $2,344 $1,545

Cheapest Woodward, IA Car Insurance for Teen Drivers

Teen car insurance in Woodward, IA can be expensive. Take a look at rates from the top car insurance companies in Woodward for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woodward, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,527 $6,260
American Family $5,028 $7,049
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,071 $4,591
State Farm $3,907 $4,950
Travelers $9,750 $15,517
USAA $3,145 $3,347

Cheapest Woodward, IA Car Insurance for Seniors

Take a look at Woodward, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woodward, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,659 $1,684
American Family $1,686 $1,686
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,329 $1,380
State Farm $1,260 $1,260
Travelers $2,147 $2,150
USAA $1,089 $1,114

Cheapest Woodward, IA Car Insurance Rates After a DUI

A DUI in Woodward, IA increases car insurance rates. Compare Woodward, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woodward, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,371
American Family $4,006
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $2,021
State Farm $2,211
Travelers $6,346
USAA $2,344

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Cheapest Woodward, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woodward, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woodward, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,787 $2,922
American Family $2,887 $2,955
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,319 $2,319
State Farm $2,158 $2,264
Travelers $4,876 $4,876
USAA $1,696 $1,825

The Best Cheap Car Insurance Companies in Woodward, IA

Take a look at a side-by-side comparison of the top car insurance companies in Woodward, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woodward, Iowa

Insurance Company Average Annual Rates
Allstate $2,855
American Family $2,921
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,319
State Farm $2,211
Travelers $4,876
USAA $1,760

Category Winners: Cheapest Car Insurance in Woodward, Iowa

Find the cheapest car insurance companies in Woodward, IA for each category right here.

Best Annual Car Insurance Rates by Company in Woodward, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Woodward, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woodward car insurance rates. Find the cheapest Woodward, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woodward, Iowa

Insurance Company Low Medium High
Allstate $2,761 $2,858 $2,945
American Family $2,933 $3,084 $2,747
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,178 $2,327 $2,452
State Farm $2,103 $2,224 $2,307
Travelers $4,582 $4,951 $5,096
USAA $1,663 $1,767 $1,852

What affects car insurance rates in Woodward, Iowa?

What factors can have an impact on Woodward, IA car insurance? There are several reasons why Woodward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Woodward, Iowa.

Commute Time in Woodward

The more time you spend in your car the higher the risk of an accident. The average commute length in Woodward, IA is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Woodward, IA

Ready to find affordable Woodward, Iowa car insurance today? Enter your ZIP code for fast, free Woodward, IA car insurance quotes.

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