Compare Wooster, AR Car Insurance Rates (2021)

Car insurance in Wooster, AR averages $333 a month. Wooster, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wooster car insurance rates, compare quotes from the top car insurance companies in Wooster, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wooster is USAA
  • Average car insurance rates in Wooster, AR are $3,995/year
  • Average car insurance rates in Wooster, AR after a DUI are $4,807/year

If you need to buy Wooster, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Wooster, AR is right here.

You’ll find Wooster car insurance rates, the cheapest Wooster, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Wooster, Arkansas car insurance rates to Little Rock car insurance rates, Pine Bluff car insurance rates, and Bentonville car insurance rates.

Ready to find affordable Wooster, AR car insurance today? Enter your ZIP code for fast, free Wooster car insurance quotes.

Cheapest Wooster, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wooster, AR car insurance rates? Every Wooster, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wooster, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,096 $2,078 $1,868 $1,974 $9,220 $9,542 $2,410 $2,525
GEICO $2,284 $2,251 $2,100 $2,042 $6,232 $6,220 $2,263 $2,295
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,695 $2,741 $2,421 $2,554 $6,616 $8,415 $3,095 $3,333
Progressive $2,627 $2,472 $2,167 $2,267 $11,504 $12,937 $3,139 $3,394
State Farm $1,784 $1,784 $1,611 $1,611 $5,355 $6,718 $2,015 $2,317
Travelers $2,105 $2,141 $2,102 $2,105 $12,708 $20,467 $2,266 $2,575
USAA $1,303 $1,309 $1,215 $1,214 $4,200 $4,379 $1,673 $1,794

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Minimum Car Insurance in Wooster, AR

Every driver must carry the minimum car insurance in Wooster, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Wooster, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wooster, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wooster, AR. Compare credit history car insurance rates in Wooster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wooster, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,495 $3,790 $3,608
GEICO $3,844 $3,165 $2,624
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,703 $3,791 $3,456
Progressive $5,713 $4,904 $4,573
State Farm $4,202 $2,529 $1,968
Travelers $6,648 $5,568 $5,209
USAA $2,819 $1,935 $1,654

Cheapest Wooster, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wooster, AR to rates for a clean record with top companies.

Annual Wooster, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,342 $4,301 $4,206 $4,007
GEICO $2,195 $3,345 $4,942 $2,362
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,102 $4,005 $5,415 $3,414
Progressive $4,358 $6,090 $4,584 $5,221
State Farm $2,648 $3,151 $2,900 $2,900
Travelers $4,863 $5,022 $7,387 $5,962
USAA $1,638 $2,085 $3,004 $1,817

Cheapest Wooster, AR Car Insurance for Teen Drivers

Teen car insurance in Wooster, AR can be expensive. Take a look at rates from the top car insurance companies in Wooster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wooster, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,220 $9,542
GEICO $6,232 $6,220
Liberty Mutual $8,234 $9,082
Nationwide $6,616 $8,415
Progressive $11,504 $12,937
State Farm $5,355 $6,718
Travelers $12,708 $20,467
USAA $4,200 $4,379

Cheapest Wooster, AR Car Insurance for Seniors

Take a look at Wooster, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wooster, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $1,868 $1,974
GEICO $2,100 $2,042
Liberty Mutual $2,143 $2,398
Nationwide $2,421 $2,554
Progressive $2,167 $2,267
State Farm $1,611 $1,611
Travelers $2,102 $2,105
USAA $1,215 $1,214

Cheapest Wooster, AR Car Insurance Rates After a DUI

A DUI in Wooster, AR increases car insurance rates. Compare Wooster, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wooster, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,733
Farmers $4,206
GEICO $4,942
Liberty Mutual $5,091
Nationwide $5,415
Progressive $4,584
State Farm $2,900
Travelers $7,387
USAA $3,004

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Cheapest Wooster, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wooster, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wooster, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $3,964 $3,964
GEICO $3,184 $3,238
Liberty Mutual $3,924 $3,924
Nationwide $3,984 $3,984
Progressive $5,063 $5,063
State Farm $2,829 $2,970
Travelers $5,809 $5,809
USAA $2,076 $2,196

The Best Cheap Car Insurance Companies in Wooster, AR

Take a look at a side-by-side comparison of the top car insurance companies in Wooster, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wooster, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $3,964
GEICO $3,211
Liberty Mutual $3,924
Nationwide $3,984
Progressive $5,063
State Farm $2,900
Travelers $5,809
USAA $2,136

Category Winners: Cheapest Car Insurance in Wooster, Arkansas

Find the cheapest car insurance companies in Wooster, AR for each category right here.

Best Annual Car Insurance Rates by Company in Wooster, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wooster, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wooster car insurance rates. Find the cheapest Wooster, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wooster, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $3,753 $3,920 $4,220
GEICO $3,068 $3,210 $3,354
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,002 $3,903 $4,046
Progressive $4,605 $4,971 $5,614
State Farm $2,744 $2,897 $3,057
Travelers $5,509 $5,823 $6,094
USAA $2,040 $2,128 $2,239

What affects car insurance rates in Wooster, Arkansas?

What factors can have an impact on Wooster, AR car insurance? There are several reasons why Wooster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wooster, Arkansas.

Commute Time in Wooster

The more time you spend in your car the higher the risk of an accident. The average commute length in Wooster, AR is 35.5 minutes according to City-Data.

Compare Car Insurance Quotes in Wooster, AR

Ready to find affordable Wooster, Arkansas car insurance today? Enter your ZIP code for fast, free Wooster, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State