Compare Woody Creek, CO Car Insurance Rates (2021)

Car insurance in Woody Creek, CO averages $320 a month. Woody Creek, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Woody Creek car insurance rates, compare quotes from the top car insurance companies in Woody Creek, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Woody Creek, CO are $3,838/year
  • The cheapest car insurance company in Woody Creek is GEICO
  • The cheapest car insurance company in Woody Creek for teen drivers is GEICO

If you need to buy Woody Creek, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Woody Creek, CO is right here.

You’ll find Woody Creek car insurance rates, the cheapest Woody Creek, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Woody Creek, Colorado car insurance rates to Colorado Springs car insurance rates, Greeley car insurance rates, and Boulder car insurance rates.

Ready to find affordable Woody Creek, CO car insurance today? Enter your ZIP code for fast, free Woody Creek car insurance quotes.

Cheapest Woody Creek, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Woody Creek, CO car insurance rates? Every Woody Creek, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woody Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,402 $3,258 $3,295 $12,701 $13,319 $4,034 $4,072
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,949 $2,926 $2,668 $2,863 $11,141 $11,268 $3,272 $3,343
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,941 $1,910 $1,646 $1,805 $5,331 $5,806 $1,957 $1,987
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,531 $2,362 $2,190 $2,183 $8,732 $9,785 $2,863 $2,788
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

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Minimum Car Insurance in Woody Creek, CO

Every driver must carry the minimum car insurance in Woody Creek, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Woody Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Woody Creek, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Woody Creek, CO. Compare credit history car insurance rates in Woody Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Woody Creek, Colorado

Insurance Company Poor Fair Good
Allstate $7,611 $5,861 $4,425
American Family $4,927 $3,507 $2,935
Farmers $5,862 $4,768 $4,531
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,013 $2,436 $1,945
Nationwide $4,201 $3,324 $2,896
Progressive $4,746 $4,058 $3,734
State Farm $4,512 $2,895 $2,331
USAA $5,149 $2,924 $2,339

Cheapest Woody Creek, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Woody Creek, CO to rates for a clean record with top companies.

Annual Woody Creek, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,073 $5,842 $7,185 $5,763
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,262 $5,477 $5,407 $5,070
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,438 $2,866 $2,994 $2,894
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,622 $5,050 $3,823 $4,223
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,525 $3,080 $5,429 $2,848

Cheapest Woody Creek, CO Car Insurance for Teen Drivers

Teen car insurance in Woody Creek, CO can be expensive. Take a look at rates from the top car insurance companies in Woody Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Woody Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,701 $13,319
American Family $6,284 $8,441
Farmers $11,141 $11,268
GEICO $5,105 $5,462
Liberty Mutual $5,331 $5,806
Nationwide $5,843 $7,486
Progressive $8,732 $9,785
State Farm $5,882 $7,421
USAA $5,820 $6,673

Cheapest Woody Creek, CO Car Insurance for Seniors

Take a look at Woody Creek, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Woody Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,258 $3,295
American Family $2,333 $2,333
Farmers $2,668 $2,863
GEICO $1,682 $1,894
Liberty Mutual $1,646 $1,805
Nationwide $2,066 $2,188
Progressive $2,190 $2,183
State Farm $1,816 $1,816
USAA $2,198 $2,206

Cheapest Woody Creek, CO Car Insurance Rates After a DUI

A DUI in Woody Creek, CO increases car insurance rates. Compare Woody Creek, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Woody Creek, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,185
American Family $5,208
Farmers $5,407
GEICO $3,291
Liberty Mutual $2,994
Nationwide $4,637
Progressive $3,823
State Farm $3,246
USAA $5,429

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Cheapest Woody Creek, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Woody Creek, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Woody Creek, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,966 $5,966
American Family $3,709 $3,871
Farmers $5,054 $5,054
GEICO $2,516 $2,616
Liberty Mutual $2,798 $2,798
Nationwide $3,474 $3,474
Progressive $4,179 $4,179
State Farm $3,169 $3,323
USAA $3,372 $3,569

The Best Cheap Car Insurance Companies in Woody Creek, CO

Take a look at a side-by-side comparison of the top car insurance companies in Woody Creek, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Woody Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,966
American Family $3,790
Farmers $5,054
GEICO $2,566
Liberty Mutual $2,798
Nationwide $3,474
Progressive $4,179
State Farm $3,246
USAA $3,470

Category Winners: Cheapest Car Insurance in Woody Creek, Colorado

Find the cheapest car insurance companies in Woody Creek, CO for each category right here.

Best Annual Car Insurance Rates by Company in Woody Creek, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Woody Creek, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Woody Creek car insurance rates. Find the cheapest Woody Creek, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Woody Creek, Colorado

Insurance Company Low Medium High
Allstate $5,689 $5,948 $6,259
American Family $3,623 $3,868 $3,879
Farmers $4,491 $4,988 $5,683
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,647 $2,787 $2,960
Nationwide $3,517 $3,472 $3,432
Progressive $3,905 $4,191 $4,442
State Farm $3,060 $3,247 $3,430
USAA $3,329 $3,470 $3,612

Compare Car Insurance Quotes in Woody Creek, CO

Ready to find affordable Woody Creek, Colorado car insurance today? Enter your ZIP code for fast, free Woody Creek, CO car insurance quotes.

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