Compare Wooster, OH Car Insurance Rates (2021)

Car insurance in Wooster, OH averages $223 a month. Wooster, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wooster car insurance rates, compare quotes from the top car insurance companies in Wooster, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wooster for teen drivers is USAA
  • The cheapest car insurance company in Wooster is USAA
  • Average car insurance rates in Wooster, OH are $2,679/year

If you need to buy Wooster, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Wooster, OH is right here.

You’ll find Wooster car insurance rates, the cheapest Wooster, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Wooster, Ohio car insurance rates to Akron car insurance rates, Canton car insurance rates, and Toledo car insurance rates.

Ready to find affordable Wooster, OH car insurance today? Enter your ZIP code for fast, free Wooster car insurance quotes.

Cheapest Wooster, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wooster, OH car insurance rates? Every Wooster, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wooster, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,026 $2,023 $1,823 $1,951 $5,541 $6,340 $2,136 $2,285
American Family $918 $953 $841 $845 $2,886 $3,132 $1,138 $1,199
Farmers $1,752 $1,748 $1,544 $1,626 $7,638 $7,931 $1,966 $2,061
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,558 $1,467 $1,296 $1,337 $6,989 $7,863 $1,872 $1,934
State Farm $1,412 $1,412 $1,262 $1,262 $4,385 $5,503 $1,641 $1,886
Travelers $1,330 $1,350 $1,324 $1,315 $5,719 $9,013 $1,387 $1,582
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

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Minimum Car Insurance in Wooster, OH

Every driver must carry the minimum car insurance in Wooster, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Wooster, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wooster, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wooster, OH. Compare credit history car insurance rates in Wooster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wooster, Ohio

Insurance Company Poor Fair Good
Allstate $3,872 $2,818 $2,357
American Family $1,981 $1,347 $1,139
Farmers $3,722 $3,139 $2,989
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,410 $2,950 $2,759
State Farm $3,342 $2,066 $1,628
Travelers $3,217 $2,800 $2,616
USAA $1,890 $1,340 $1,143

Cheapest Wooster, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wooster, OH to rates for a clean record with top companies.

Annual Wooster, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,543 $3,068 $3,583 $2,869
American Family $1,427 $1,510 $1,510 $1,510
Farmers $2,708 $3,484 $3,398 $3,544
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,620 $3,567 $2,789 $3,183
State Farm $2,138 $2,553 $2,345 $2,345
Travelers $2,119 $2,762 $4,164 $2,465
USAA $1,119 $1,500 $1,972 $1,239

Cheapest Wooster, OH Car Insurance for Teen Drivers

Teen car insurance in Wooster, OH can be expensive. Take a look at rates from the top car insurance companies in Wooster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wooster, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,541 $6,340
American Family $2,886 $3,132
Farmers $7,638 $7,931
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $6,989 $7,863
State Farm $4,385 $5,503
Travelers $5,719 $9,013
USAA $2,730 $3,038

Cheapest Wooster, OH Car Insurance for Seniors

Take a look at Wooster, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wooster, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,823 $1,951
American Family $841 $845
Farmers $1,544 $1,626
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,296 $1,337
State Farm $1,262 $1,262
Travelers $1,324 $1,315
USAA $840 $838

Cheapest Wooster, OH Car Insurance Rates After a DUI

A DUI in Wooster, OH increases car insurance rates. Compare Wooster, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wooster, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
American Family $1,510
Farmers $3,398
GEICO $2,571
Liberty Mutual $4,765
Nationwide $4,062
Progressive $2,789
State Farm $2,345
Travelers $4,164
USAA $1,972

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Cheapest Wooster, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wooster, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wooster, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,016 $3,016
American Family $1,471 $1,507
Farmers $3,283 $3,283
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $3,040 $3,040
State Farm $2,288 $2,402
Travelers $2,878 $2,878
USAA $1,402 $1,513

The Best Cheap Car Insurance Companies in Wooster, OH

Take a look at a side-by-side comparison of the top car insurance companies in Wooster, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wooster, Ohio

Insurance Company Average Annual Rates
Allstate $3,016
American Family $1,489
Farmers $3,283
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,136
Progressive $3,040
State Farm $2,345
Travelers $2,878
USAA $1,458

Category Winners: Cheapest Car Insurance in Wooster, Ohio

Find the cheapest car insurance companies in Wooster, OH for each category right here.

Best Annual Car Insurance Rates by Company in Wooster, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Wooster, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wooster car insurance rates. Find the cheapest Wooster, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wooster, Ohio

Insurance Company Low Medium High
Allstate $2,922 $3,010 $3,114
American Family $1,462 $1,501 $1,504
Farmers $3,122 $3,237 $3,492
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $2,943 $3,019 $3,157
State Farm $2,238 $2,352 $2,446
Travelers $2,802 $2,915 $2,916
USAA $1,392 $1,456 $1,524

What affects car insurance rates in Wooster, Ohio?

What factors can have an impact on Wooster, OH car insurance? There are several reasons why Wooster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wooster, Ohio.

Car Theft in Wooster

High levels of vehicle theft can make car insurance more expensive. Wooster, OH car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Wooster

The more time you spend in your car the higher the risk of an accident. The average commute length in Wooster, OH is 16.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wooster, OH

Ready to find affordable Wooster, Ohio car insurance today? Enter your ZIP code for fast, free Wooster, OH car insurance quotes.

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