Compare Worthington, IA Car Insurance Rates (2021)

Car insurance in Worthington, IA averages $243 a month. Worthington, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Worthington car insurance rates, compare quotes from the top car insurance companies in Worthington, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Worthington for teen drivers is USAA
  • Average car insurance rates in Worthington, IA are $2,911/year
  • Average car insurance rates in Worthington, IA after a DUI are $3,520/year

If you need to buy Worthington, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Worthington, IA is right here.

You’ll find Worthington car insurance rates, the cheapest Worthington, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Worthington, Iowa car insurance rates to Des Moines car insurance rates, Sioux City car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Worthington, IA car insurance today? Enter your ZIP code for fast, free Worthington car insurance quotes.

Cheapest Worthington, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Worthington, IA car insurance rates? Every Worthington, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Worthington, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,553 $1,496 $1,280 $1,327 $3,792 $4,282 $1,867 $2,020
State Farm $1,455 $1,455 $1,277 $1,277 $3,918 $4,973 $1,635 $1,860
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Worthington, IA

Every driver must carry the minimum car insurance in Worthington, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Worthington, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Worthington, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Worthington, IA. Compare credit history car insurance rates in Worthington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Worthington, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,885 $2,856 $2,400
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,603 $2,101 $1,902
State Farm $3,178 $1,966 $1,550
Travelers $6,246 $5,341 $5,093
USAA $2,445 $1,677 $1,452

Cheapest Worthington, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Worthington, IA to rates for a clean record with top companies.

Annual Worthington, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,200 $3,220 $4,181 $2,586
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,772 $2,898 $1,922 $2,217
State Farm $2,067 $2,396 $2,231 $2,231
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Worthington, IA Car Insurance for Teen Drivers

Teen car insurance in Worthington, IA can be expensive. Take a look at rates from the top car insurance companies in Worthington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Worthington, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,243 $7,355
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $3,792 $4,282
State Farm $3,918 $4,973
Travelers $11,192 $17,925
USAA $3,352 $3,562

Cheapest Worthington, IA Car Insurance for Seniors

Take a look at Worthington, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Worthington, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,758 $1,758
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,280 $1,327
State Farm $1,277 $1,277
Travelers $2,405 $2,410
USAA $1,139 $1,163

Cheapest Worthington, IA Car Insurance Rates After a DUI

A DUI in Worthington, IA increases car insurance rates. Compare Worthington, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Worthington, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,122
American Family $4,181
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $1,922
State Farm $2,231
Travelers $7,249
USAA $2,478

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Cheapest Worthington, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Worthington, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Worthington, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,012 $3,082
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,202 $2,202
State Farm $2,177 $2,285
Travelers $5,560 $5,560
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Worthington, IA

Take a look at a side-by-side comparison of the top car insurance companies in Worthington, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Worthington, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,047
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,202
State Farm $2,231
Travelers $5,560
USAA $1,858

Category Winners: Cheapest Car Insurance in Worthington, Iowa

Find the cheapest car insurance companies in Worthington, IA for each category right here.

Best Annual Car Insurance Rates by Company in Worthington, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Worthington, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Worthington car insurance rates. Find the cheapest Worthington, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Worthington, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,066 $3,216 $2,859
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,074 $2,208 $2,324
State Farm $2,122 $2,244 $2,328
Travelers $5,196 $5,646 $5,837
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Worthington, Iowa?

What factors can have an impact on Worthington, IA car insurance? There are several reasons why Worthington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Worthington, Iowa.

Commute Time in Worthington

The more time you spend in your car the higher the risk of an accident. The average commute length in Worthington, IA is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Worthington, IA

Ready to find affordable Worthington, Iowa car insurance today? Enter your ZIP code for fast, free Worthington, IA car insurance quotes.

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