Compare Wortham, TX Car Insurance Rates (2021)

Car insurance in Wortham, TX averages $293 a month. Wortham, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wortham car insurance rates, compare quotes from the top car insurance companies in Wortham, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wortham, TX are $3,512/year
  • The cheapest car insurance company in Wortham is USAA
  • Average car insurance rates in Wortham, TX after a DUI are $4,000/year

If you need to buy Wortham, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Wortham, TX is right here.

You’ll find Wortham car insurance rates, the cheapest Wortham, TX car insurance companies, and information on Texas car insurance laws. You can also compare Wortham, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Dallas car insurance rates.

Ready to find affordable Wortham, TX car insurance today? Enter your ZIP code for fast, free Wortham car insurance quotes.

Cheapest Wortham, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wortham, TX car insurance rates? Every Wortham, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wortham, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,454 $3,376 $3,376 $8,923 $10,784 $4,227 $4,413
American Family $2,379 $2,631 $2,191 $2,492 $5,983 $7,853 $3,350 $3,812
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,368 $2,245 $2,108 $2,150 $9,901 $11,025 $2,798 $2,832
State Farm $2,019 $2,019 $1,791 $1,791 $4,756 $6,048 $2,189 $2,260
USAA $1,425 $1,438 $1,358 $1,353 $3,939 $4,303 $1,898 $2,045

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Minimum Car Insurance in Wortham, TX

Every driver must carry the minimum car insurance in Wortham, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Wortham, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wortham, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wortham, TX. Compare credit history car insurance rates in Wortham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wortham, Texas

Insurance Company Poor Fair Good
Allstate $6,673 $4,887 $4,180
American Family $5,316 $3,303 $2,890
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $4,984 $4,308 $3,993
State Farm $4,052 $2,519 $2,006
USAA $3,269 $1,880 $1,511

Cheapest Wortham, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wortham, TX to rates for a clean record with top companies.

Annual Wortham, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,100 $6,257 $6,528 $4,100
American Family $3,509 $4,431 $3,896 $3,509
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,863 $4,994 $4,509 $4,348
State Farm $2,549 $2,913 $3,426 $2,549
USAA $1,661 $2,438 $2,875 $1,905

Cheapest Wortham, TX Car Insurance for Teen Drivers

Teen car insurance in Wortham, TX can be expensive. Take a look at rates from the top car insurance companies in Wortham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wortham, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,923 $10,784
American Family $5,983 $7,853
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $9,901 $11,025
State Farm $4,756 $6,048
USAA $3,939 $4,303

Cheapest Wortham, TX Car Insurance for Seniors

Take a look at Wortham, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wortham, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,376 $3,376
American Family $2,191 $2,492
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,108 $2,150
State Farm $1,791 $1,791
USAA $1,358 $1,353

Cheapest Wortham, TX Car Insurance Rates After a DUI

A DUI in Wortham, TX increases car insurance rates. Compare Wortham, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wortham, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,528
American Family $3,896
GEICO $2,571
Nationwide $4,197
Progressive $4,509
State Farm $3,426
USAA $2,875

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Cheapest Wortham, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wortham, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wortham, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,125 $5,368
American Family $3,836 $3,836
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,428 $4,428
State Farm $2,859 $2,859
USAA $2,192 $2,248

The Best Cheap Car Insurance Companies in Wortham, TX

Take a look at a side-by-side comparison of the top car insurance companies in Wortham, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wortham, Texas

Insurance Company Average Annual Rates
Allstate $5,246
American Family $3,836
GEICO $2,723
Nationwide $3,270
Progressive $4,428
State Farm $2,859
USAA $2,220

Category Winners: Cheapest Car Insurance in Wortham, Texas

Find the cheapest car insurance companies in Wortham, TX for each category right here.

Best Annual Car Insurance Rates by Company in Wortham, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Wortham, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wortham car insurance rates. Find the cheapest Wortham, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wortham, Texas

Insurance Company Low Medium High
Allstate $5,124 $5,201 $5,414
American Family $3,588 $3,704 $4,217
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $4,214 $4,406 $4,665
State Farm $2,716 $2,849 $3,012
USAA $2,151 $2,212 $2,296

What affects car insurance rates in Wortham, Texas?

What factors can have an impact on Wortham, TX car insurance? There are several reasons why Wortham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wortham, Texas.

Car Theft in Wortham

High levels of vehicle theft can make car insurance more expensive. Wortham, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Wortham

The more time you spend in your car the higher the risk of an accident. The average commute length in Wortham, TX is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Wortham, TX

Ready to find affordable Wortham, Texas car insurance today? Enter your ZIP code for fast, free Wortham, TX car insurance quotes.

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