Compare Wooldridge, MO Car Insurance Rates (2021)

Car insurance in Wooldridge, MO averages $264 a month. Wooldridge, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wooldridge car insurance rates, compare quotes from the top car insurance companies in Wooldridge, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wooldridge, MO after a DUI are $3,687/year
  • The cheapest car insurance company in Wooldridge for teen drivers is Nationwide
  • The cheapest car insurance company in Wooldridge is Nationwide

If you need to buy Wooldridge, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Wooldridge, MO is right here.

You’ll find Wooldridge car insurance rates, the cheapest Wooldridge, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Wooldridge, Missouri car insurance rates to Lee’s Summit car insurance rates, Blue Springs car insurance rates, and Springfield car insurance rates.

Ready to find affordable Wooldridge, MO car insurance today? Enter your ZIP code for fast, free Wooldridge car insurance quotes.

Cheapest Wooldridge, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wooldridge, MO car insurance rates? Every Wooldridge, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wooldridge, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,331 $2,319 $2,081 $2,205 $9,566 $9,889 $2,648 $2,759
GEICO $1,841 $2,045 $1,427 $1,808 $5,694 $6,011 $1,698 $1,706
Liberty Mutual $2,589 $2,809 $2,134 $2,395 $8,678 $9,640 $2,729 $2,915
Nationwide $1,377 $1,411 $1,230 $1,307 $3,461 $4,451 $1,569 $1,702
Progressive $2,021 $1,895 $1,653 $1,698 $6,362 $7,162 $2,469 $2,535
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,489 $1,481 $1,339 $1,371 $4,285 $5,244 $1,860 $2,077

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Minimum Car Insurance in Wooldridge, MO

Every driver must carry the minimum car insurance in Wooldridge, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Wooldridge, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wooldridge, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wooldridge, MO. Compare credit history car insurance rates in Wooldridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wooldridge, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,171 $2,930 $2,469
Farmers $4,820 $4,025 $3,829
GEICO $3,836 $2,500 $2,000
Liberty Mutual $6,085 $3,703 $2,920
Nationwide $2,436 $2,007 $1,748
Progressive $3,738 $3,089 $2,847
State Farm $3,290 $2,228 $1,873
USAA $3,981 $1,861 $1,337

Cheapest Wooldridge, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wooldridge, MO to rates for a clean record with top companies.

Annual Wooldridge, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,661 $4,546 $4,445 $4,247
GEICO $2,174 $2,819 $3,767 $2,355
Liberty Mutual $3,087 $4,410 $4,556 $4,891
Nationwide $1,636 $2,080 $2,754 $1,784
Progressive $2,818 $3,709 $3,103 $3,268
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,942 $2,335 $3,183 $2,113

Cheapest Wooldridge, MO Car Insurance for Teen Drivers

Teen car insurance in Wooldridge, MO can be expensive. Take a look at rates from the top car insurance companies in Wooldridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wooldridge, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,646 $7,360
Farmers $9,566 $9,889
GEICO $5,694 $6,011
Liberty Mutual $8,678 $9,640
Nationwide $3,461 $4,451
Progressive $6,362 $7,162
State Farm $4,343 $5,508
USAA $4,285 $5,244

Cheapest Wooldridge, MO Car Insurance for Seniors

Take a look at Wooldridge, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wooldridge, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,870 $1,870
Farmers $2,081 $2,205
GEICO $1,427 $1,808
Liberty Mutual $2,134 $2,395
Nationwide $1,230 $1,307
Progressive $1,653 $1,698
State Farm $1,412 $1,412
USAA $1,339 $1,371

Cheapest Wooldridge, MO Car Insurance Rates After a DUI

A DUI in Wooldridge, MO increases car insurance rates. Compare Wooldridge, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wooldridge, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,157
Farmers $4,445
GEICO $3,767
Liberty Mutual $4,556
Nationwide $2,754
Progressive $3,103
State Farm $2,464
USAA $3,183

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Cheapest Wooldridge, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wooldridge, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wooldridge, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,158 $3,222
Farmers $4,225 $4,225
GEICO $2,728 $2,830
Liberty Mutual $4,236 $4,236
Nationwide $2,063 $2,063
Progressive $3,224 $3,224
State Farm $2,404 $2,523
USAA $2,305 $2,481

The Best Cheap Car Insurance Companies in Wooldridge, MO

Take a look at a side-by-side comparison of the top car insurance companies in Wooldridge, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wooldridge, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,190
Farmers $4,225
GEICO $2,779
Liberty Mutual $4,236
Nationwide $2,063
Progressive $3,224
State Farm $2,464
USAA $2,393

Category Winners: Cheapest Car Insurance in Wooldridge, Missouri

Find the cheapest car insurance companies in Wooldridge, MO for each category right here.

Best Annual Car Insurance Rates by Company in Wooldridge, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Wooldridge, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wooldridge car insurance rates. Find the cheapest Wooldridge, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wooldridge, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,101 $3,291 $3,177
Farmers $3,962 $4,188 $4,525
GEICO $2,606 $2,803 $2,928
Liberty Mutual $3,997 $4,256 $4,456
Nationwide $1,946 $2,082 $2,163
Progressive $2,921 $3,232 $3,520
State Farm $2,332 $2,470 $2,588
USAA $2,283 $2,385 $2,512

What affects car insurance rates in Wooldridge, Missouri?

What factors can have an impact on Wooldridge, MO car insurance? There are several reasons why Wooldridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wooldridge, Missouri.

Commute Time in Wooldridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Wooldridge, MO is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Wooldridge, MO

Ready to find affordable Wooldridge, Missouri car insurance today? Enter your ZIP code for fast, free Wooldridge, MO car insurance quotes.

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