Compare Wooton, KY Car Insurance Rates (2021)

Car insurance in Wooton, KY averages $548 a month. Wooton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wooton car insurance rates, compare quotes from the top car insurance companies in Wooton, KY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Wooton for teen drivers is USAA
  • Average car insurance rates in Wooton, KY after a DUI are $7,839/year
  • The cheapest car insurance company in Wooton is USAA

If you need to buy Wooton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wooton, KY is right here.

You’ll find Wooton car insurance rates, the cheapest Wooton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wooton, Kentucky car insurance rates to Owensboro car insurance rates, Florence car insurance rates, and Richmond car insurance rates.

Ready to find affordable Wooton, KY car insurance today? Enter your ZIP code for fast, free Wooton car insurance quotes.

Cheapest Wooton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wooton, KY car insurance rates? Every Wooton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wooton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,541 $5,468 $5,084 $5,397 $20,163 $22,347 $6,027 $6,302
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,405 $4,796 $3,796 $4,261 $17,536 $19,366 $4,549 $4,651
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,906 $2,741 $2,633 $2,630 $14,813 $16,824 $3,610 $3,656
State Farm $2,749 $2,749 $2,436 $2,436 $7,486 $9,503 $3,050 $3,371
Travelers $3,465 $3,532 $3,397 $3,410 $17,425 $28,270 $3,621 $4,203
USAA $2,125 $2,130 $1,915 $1,948 $5,722 $6,019 $2,690 $2,948

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Wooton, KY

Every driver must carry the minimum car insurance in Wooton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wooton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wooton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wooton, KY. Compare credit history car insurance rates in Wooton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wooton, Kentucky

Insurance Company Poor Fair Good
Allstate $12,861 $8,643 $7,119
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,394 $6,929 $5,438
Nationwide $9,500 $7,372 $6,351
Progressive $6,940 $6,074 $5,666
State Farm $6,064 $3,698 $2,905
Travelers $9,396 $7,939 $7,911
USAA $4,746 $2,655 $2,161

Cheapest Wooton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wooton, KY to rates for a clean record with top companies.

Annual Wooton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,933 $10,296 $10,999 $8,936
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,582 $10,191 $7,891 $7,016
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,132 $7,680 $5,851 $6,242
State Farm $3,901 $4,544 $4,223 $4,223
Travelers $7,323 $7,537 $10,948 $7,854
USAA $2,397 $3,396 $4,069 $2,886

Cheapest Wooton, KY Car Insurance for Teen Drivers

Teen car insurance in Wooton, KY can be expensive. Take a look at rates from the top car insurance companies in Wooton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wooton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,163 $22,347
GEICO $8,902 $10,417
Liberty Mutual $17,536 $19,366
Nationwide $12,445 $15,350
Progressive $14,813 $16,824
State Farm $7,486 $9,503
Travelers $17,425 $28,270
USAA $5,722 $6,019

Cheapest Wooton, KY Car Insurance for Seniors

Take a look at Wooton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wooton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,084 $5,397
GEICO $4,595 $4,158
Liberty Mutual $3,796 $4,261
Nationwide $5,015 $5,208
Progressive $2,633 $2,630
State Farm $2,436 $2,436
Travelers $3,397 $3,410
USAA $1,915 $1,948

Cheapest Wooton, KY Car Insurance Rates After a DUI

A DUI in Wooton, KY increases car insurance rates. Compare Wooton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wooton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,999
GEICO $8,597
Liberty Mutual $7,891
Nationwide $10,137
Progressive $5,851
State Farm $4,223
Travelers $10,948
USAA $4,069

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wooton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wooton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wooton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,541 $9,541
GEICO $5,341 $5,438
Liberty Mutual $7,920 $7,920
Nationwide $7,741 $7,741
Progressive $6,226 $6,226
State Farm $4,121 $4,324
Travelers $8,415 $8,415
USAA $3,068 $3,306

The Best Cheap Car Insurance Companies in Wooton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wooton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wooton, Kentucky

Insurance Company Average Annual Rates
Allstate $9,541
GEICO $5,390
Liberty Mutual $7,920
Nationwide $7,741
Progressive $6,226
State Farm $4,223
Travelers $8,415
USAA $3,187

Category Winners: Cheapest Car Insurance in Wooton, Kentucky

Find the cheapest car insurance companies in Wooton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wooton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Wooton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wooton car insurance rates. Find the cheapest Wooton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wooton, Kentucky

Insurance Company Low Medium High
Allstate $8,321 $9,463 $10,839
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,382 $7,847 $8,531
Nationwide $7,713 $7,608 $7,902
Progressive $5,617 $6,093 $6,969
State Farm $3,961 $4,210 $4,496
Travelers $7,963 $8,447 $8,836
USAA $3,041 $3,179 $3,341

Compare Car Insurance Quotes in Wooton, KY

Ready to find affordable Wooton, Kentucky car insurance today? Enter your ZIP code for fast, free Wooton, KY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption