Compare Worden, IL Car Insurance Rates (2021)

Car insurance in Worden, IL averages $287 a month. Worden, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Worden car insurance rates, compare quotes from the top car insurance companies in Worden, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Worden is Liberty Mutual
  • Average car insurance rates in Worden, IL are $3,441/year
  • Average car insurance rates in Worden, IL after a DUI are $4,010/year

If you need to buy Worden, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Worden, IL is right here.

You’ll find Worden car insurance rates, the cheapest Worden, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Worden, Illinois car insurance rates to Rockford car insurance rates, Joliet car insurance rates, and Elgin car insurance rates.

Ready to find affordable Worden, IL car insurance today? Enter your ZIP code for fast, free Worden car insurance quotes.

Cheapest Worden, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Worden, IL car insurance rates? Every Worden, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worden, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,182 $3,313 $3,313 $8,222 $10,682 $3,805 $4,111
American Family $2,532 $2,532 $2,315 $2,315 $7,127 $9,909 $2,532 $3,263
Farmers $2,510 $2,511 $2,226 $2,360 $10,824 $11,275 $2,855 $2,974
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,349 $1,454 $1,123 $1,254 $4,500 $5,002 $1,407 $1,482
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,665 $2,509 $2,198 $2,316 $9,603 $10,784 $3,161 $3,396
State Farm $1,403 $1,403 $1,256 $1,256 $4,021 $5,102 $1,586 $1,819
Travelers $1,563 $1,649 $1,420 $1,514 $4,461 $5,581 $1,658 $1,747
USAA $1,729 $1,765 $1,607 $1,590 $5,546 $6,126 $2,281 $2,517

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Minimum Car Insurance in Worden, IL

Every driver must carry the minimum car insurance in Worden, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Worden, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Worden, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Worden, IL. Compare credit history car insurance rates in Worden from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Worden, Illinois

Insurance Company Poor Fair Good
Allstate $6,335 $4,579 $4,009
American Family $5,416 $3,676 $3,105
Farmers $5,333 $4,480 $4,262
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,103 $1,941 $1,545
Nationwide $4,164 $3,354 $2,932
Progressive $5,225 $4,426 $4,085
State Farm $3,240 $1,943 $1,509
Travelers $2,992 $2,402 $1,953
USAA $3,860 $2,646 $2,179

Cheapest Worden, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Worden, IL to rates for a clean record with top companies.

Annual Worden, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,548 $6,050 $5,630 $4,671
American Family $2,990 $4,234 $5,647 $3,392
Farmers $3,964 $5,111 $4,985 $4,708
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,829 $2,597 $2,282 $2,077
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $3,765 $5,601 $4,181 $4,769
State Farm $2,039 $2,423 $2,231 $2,231
Travelers $1,950 $2,552 $2,847 $2,446
USAA $2,065 $2,963 $4,063 $2,490

Cheapest Worden, IL Car Insurance for Teen Drivers

Teen car insurance in Worden, IL can be expensive. Take a look at rates from the top car insurance companies in Worden for teenagers.

Annual Car Insurance Rates for Teen Drivers in Worden, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,222 $10,682
American Family $7,127 $9,909
Farmers $10,824 $11,275
GEICO $5,565 $5,775
Liberty Mutual $4,500 $5,002
Nationwide $6,133 $7,891
Progressive $9,603 $10,784
State Farm $4,021 $5,102
Travelers $4,461 $5,581
USAA $5,546 $6,126

Cheapest Worden, IL Car Insurance for Seniors

Take a look at Worden, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Worden, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,313
American Family $2,315 $2,315
Farmers $2,226 $2,360
GEICO $1,670 $2,030
Liberty Mutual $1,123 $1,254
Nationwide $1,955 $2,075
Progressive $2,198 $2,316
State Farm $1,256 $1,256
Travelers $1,420 $1,514
USAA $1,607 $1,590

Cheapest Worden, IL Car Insurance Rates After a DUI

A DUI in Worden, IL increases car insurance rates. Compare Worden, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Worden, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
American Family $5,647
Farmers $4,985
GEICO $3,948
Liberty Mutual $2,282
Nationwide $4,284
Progressive $4,181
State Farm $2,231
Travelers $2,847
USAA $4,063

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Cheapest Worden, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Worden, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Worden, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,975 $4,975
American Family $4,013 $4,118
Farmers $4,692 $4,692
GEICO $2,792 $2,897
Liberty Mutual $2,196 $2,196
Nationwide $3,483 $3,483
Progressive $4,579 $4,579
State Farm $2,174 $2,288
Travelers $2,353 $2,545
USAA $2,814 $2,977

The Best Cheap Car Insurance Companies in Worden, IL

Take a look at a side-by-side comparison of the top car insurance companies in Worden, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Worden, Illinois

Insurance Company Average Annual Rates
Allstate $4,975
American Family $4,066
Farmers $4,692
GEICO $2,844
Liberty Mutual $2,196
Nationwide $3,483
Progressive $4,579
State Farm $2,231
Travelers $2,449
USAA $2,895

Category Winners: Cheapest Car Insurance in Worden, Illinois

Find the cheapest car insurance companies in Worden, IL for each category right here.

Best Annual Car Insurance Rates by Company in Worden, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Worden, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Worden car insurance rates. Find the cheapest Worden, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Worden, Illinois

Insurance Company Low Medium High
Allstate $4,814 $4,969 $5,141
American Family $3,912 $4,215 $4,071
Farmers $4,449 $4,576 $5,051
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,071 $2,191 $2,327
Nationwide $3,470 $3,512 $3,468
Progressive $4,121 $4,550 $5,066
State Farm $2,103 $2,233 $2,357
Travelers $2,299 $2,446 $2,602
USAA $2,704 $2,892 $3,089

What affects car insurance rates in Worden, Illinois?

What factors can have an impact on Worden, IL car insurance? There are several reasons why Worden car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Worden, Illinois.

Commute Time in Worden

The more time you spend in your car the higher the risk of an accident. The average commute length in Worden, IL is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Worden, IL

Ready to find affordable Worden, Illinois car insurance today? Enter your ZIP code for fast, free Worden, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State